Intact Financial Corporation (TSX:IFC)
285.45
-19.76 (-6.47%)
Jul 30, 2025, 4:00 PM EDT
Intact Financial Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Premiums & Annuity Revenue | 28,549 | 28,183 | 27,949 | 28,827 | 16,238 | 11,241 | Upgrade |
Total Interest & Dividend Income | 476 | 520 | 358 | 1,525 | 706 | 577 | Upgrade |
Gain (Loss) on Sale of Investments | 351 | 148 | 249 | -285 | 630 | -14 | Upgrade |
Other Revenue | 86 | 89 | 96 | 103 | 310 | 681 | Upgrade |
29,462 | 28,940 | 28,652 | 30,170 | 17,884 | 12,485 | Upgrade | |
Revenue Growth (YoY) | -0.59% | 1.00% | -5.03% | 68.70% | 43.24% | 10.41% | Upgrade |
Policy Benefits | 24,347 | 19,746 | 19,983 | 20,044 | 8,967 | 6,883 | Upgrade |
Policy Acquisition & Underwriting Costs | 1,384 | 5,440 | 5,168 | 4,833 | 5,611 | 3,696 | Upgrade |
Other Operating Expenses | 304 | 690 | 1,116 | 2,037 | 413 | 346 | Upgrade |
Total Operating Expenses | 26,035 | 25,876 | 26,267 | 26,914 | 14,991 | 10,925 | Upgrade |
Operating Income | 3,427 | 3,064 | 2,385 | 3,256 | 2,893 | 1,560 | Upgrade |
Interest Expense | -223 | -222 | -229 | -177 | -153 | -115 | Upgrade |
Currency Exchange Gain (Loss) | 114 | 173 | 86 | -137 | 9 | 10 | Upgrade |
Other Non Operating Income (Expenses) | 132 | 132 | 72 | 13 | - | - | Upgrade |
EBT Excluding Unusual Items | 3,450 | 3,147 | 2,314 | 2,955 | 2,749 | 1,455 | Upgrade |
Merger & Restructuring Charges | -400 | -407 | -517 | -353 | -464 | -96 | Upgrade |
Gain (Loss) on Sale of Assets | - | 138 | - | 405 | - | - | Upgrade |
Asset Writedown | - | - | - | - | 79 | - | Upgrade |
Other Unusual Items | - | - | 7 | - | 204 | - | Upgrade |
Pretax Income | 3,050 | 2,878 | 1,804 | 3,007 | 2,568 | 1,359 | Upgrade |
Income Tax Expense | 628 | 568 | 473 | 557 | 480 | 277 | Upgrade |
Earnings From Continuing Ops. | 2,422 | 2,310 | 1,331 | 2,450 | 2,088 | 1,082 | Upgrade |
Minority Interest in Earnings | -5 | -13 | -15 | 4 | -21 | - | Upgrade |
Net Income | 2,417 | 2,297 | 1,316 | 2,454 | 2,067 | 1,082 | Upgrade |
Preferred Dividends & Other Adjustments | 45 | 90 | 84 | 60 | 53 | 52 | Upgrade |
Net Income to Common | 2,372 | 2,207 | 1,232 | 2,394 | 2,014 | 1,030 | Upgrade |
Net Income Growth | 14.55% | 74.54% | -46.37% | 18.72% | 91.03% | 43.50% | Upgrade |
Shares Outstanding (Basic) | 181 | 178 | 176 | 176 | 162 | 143 | Upgrade |
Shares Outstanding (Diluted) | 181 | 179 | 176 | 176 | 162 | 143 | Upgrade |
Shares Change (YoY) | 1.91% | 1.36% | 0.34% | 8.13% | 13.57% | 2.51% | Upgrade |
EPS (Basic) | 13.10 | 12.38 | 6.99 | 13.63 | 12.40 | 7.20 | Upgrade |
EPS (Diluted) | 13.08 | 12.36 | 6.99 | 13.63 | 12.40 | 7.20 | Upgrade |
EPS Growth | 15.12% | 76.82% | -48.73% | 9.93% | 72.18% | 41.72% | Upgrade |
Free Cash Flow | 3,510 | 2,958 | 1,388 | 3,254 | 2,819 | 2,189 | Upgrade |
Free Cash Flow Per Share | 19.36 | 16.56 | 7.88 | 18.53 | 17.36 | 15.31 | Upgrade |
Dividend Per Share | 5.080 | 4.840 | 4.400 | 4.000 | 3.400 | 3.320 | Upgrade |
Dividend Growth | 9.96% | 10.00% | 10.00% | 17.65% | 2.41% | 9.21% | Upgrade |
Operating Margin | 11.63% | 10.59% | 8.32% | 10.79% | 16.18% | 12.50% | Upgrade |
Profit Margin | 8.05% | 7.63% | 4.30% | 7.94% | 11.26% | 8.25% | Upgrade |
Free Cash Flow Margin | 11.91% | 10.22% | 4.84% | 10.79% | 15.76% | 17.53% | Upgrade |
EBITDA | 3,893 | 3,512 | 2,795 | 3,665 | 3,222 | 1,809 | Upgrade |
EBITDA Margin | 13.21% | 12.13% | 9.75% | 12.15% | 18.02% | 14.49% | Upgrade |
D&A For EBITDA | 466 | 448 | 410 | 409 | 329 | 249 | Upgrade |
EBIT | 3,427 | 3,064 | 2,385 | 3,256 | 2,893 | 1,560 | Upgrade |
EBIT Margin | 11.63% | 10.59% | 8.32% | 10.79% | 16.18% | 12.50% | Upgrade |
Effective Tax Rate | 20.59% | 19.74% | 26.22% | 18.52% | 18.69% | 20.38% | Upgrade |
Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.