VersaBank (TSX:VBNK)

VersaBank Ratios and Metrics

Market cap in millions CAD. Fiscal year is November - October.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 7, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020
Market Capitalization	529	543	269	255	406	139
Market Cap Growth	-1.46%	102.04%	5.52%	-37.15%	191.36%	0.30%
Last Close Price	16.45	20.80	10.23	9.08	14.33	6.34
PE Ratio	17.33	14.02	6.53	11.76	19.50	8.08
PS Ratio	4.65	4.86	2.49	3.11	6.16	2.55
PB Ratio	1.00	1.36	0.71	0.73	1.22	0.55
Debt / Equity Ratio	0.20	0.26	0.29	0.31	0.30	0.07
Return on Equity (ROE)	6.14%	10.24%	11.59%	6.64%	7.62%	7.83%
Return on Assets (ROA)	0.58%	0.88%	1.13%	0.80%	1.03%	1.04%
Earnings Yield	5.39%	7.31%	15.67%	8.89%	5.52%	13.94%
FCF Yield	-110.79%	-49.53%	-277.41%	-323.07%	-97.50%	-19.53%
Dividend Yield	0.61%	0.48%	0.98%	1.10%	0.70%	1.58%
Payout Ratio	11.57%	9.03%	8.54%	16.46%	17.18%	22.06%
Buyback Yield / Dilution	-15.46%	1.17%	4.20%	-26.08%	-2.98%	-
Total Shareholder Return	-14.85%	1.65%	5.18%	-24.98%	-2.28%	1.58%

Updated Jul 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.