VersaBank Ratios and Metrics

Market cap in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 13, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021	Oct '20 Oct 31, 2020	2015 - 2019
Market Capitalization	513	543	269	255	406	139	Upgrade
Market Cap Growth	62.78%	102.04%	5.52%	-37.15%	191.36%	0.30%	Upgrade
Last Close Price	15.79	20.86	10.26	9.11	14.37	6.36	Upgrade
PE Ratio	12.29	14.02	6.53	11.76	19.50	8.08	Upgrade
PS Ratio	4.68	4.86	2.49	3.11	6.16	2.55	Upgrade
PB Ratio	0.98	1.36	0.71	0.73	1.22	0.55	Upgrade
Debt / Equity Ratio	0.21	0.26	0.29	0.31	0.30	0.07	Upgrade
Return on Equity (ROE)	7.73%	10.24%	11.59%	6.64%	7.62%	7.83%	Upgrade
Return on Assets (ROA)	0.76%	0.88%	1.13%	0.80%	1.03%	1.04%	Upgrade
Earnings Yield	6.71%	7.31%	15.67%	8.89%	5.52%	13.94%	Upgrade
FCF Yield	-41.43%	-49.53%	-277.41%	-323.07%	-97.50%	-19.53%	Upgrade
Dividend Yield	0.65%	0.48%	0.97%	1.10%	0.70%	1.57%	Upgrade
Payout Ratio	9.96%	9.03%	8.54%	16.46%	17.18%	22.06%	Upgrade
Buyback Yield / Dilution	-2.81%	1.17%	4.20%	-26.08%	-2.98%	-	Upgrade
Total Shareholder Return	-2.17%	1.65%	5.17%	-24.98%	-2.28%	1.57%	Upgrade

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.