VersaBank Statistics

Total Valuation

VersaBank has a market cap or net worth of CAD 513.29 million.

Market Cap	513.29M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, December 6, 2024.

Earnings Date	Dec 6, 2024
Ex-Dividend Date	Jan 10, 2025

Share Statistics

VersaBank has 26.00 million shares outstanding. The number of shares has decreased by -1.17% in one year.

Current Share Class	n/a
Shares Outstanding	26.00M
Shares Change (YoY)	-1.17%
Shares Change (QoQ)	+1.47%
Owned by Insiders (%)	13.33%
Owned by Institutions (%)	21.38%
Float	14.01M

Valuation Ratios

The trailing PE ratio is 13.25 and the forward PE ratio is 9.38.

PE Ratio	13.25
Forward PE	9.38
PS Ratio	4.58
PB Ratio	1.29
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.39
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.24%.

Return on Equity (ROE)	10.24%
Return on Assets (ROA)	0.88%
Return on Capital (ROIC)	n/a
Revenue Per Employee	924,802
Profits Per Employee	320,331
Employee Count	119
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +35.76% in the last 52 weeks. The beta is 1.07, so VersaBank's price volatility has been similar to the market average.

Beta (5Y)	1.07
52-Week Price Change	+35.76%
50-Day Moving Average	22.13
200-Day Moving Average	17.15
Relative Strength Index (RSI)	37.35
Average Volume (20 Days)	72,258

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VersaBank had revenue of CAD 111.90 million and earned 38.76 million in profits. Earnings per share was 1.49.

Revenue	111.90M
Gross Profit	111.90M
Operating Income	54.79M
Pretax Income	54.79M
Net Income	38.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.49

Full Income Statement

Balance Sheet

The company has 225.27 million in cash and 105.54 million in debt, giving a net cash position of 119.74 million or 4.60 per share.

Cash & Cash Equivalents	225.27M
Total Debt	105.54M
Net Cash	119.74M
Net Cash Per Share	4.60
Equity (Book Value)	399.20M
Book Value Per Share	15.35
Working Capital	-4.06B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -250.57 million and capital expenditures -18.58 million, giving a free cash flow of -269.15 million.

Operating Cash Flow	-250.57M
Capital Expenditures	-18.58M
Free Cash Flow	-269.15M
FCF Per Share	-10.35

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	48.97%
Pretax Margin	48.97%
Profit Margin	35.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.51%.

Dividend Per Share	0.10
Dividend Yield	0.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9.03%
Buyback Yield	1.17%
Shareholder Yield	1.68%
Earnings Yield	7.55%
FCF Yield	-52.44%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a