Mortgage Service Japan Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Revenue	7,825	7,565	7,110	7,325	7,689	7,129
Revenue Growth (YoY)	5.64%	6.40%	-2.94%	-4.73%	7.85%	0.17%
Cost of Revenue	2,218	2,154	2,085	2,193	2,199	2,097
Gross Profit	5,607	5,411	5,025	5,132	5,490	5,032
Selling, General & Admin	3,953	3,922	3,492	3,560	3,699	3,535
Operating Expenses	4,042	4,011	3,627	3,661	3,794	3,608
Operating Income	1,565	1,400	1,398	1,471	1,696	1,424
Interest & Investment Income	8	2	-	-	-	-
Other Non Operating Income (Expenses)	-1	-	-1	1	2	-10
EBT Excluding Unusual Items	1,572	1,402	1,397	1,472	1,698	1,414
Gain (Loss) on Sale of Investments	-	-	-8	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	39	-	-
Other Unusual Items	-	-2	-62	-	-	-
Pretax Income	1,572	1,400	1,327	1,511	1,698	1,414
Income Tax Expense	475	423	467	513	566	460
Earnings From Continuing Operations	1,097	977	860	998	1,132	954
Minority Interest in Earnings	-11	5	14	4	-2	-9
Net Income	1,086	982	874	1,002	1,130	945
Net Income to Common	1,086	982	874	1,002	1,130	945
Net Income Growth	40.86%	12.36%	-12.77%	-11.33%	19.58%	-6.80%
Shares Outstanding (Basic)	15	15	15	15	15	14
Shares Outstanding (Diluted)	15	15	15	15	15	14
Shares Change (YoY)	-	-	-0.30%	-0.18%	2.72%	2.16%
EPS (Basic)	73.87	66.80	59.45	68.15	76.95	65.82
EPS (Diluted)	73.87	66.80	59.45	67.97	76.50	65.77
EPS Growth	40.86%	12.36%	-12.53%	-11.15%	16.31%	-8.70%
Free Cash Flow	-	1,637	1,592	855	-407	-1,708
Free Cash Flow Per Share	-	111.35	108.29	57.99	-27.55	-118.78
Dividend Per Share	20.000	20.000	20.000	20.000	20.000	20.000
Dividend Growth	-	-	-	-	-	14.29%
Gross Margin	71.66%	71.53%	70.67%	70.06%	71.40%	70.58%
Operating Margin	20.00%	18.51%	19.66%	20.08%	22.06%	19.98%
Profit Margin	13.88%	12.98%	12.29%	13.68%	14.70%	13.26%
Free Cash Flow Margin	-	21.64%	22.39%	11.67%	-5.29%	-23.96%
EBITDA	1,705	1,532	1,519	1,591	1,814	1,525
EBITDA Margin	21.79%	20.25%	21.36%	21.72%	23.59%	21.39%
D&A For EBITDA	140.25	132	121	120	118	101
EBIT	1,565	1,400	1,398	1,471	1,696	1,424
EBIT Margin	20.00%	18.51%	19.66%	20.08%	22.06%	19.98%
Effective Tax Rate	30.22%	30.21%	35.19%	33.95%	33.33%	32.53%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.