Mortgage Service Japan Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	1,519	1,400	1,327	1,510	1,699	1,416
Depreciation & Amortization	127	132	121	120	118	101
Loss (Gain) From Sale of Assets	-	-	-	-39	-	-
Loss (Gain) From Sale of Investments	-	-	8	-	-	-
Other Operating Activities	-412	-469	-475	-667	-442	-523
Change in Accounts Receivable	374	-173	1,763	1,172	737	733
Change in Accounts Payable	-2	59	28	-66	-60	-124
Change in Other Net Operating Assets	-813	870	-1,176	-1,118	-2,436	-3,303
Operating Cash Flow	793	1,819	1,596	912	-384	-1,700
Operating Cash Flow Growth	-79.89%	13.97%	75.00%	-	-	-
Capital Expenditures	-4	-182	-4	-57	-23	-8
Sale of Property, Plant & Equipment	-	-	-	85	-	-
Sale (Purchase) of Intangibles	-31	-24	-32	-63	-63	-213
Other Investing Activities	-33	-19	-2	-149	-96	-
Investing Cash Flow	-168	-225	-38	-184	-182	-221
Short-Term Debt Issued	-	-	-	-	940	1,450
Long-Term Debt Issued	-	-	510	-	-	-
Total Debt Issued	-	-	510	-	940	1,450
Short-Term Debt Repaid	-	-691	-1,518	-1,034	-	-
Long-Term Debt Repaid	-	-102	-	-	-	-
Total Debt Repaid	-390	-793	-1,518	-1,034	-	-
Net Debt Issued (Repaid)	-390	-793	-1,008	-1,034	940	1,450
Issuance of Common Stock	-	-	-	-3	-	455
Common Dividends Paid	-323	-293	-294	-293	-293	-249
Other Financing Activities	-2	-2	-	-2	-2	-2
Financing Cash Flow	-715	-1,088	-1,302	-1,332	645	1,654
Miscellaneous Cash Flow Adjustments	-1	-1	-1	-	-2	-1
Net Cash Flow	-91	505	255	-604	77	-268
Free Cash Flow	789	1,637	1,592	855	-407	-1,708
Free Cash Flow Growth	-79.02%	2.83%	86.20%	-	-	-
Free Cash Flow Margin	10.21%	21.64%	22.39%	11.67%	-5.29%	-23.96%
Free Cash Flow Per Share	53.67	111.35	108.29	57.99	-27.55	-118.78
Cash Income Tax Paid	413	459	469	667	443	523
Levered Free Cash Flow	723	1,472	1,740	920.38	-689	-1,787
Unlevered Free Cash Flow	723	1,472	1,740	920.38	-689	-1,787
Change in Working Capital	-441	756	615	-12	-1,759	-2,694

Source: S&P Global Market Intelligence. Standard template. Financial Sources.