VersaBank (TSX:VBNK)

VersaBank Ratios and Metrics

Market cap in millions CAD. Fiscal year is November - October.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 28, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Market Cap	807	538	543	269	253	406
Market Cap Growth	96.22%	-0.91%	102.03%	6.27%	-37.59%	191.36%
Enterprise Value	-	642	645.94	375.84	358.06	500.85
Last Close Price	25.14	16.74	20.93	10.36	9.29	14.78
PE Ratio	25.83	18.60	14.05	6.60	11.76	15.40
Forward PE	13.22	10.44	10.44	5.80	8.93	15.34
PS Ratio	6.24	4.48	4.86	2.49	3.09	6.16
PB Ratio	1.49	1.01	1.36	0.71	0.72	1.22
P/TBV Ratio	1.51	0.99	1.40	0.74	0.73	1.04
P/FCF Ratio	-	12.38	2.14	2.85	-7.62	-3.74
P/OCF Ratio	-	12.11	1.99	2.84	-7.75	-3.74
EV/Sales Ratio	-	5.34	5.77	3.48	4.37	7.61
EV/EBITDA Ratio	-	207.03	245.23	210.79	184.76	289.68
EV/FCF Ratio	-	14.76	2.54	3.98	-10.77	-4.62
Debt / Equity Ratio	0.18	0.19	0.26	0.28	0.30	0.29
Debt / EBITDA Ratio	30.39	33.38	38.92	59.93	54.15	55.10
Debt / FCF Ratio	0.53	2.38	0.40	1.13	-3.16	-0.88
Net Debt / Equity Ratio	0.18	0.19	0.26	0.28	0.30	0.29
Net Debt / EBITDA Ratio	30.39	33.38	38.92	59.93	54.15	55.10
Net Debt / FCF Ratio	0.53	2.38	0.40	1.13	-3.16	-0.88
Asset Turnover	0.02	0.02	0.02	0.03	0.03	0.03
Return on Equity (ROE)	5.83%	6.11%	10.24%	11.59%	6.64%	7.62%
Earnings Yield	3.89%	5.38%	7.12%	15.15%	8.50%	6.50%
FCF Yield	-114.98%	8.08%	46.76%	35.08%	-13.13%	-26.71%
Dividend Yield	0.40%	0.61%	0.64%	1.29%	1.46%	1.12%
Payout Ratio	10.26%	11.37%	9.03%	8.54%	16.46%	17.18%
Buyback Yield / Dilution	-20.55%	-18.53%	0.66%	2.08%	-17.64%	-10.36%
Total Shareholder Return	-20.15%	-17.92%	1.31%	3.37%	-16.18%	-9.25%

Updated Jan 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.