Intact Financial Corporation (TSX:IFC)
Canada flag Canada · Delayed Price · Currency is CAD
293.46
+4.96 (1.72%)
Jul 24, 2026, 4:00 PM EST

Revenue by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Revenue
17.23B16.99B15.76B
UK&I Revenue
4.36B4.34B4.20B
US Revenue
2.44B2.43B2.31B
Corporate Revenue
1.67B1.64B1.57B
Revenue (Other)
2.48B2.69B3.48B
Revenue (Total)
28.18B28.09B27.31B

EBT by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Income Before Tax
2.72B2.66B1.59B
UK&I Operating Income Before Tax
164.00M224.00M301.00M
US Operating Income Before Tax
402.00M382.00M310.00M
Corporate Operating Income Before Tax
1.26B1.21B1.16B

Gross Premiums Written by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Direct Premiums Written (DPW)
17.39B17.22B16.06B
UK&I Operating Direct Premiums Written (DPW)
4.89B4.82B4.78B
US Operating Direct Premiums Written (DPW)
3.03B3.03B2.89B

Net Premiums Written by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Net Premiums Written (NPW)
16.95B16.81B15.64B
UK&I Operating Net Premiums Written (NPW)
4.36B4.22B4.14B
US Operating Net Premiums Written (NPW)
2.49B2.48B2.28B

Net Premiums Earned by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Net Earned Premiums (NEP)
16.58B16.32B15.18B
UK&I Operating Net Earned Premiums (NEP)
4.36B4.34B4.20B
US Operating Net Earned Premiums (NEP)
2.40B2.40B2.27B
Corporate Operating Net Earned Premiums (NEP)
-11.00M-7.00M3.00M

Key Performance Indicators

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Claims Ratio
54.20%58.50%
Expense Ratio
34.00%33.70%
Combined Ratio (Undiscounted)
88.20%92.20%
Combined Ratio (Discounted)
84.60%87.90%