VersaBank Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 30, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	568.16	581.71	225.25	132.24	88.58	271.52
Securities and Investments	106.28	80.92	299.3	167.94	141.56	-
Net Loans	5,676	5,066	4,236	3,850	2,993	2,103
Net Property, Plant & Equipment	28.11	23.94	23.89	6.54	-	-
Other Intangible Assets	7.67	10.56	12.05	2.79	-	-
Goodwill	12.3	12.3	12.3	5.75	-	-
Other Non-Earning Assets	42.31	32.67	29.57	35.94	43.18	40.51
Total Assets	6,441	5,808	4,838	4,202	3,266	2,415
Total Deposits	5,521	4,861	4,145	3,533	2,658	1,853
Long-Term Debt	100.69	103.52	102.5	106.85	104.95	95.27
Other Liabilities	266.87	311.42	192.11	184.24	152.83	134.5
Total Liabilities	5,888	5,276	4,439	3,824	2,915	2,083
Common Stock	331.26	325.91	215.61	228.47	239.63	241.32
Additional Paid-in Capital	0.98	2.47	2.49	2.51	1.61	0.15
Accumulated Other Comprehensive Income	-0.73	0.56	-0.13	0.13	0.1	-0
Retained Earnings	220.72	203.73	181.24	146.04	109.34	90.64
Shareholders' Equity	552.24	532.67	399.2	377.16	350.68	332.11
Total Liabilities & Equity	6,441	5,808	4,838	4,202	3,266	2,415
Total Debt	100.69	103.52	102.5	106.85	104.95	95.27
Net Cash (Debt)	-100.69	-103.52	-102.5	-106.85	-104.95	-95.27
Net Cash Per Share	-3.13	-3.27	-3.84	-3.98	-3.83	-4.09
Book Value	552.24	532.67	399.2	377.16	350.68	332.11
Book Value Per Share	17.15	16.85	14.96	14.04	12.79	14.25
Tangible Book Value	532.27	509.81	374.85	368.61	350.68	332.11
Tangible Book Value Per Share	16.53	16.12	14.05	13.73	12.79	14.25