VersaBank (TSX:VBNK)

VersaBank Ratios and Metrics

Market cap in millions CAD. Fiscal year is November - October.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 25, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020
Market Capitalization	514	543	269	255	406	139
Market Cap Growth	40.60%	102.04%	5.52%	-37.15%	191.36%	0.30%
Last Close Price	15.80	20.83	10.24	9.10	14.35	6.35
PE Ratio	14.39	14.02	6.53	11.76	19.50	8.08
PS Ratio	4.65	4.86	2.49	3.11	6.16	2.55
PB Ratio	0.97	1.36	0.71	0.73	1.22	0.55
Debt / Equity Ratio	0.20	0.26	0.29	0.31	0.30	0.07
Return on Equity (ROE)	6.87%	10.24%	11.59%	6.64%	7.62%	7.83%
Return on Assets (ROA)	0.68%	0.88%	1.13%	0.80%	1.03%	1.04%
Earnings Yield	6.11%	7.31%	15.67%	8.89%	5.52%	13.94%
FCF Yield	-75.01%	-49.53%	-277.41%	-323.07%	-97.50%	-19.53%
Dividend Yield	0.63%	0.48%	0.98%	1.10%	0.70%	1.58%
Payout Ratio	10.72%	9.03%	8.54%	16.46%	17.18%	22.06%
Buyback Yield / Dilution	-9.29%	1.17%	4.20%	-26.08%	-2.98%	-
Total Shareholder Return	-8.66%	1.65%	5.18%	-24.98%	-2.28%	1.58%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.