VersaBank Statistics

Total Valuation

VersaBank has a market cap or net worth of CAD 513.80 million.

Market Cap	513.80M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, June 4, 2025.

Earnings Date	Jun 4, 2025
Ex-Dividend Date	Apr 4, 2025

Share Statistics

VersaBank has 32.52 million shares outstanding. The number of shares has increased by 2.81% in one year.

Current Share Class	32.52M
Shares Outstanding	32.52M
Shares Change (YoY)	+2.81%
Shares Change (QoQ)	+10.31%
Owned by Insiders (%)	10.40%
Owned by Institutions (%)	34.89%
Float	20.61M

Valuation Ratios

The trailing PE ratio is 12.29 and the forward PE ratio is 9.23.

PE Ratio	12.29
Forward PE	9.23
PS Ratio	4.68
PB Ratio	0.99
P/TBV Ratio	1.03
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.73%.

Return on Equity (ROE)	7.73%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	906,826
Profits Per Employee	284,719
Employee Count	121
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +17.51% in the last 52 weeks. The beta is 1.23, so VersaBank's price volatility has been higher than the market average.

Beta (5Y)	1.23
52-Week Price Change	+17.51%
50-Day Moving Average	14.97
200-Day Moving Average	18.36
Relative Strength Index (RSI)	48.15
Average Volume (20 Days)	16,553

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VersaBank had revenue of CAD 109.73 million and earned 34.45 million in profits. Earnings per share was 1.29.

Revenue	109.73M
Gross Profit	109.73M
Operating Income	48.94M
Pretax Income	48.94M
Net Income	34.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.29

Full Income Statement

Balance Sheet

The company has 386.69 million in cash and 110.56 million in debt, giving a net cash position of 276.14 million or 8.49 per share.

Cash & Cash Equivalents	386.69M
Total Debt	110.56M
Net Cash	276.14M
Net Cash Per Share	8.49
Equity (Book Value)	521.30M
Book Value Per Share	16.03
Working Capital	-3.90B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -208.72 million and capital expenditures -4.03 million, giving a free cash flow of -212.75 million.

Operating Cash Flow	-208.72M
Capital Expenditures	-4.03M
Free Cash Flow	-212.75M
FCF Per Share	-6.54

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.60%
Pretax Margin	44.60%
Profit Margin	32.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.63%.

Dividend Per Share	0.10
Dividend Yield	0.63%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9.96%
Buyback Yield	-2.81%
Shareholder Yield	-2.18%
Earnings Yield	6.71%
FCF Yield	-41.41%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a