Mortgage Service Japan Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	4,794	5,199	4,677	4,426	5,048	4,971
Cash & Short-Term Investments	4,794	5,199	4,677	4,426	5,048	4,971
Cash Growth	-1.07%	11.16%	5.67%	-12.32%	1.55%	-5.10%
Receivables	13,364	14,470	14,283	15,520	15,475	13,414
Other Current Assets	410	459	438	461	462	406
Total Current Assets	18,568	20,128	19,398	20,407	20,985	18,791
Property, Plant & Equipment	302	317	183	187	196	194
Long-Term Investments	1,446	1,319	1,260	1,193	880	870
Other Intangible Assets	114	137	214	280	315	355
Long-Term Deferred Tax Assets	174	177	185	139	123	116
Other Long-Term Assets	1	1	1	1	2	1
Total Assets	20,611	22,097	21,241	22,207	22,501	20,327
Accounts Payable	256	362	336	403	422	414
Accrued Expenses	33	38	27	25	32	22
Short-Term Debt	6,572	6,936	7,627	9,146	10,180	9,239
Current Income Taxes Payable	480	493	520	369	558	495
Other Current Liabilities	3,012	3,767	2,898	3,463	3,203	2,948
Total Current Liabilities	10,353	11,596	11,408	13,406	14,395	13,118
Long-Term Debt	-	408	510	-	-	-
Other Long-Term Liabilities	1,285	1,318	1,230	1,275	1,280	1,240
Total Liabilities	11,638	13,322	13,148	14,681	15,675	14,358
Common Stock	1,061	1,061	1,061	1,061	1,061	1,061
Additional Paid-In Capital	558	558	558	558	558	558
Retained Earnings	7,347	7,157	6,469	5,888	5,180	4,344
Treasury Stock	-1	-1	-1	-1	-1	-20
Comprehensive Income & Other	-	-	-	-	3	3
Total Common Equity	8,965	8,775	8,087	7,506	6,801	5,946
Minority Interest	8	-	6	20	25	23
Shareholders' Equity	8,973	8,775	8,093	7,526	6,826	5,969
Total Liabilities & Equity	20,611	22,097	21,241	22,207	22,501	20,327
Total Debt	6,572	7,344	8,137	9,146	10,180	9,239
Net Cash (Debt)	-1,778	-2,145	-3,460	-4,720	-5,132	-4,268
Net Cash Per Share	-120.94	-145.91	-235.36	-320.11	-347.43	-296.80
Filing Date Shares Outstanding	14.7	14.7	14.7	14.7	14.7	14.65
Total Common Shares Outstanding	14.7	14.7	14.7	14.7	14.7	14.65
Working Capital	8,215	8,532	7,990	7,001	6,590	5,673
Book Value Per Share	609.78	596.86	550.06	510.54	462.59	405.93
Tangible Book Value	8,851	8,638	7,873	7,226	6,486	5,591
Tangible Book Value Per Share	602.03	587.54	535.51	491.50	441.16	381.69

Source: S&P Global Market Intelligence. Standard template. Financial Sources.