Mortgage Service Japan Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	5,151	5,199	4,677	4,426	5,048	4,971
Cash & Short-Term Investments	5,151	5,199	4,677	4,426	5,048	4,971
Cash Growth	-1.36%	11.16%	5.67%	-12.32%	1.55%	-5.10%
Receivables	15,085	14,470	14,283	15,520	15,475	13,414
Other Current Assets	449	459	438	461	462	406
Total Current Assets	20,685	20,128	19,398	20,407	20,985	18,791
Property, Plant & Equipment	294	317	183	187	196	194
Long-Term Investments	1,471	1,319	1,260	1,193	880	870
Other Intangible Assets	106	137	214	280	315	355
Long-Term Deferred Tax Assets	194	177	185	139	123	116
Other Long-Term Assets	2	1	1	1	2	1
Total Assets	22,757	22,097	21,241	22,207	22,501	20,327
Accounts Payable	273	362	336	403	422	414
Accrued Expenses	86	38	27	25	32	22
Short-Term Debt	7,982	6,936	7,627	9,146	10,180	9,239
Current Income Taxes Payable	447	493	520	369	558	495
Other Current Liabilities	3,394	3,767	2,898	3,463	3,203	2,948
Total Current Liabilities	12,182	11,596	11,408	13,406	14,395	13,118
Long-Term Debt	-	408	510	-	-	-
Other Long-Term Liabilities	1,270	1,318	1,230	1,275	1,280	1,240
Total Liabilities	13,452	13,322	13,148	14,681	15,675	14,358
Common Stock	1,061	1,061	1,061	1,061	1,061	1,061
Additional Paid-In Capital	558	558	558	558	558	558
Retained Earnings	7,673	7,157	6,469	5,888	5,180	4,344
Treasury Stock	-1	-1	-1	-1	-1	-20
Comprehensive Income & Other	-	-	-	-	3	3
Total Common Equity	9,291	8,775	8,087	7,506	6,801	5,946
Minority Interest	14	-	6	20	25	23
Shareholders' Equity	9,305	8,775	8,093	7,526	6,826	5,969
Total Liabilities & Equity	22,757	22,097	21,241	22,207	22,501	20,327
Total Debt	7,982	7,344	8,137	9,146	10,180	9,239
Net Cash (Debt)	-2,831	-2,145	-3,460	-4,720	-5,132	-4,268
Net Cash Per Share	-192.57	-145.91	-235.36	-320.11	-347.43	-296.80
Filing Date Shares Outstanding	14.7	14.7	14.7	14.7	14.7	14.65
Total Common Shares Outstanding	14.7	14.7	14.7	14.7	14.7	14.65
Working Capital	8,503	8,532	7,990	7,001	6,590	5,673
Book Value Per Share	631.96	596.86	550.06	510.54	462.59	405.93
Tangible Book Value	9,185	8,638	7,873	7,226	6,486	5,591
Tangible Book Value Per Share	624.75	587.54	535.51	491.50	441.16	381.69

Source: S&P Global Market Intelligence. Standard template. Financial Sources.