VersaBank Statistics

Total Valuation

VersaBank has a market cap or net worth of CAD 497.54 million.

Market Cap	497.54M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, June 4, 2025.

Earnings Date	Jun 4, 2025
Ex-Dividend Date	Jul 4, 2025

Share Statistics

VersaBank has 32.52 million shares outstanding. The number of shares has increased by 9.29% in one year.

Current Share Class	32.52M
Shares Outstanding	32.52M
Shares Change (YoY)	+9.29%
Shares Change (QoQ)	+11.90%
Owned by Insiders (%)	10.40%
Owned by Institutions (%)	34.89%
Float	20.61M

Valuation Ratios

The trailing PE ratio is 13.93 and the forward PE ratio is 10.64.

PE Ratio	13.93
Forward PE	10.64
PS Ratio	4.50
PB Ratio	0.94
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.27
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.87%.

Return on Equity (ROE)	6.87%
Return on Assets (ROA)	0.68%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	913,149
Profits Per Employee	259,496
Employee Count	121
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, VersaBank has paid 12.48 million in taxes.

Income Tax	12.48M
Effective Tax Rate	28.13%

Stock Price Statistics

The stock price has increased by +7.90% in the last 52 weeks. The beta is 1.19, so VersaBank's price volatility has been higher than the market average.

Beta (5Y)	1.19
52-Week Price Change	+7.90%
50-Day Moving Average	15.49
200-Day Moving Average	18.16
Relative Strength Index (RSI)	53.00
Average Volume (20 Days)	29,130

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VersaBank had revenue of CAD 110.49 million and earned 31.40 million in profits. Earnings per share was 1.10.

Revenue	110.49M
Gross Profit	110.49M
Operating Income	44.38M
Pretax Income	44.38M
Net Income	31.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.10

Full Income Statement

Balance Sheet

The company has 340.38 million in cash and 105.30 million in debt, giving a net cash position of 235.09 million or 7.23 per share.

Cash & Cash Equivalents	340.38M
Total Debt	105.30M
Net Cash	235.09M
Net Cash Per Share	7.23
Equity (Book Value)	528.31M
Book Value Per Share	16.25
Working Capital	-4.02B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -382.44 million and capital expenditures -2.95 million, giving a free cash flow of -385.38 million.

Operating Cash Flow	-382.44M
Capital Expenditures	-2.95M
Free Cash Flow	-385.38M
FCF Per Share	-11.85

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.16%
Pretax Margin	40.16%
Profit Margin	28.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.66%.

Dividend Per Share	0.10
Dividend Yield	0.66%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	10.72%
Buyback Yield	-9.29%
Shareholder Yield	-8.65%
Earnings Yield	6.31%
FCF Yield	-77.46%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2