VersaBank (TSX:VBNK)

Canada · Delayed Price · Currency is CAD

26.62

-0.11 (-0.41%)

Aug 7, 2026, 3:16 PM EST

VersaBank Ratios and Metrics

Market cap in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Market Capitalization	861	538	543	269	255	406
Market Cap Growth	73.08%	-0.92%	102.04%	5.52%	-37.15%	191.36%
Last Close Price	26.73	16.69	20.74	10.20	9.05	14.28

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
PE Ratio	28.33	18.92	14.02	6.53	11.76	19.50
PS Ratio	6.24	4.48	4.86	2.49	3.11	6.16
PB Ratio	1.56	1.01	1.36	0.71	0.73	1.22

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Debt / Equity Ratio	0.19	0.20	0.26	0.29	0.31	0.30
Net Debt / Equity Ratio	-0.85	-0.89	-0.30	-0.06	0.06	-0.51
Net Debt / FCF Ratio	0.44	0.70	0.45	0.03	-0.02	0.43
Return on Equity (ROE)	5.62%	6.11%	10.24%	11.59%	6.64%	7.62%
Return on Assets (ROA)	0.53%	0.53%	0.88%	1.13%	0.80%	1.03%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Earnings Yield	3.53%	5.29%	7.31%	15.67%	8.89%	5.52%
FCF Yield	-124.46%	-126.34%	-49.53%	-277.41%	-323.07%	-97.50%
Dividend Yield	0.37%	0.60%	0.48%	0.98%	1.10%	0.70%
Payout Ratio	10.57%	11.37%	9.03%	8.54%	16.46%	17.18%
Buyback Yield / Dilution	-13.31%	-21.34%	1.17%	4.20%	-26.08%	-2.98%
Total Shareholder Return	-12.94%	-20.74%	1.65%	5.18%	-24.97%	-2.28%