Bank of Innovation,Inc. (TYO:4393)

Bank of Innovation,Inc. Financials Overview

Financials in millions JPY. Fiscal year is October - September.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Revenue Revenue Growth	12,029	12,366	13,615	21,333	2,428	2,129
Revenue Growth	-1.92%	-9.17%	-36.18%	778.62%	14.04%	-30.45%
Gross Profit Gross Profit Growth	5,245	5,999	6,445	11,323	46	-198
Operating Income Operating Income Growth	2,063	2,155	1,331	4,901	-1,009	-807
Net Income Net Income Growth	1,510	1,351	895	3,293	-838	-541
Earnings Per Share EPS Growth	379.95	339.93	224.45	817.85	-217.85	-141.13
EPS Growth	69.10%	51.45%	-72.56%	-	-	-

Revenue by Geography

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Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Japan Japan Growth	11,394	12,267	21,333	2,428	2,129
Others Others Growth	972	1,347	-	-	-
Total Total Growth	12,366	13,614	21,333	2,428	2,129

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Investments Cash & Investments Growth	5,469	5,386	2,900	5,417	1,043	1,673
Total Debt Total Debt Growth	-	13	200	555	1,279	1,446
Net Cash (Debt) Net Cash Growth	5,469	5,373	2,700	4,862	-236	227
Net Cash Growth	18.68%	99.00%	-44.47%	-	-	-76.23%
Net Cash Per Share Net Cash Per Share Growth	1376.11	1351.92	677.11	1207.35	-61.35	59.22

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Operating Cash Flow Operating Cash Flow Growth	-	2,867	-1,716	5,212	-974	-729
Capital Expenditures CapEx Growth	-	-35	-24	-49	-	-5
Free Cash Flow Free Cash Flow Growth	-	2,832	-1,740	5,163	-974	-734
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Gross Margin	43.60%	48.51%	47.34%	53.08%	1.90%	-9.30%
Operating Margin	17.15%	17.43%	9.78%	22.97%	-41.56%	-37.91%
Pretax Margin	17.38%	17.67%	10.00%	23.06%	-41.80%	-37.62%
Profit Margin	12.55%	10.93%	6.57%	15.44%	-34.51%	-25.41%
FCF Margin	-	22.90%	-12.78%	24.20%	-40.12%	-34.48%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 5, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
PE Ratio	14.53	23.83	23.31	6.71	-	-
P/FCF Ratio	11.24	11.37	-	4.28	-	-
PS Ratio	1.82	2.60	1.53	1.04	5.06	3.19

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 4, 2026

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