Bank of Innovation,Inc. (TYO:4393)

Japan · Delayed Price · Currency is JPY

4,660.00

-70.00 (-1.48%)

Jul 24, 2026, 3:30 PM JST

Bank of Innovation,Inc. Financials Overview

Financials in millions JPY. Fiscal year is October - September.

Millions JPY. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Revenue	11,954	12,366	13,615	21,333	2,428	2,129
Revenue Growth	-3.50%	-9.17%	-36.18%	778.62%	14.04%	-30.45%
Gross Profit	5,343	5,999	6,445	11,323	46	-198
Operating Income	2,291	2,155	1,331	4,901	-1,009	-807
Net Income	1,703	1,351	895	3,293	-838	-541
Earnings Per Share	428.51	339.93	224.45	817.85	-217.85	-141.13
EPS Growth	209.15%	51.45%	-72.56%	-	-	-

Revenue by Geography

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Japan	10,982	11,394	12,267	21,333	2,428	2,129
Others	-	972	1,347	-	-	-
Total	11,954	12,366	13,614	21,333	2,428	2,129

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Investments	5,676	5,386	2,900	5,417	1,043	1,673
Total Debt	-	13	200	555	1,279	1,446
Net Cash (Debt)	5,676	5,373	2,700	4,862	-236	227
Net Cash Growth	42.22%	99.00%	-44.47%	-	-	-76.23%
Net Cash Per Share	1428.19	1351.92	677.11	1207.35	-61.35	59.22

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Operating Cash Flow	2,007	2,867	-1,716	5,212	-974	-729
Capital Expenditures	-55	-35	-24	-49	-	-5
Free Cash Flow	1,952	2,832	-1,740	5,163	-974	-734
Free Cash Flow Growth	272.52%	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Gross Margin	44.70%	48.51%	47.34%	53.08%	1.90%	-9.30%
Operating Margin	19.16%	17.43%	9.78%	22.97%	-41.56%	-37.91%
Pretax Margin	19.37%	17.67%	10.00%	23.06%	-41.80%	-37.62%
Profit Margin	14.25%	10.93%	6.57%	15.44%	-34.51%	-25.41%
FCF Margin	16.33%	22.90%	-12.78%	24.20%	-40.12%	-34.48%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
PE Ratio	10.87	23.83	23.31	6.71	-	-
P/FCF Ratio	9.49	11.37	-	4.28	-	-
PS Ratio	1.55	2.60	1.53	1.04	5.06	3.19