Intact Financial Corporation (TSX:IFC)

Revenue by Geography

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Canada Revenue	17.23B	16.99B	15.76B
Canada Revenue Growth	1.42%	7.82%	7.99%
UK&I Revenue	4.36B	4.34B	4.20B
UK&I Revenue Growth	0.35%	3.36%	1.35%
US Revenue	2.44B	2.43B	2.31B
US Revenue Growth	0.08%	5.60%	6.17%
Corporate Revenue	1.67B	1.64B	1.57B
Corporate Revenue Growth	2.38%	4.01%	14.24%
Revenue (Other)	2.48B	2.69B	3.48B
Revenue (Total)	28.18B	28.09B	27.31B
Revenue (Total) Growth	0.32%	2.85%	3.11%

EBT by Geography

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Canada Operating Income Before Tax	2.72B	2.66B	1.59B
Canada Operating Income Before Tax Growth	2.26%	66.88%	32.14%
UK&I Operating Income Before Tax	164.00M	224.00M	301.00M
UK&I Operating Income Before Tax Growth	-26.79%	-25.58%	99.34%
US Operating Income Before Tax	402.00M	382.00M	310.00M
US Operating Income Before Tax Growth	5.24%	23.23%	18.32%
Corporate Operating Income Before Tax	1.26B	1.21B	1.16B
Corporate Operating Income Before Tax Growth	3.95%	5.02%	17.12%

Gross Premiums Written by Geography

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Canada Operating Direct Premiums Written (DPW)	17.39B	17.22B	16.06B
Canada Operating Direct Premiums Written (DPW) Growth	1.04%	7.19%	7.85%
UK&I Operating Direct Premiums Written (DPW)	4.89B	4.82B	4.78B
UK&I Operating Direct Premiums Written (DPW) Growth	1.35%	0.94%	1.47%
US Operating Direct Premiums Written (DPW)	3.03B	3.03B	2.89B
US Operating Direct Premiums Written (DPW) Growth	-0.20%	4.84%	4.29%

Net Premiums Written by Geography

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Canada Operating Net Premiums Written (NPW)	16.95B	16.81B	15.64B
Canada Operating Net Premiums Written (NPW) Growth	0.81%	7.49%	7.96%
UK&I Operating Net Premiums Written (NPW)	4.36B	4.22B	4.14B
UK&I Operating Net Premiums Written (NPW) Growth	3.29%	2.08%	-0.70%
US Operating Net Premiums Written (NPW)	2.49B	2.48B	2.28B
US Operating Net Premiums Written (NPW) Growth	0.48%	8.78%	3.08%

Net Premiums Earned by Geography

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Canada Operating Net Earned Premiums (NEP)	16.58B	16.32B	15.18B
Canada Operating Net Earned Premiums (NEP) Growth	1.59%	7.49%	7.80%
UK&I Operating Net Earned Premiums (NEP)	4.36B	4.34B	4.20B
UK&I Operating Net Earned Premiums (NEP) Growth	0.35%	3.36%	1.35%
US Operating Net Earned Premiums (NEP)	2.40B	2.40B	2.27B
US Operating Net Earned Premiums (NEP) Growth	0.04%	5.72%	7.47%
Corporate Operating Net Earned Premiums (NEP)	-11.00M	-7.00M	3.00M
Corporate Operating Net Earned Premiums (NEP) Growth	-	-	-86.36%

Key Performance Indicators

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Claims Ratio	54.20%	58.50%
Expense Ratio	34.00%	33.70%
Combined Ratio (Undiscounted)	88.20%	92.20%
Combined Ratio (Discounted)	84.60%	87.90%

Updated May 5, 2026. Data Source: Fiscal.ai.