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Intact Financial Corporation (TSX:IFC)
Canada flag Canada · Delayed Price · Currency is CAD
277.04
+3.72 (1.36%)
At close: Dec 4, 2025

Revenue by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Canada Revenue
16.69B15.76B
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UK&I Revenue
4.31B4.20B
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US Revenue
2.40B2.31B
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Corporate Revenue
1.61B1.57B
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Revenue (Other)
4.87B6.06B
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Revenue (Total)
29.88B29.89B
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EBT by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Canada Operating Income Before Tax
2.60B1.59B
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UK&I Operating Income Before Tax
230.00M301.00M
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US Operating Income Before Tax
353.00M310.00M
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Corporate Operating Income Before Tax
1.20B1.16B
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Gross Premiums Written by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Canada Operating Direct Premiums Written (DPW)
16.99B16.06B
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UK&I Operating Direct Premiums Written (DPW)
4.80B4.78B
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US Operating Direct Premiums Written (DPW)
3.01B2.89B
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Corporate Operating Direct Premiums Written (DPW)
--
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Net Premiums Written by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Canada Operating Net Premiums Written (NPW)
16.58B15.64B
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UK&I Operating Net Premiums Written (NPW)
4.19B4.14B
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US Operating Net Premiums Written (NPW)
2.44B2.28B
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Corporate Operating Net Premiums Written (NPW)
--
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Net Premiums Earned by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Canada Operating Net Earned Premiums (NEP)
16.04B15.18B
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UK&I Operating Net Earned Premiums (NEP)
4.31B4.20B
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US Operating Net Earned Premiums (NEP)
2.37B2.27B
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Corporate Operating Net Earned Premiums (NEP)
-3.00M
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Key Performance Indicators

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Claims Ratio
58.50%
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Expense Ratio
33.70%
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Combined Ratio (Undiscounted)
92.20%
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Combined Ratio (Discounted)
87.90%
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Updated Sep 30, 2025. Data Source: Fiscal.ai.