Mortgage Service Japan Limited (TYO:7192)

Mortgage Service Japan Statistics

Total Valuation

TYO:7192 has a market cap or net worth of JPY 9.39 billion. The enterprise value is 12.24 billion.

Market Cap	9.39B
Enterprise Value	12.24B

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	Mar 30, 2026

Share Statistics

TYO:7192 has 14.70 million shares outstanding.

Current Share Class	14.70M
Shares Outstanding	14.70M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.77%
Owned by Institutions (%)	4.74%
Float	8.06M

Valuation Ratios

The trailing PE ratio is 8.65.

PE Ratio	8.65
Forward PE	n/a
PS Ratio	1.20
PB Ratio	1.01
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.27
EV / Sales	1.56
EV / EBITDA	7.18
EV / EBIT	7.82
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.70, with a Debt / Equity ratio of 0.86.

Current Ratio	1.70
Quick Ratio	1.66
Debt / Equity	0.86
Debt / EBITDA	4.68
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.30% and return on invested capital (ROIC) is 9.54%.

Return on Equity (ROE)	12.30%
Return on Assets (ROA)	4.66%
Return on Invested Capital (ROIC)	9.54%
Return on Capital Employed (ROCE)	14.80%
Weighted Average Cost of Capital (WACC)	3.95%
Revenue Per Employee	38.17M
Profits Per Employee	5.30M
Employee Count	205
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:7192 has paid 475.00 million in taxes.

Income Tax	475.00M
Effective Tax Rate	30.22%

Stock Price Statistics

The stock price has increased by +44.90% in the last 52 weeks. The beta is 0.56, so TYO:7192's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+44.90%
50-Day Moving Average	636.60
200-Day Moving Average	500.18
Relative Strength Index (RSI)	46.50
Average Volume (20 Days)	97,230

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:7192 had revenue of JPY 7.83 billion and earned 1.09 billion in profits. Earnings per share was 73.87.

Revenue	7.83B
Gross Profit	5.61B
Operating Income	1.57B
Pretax Income	1.57B
Net Income	1.09B
EBITDA	1.71B
EBIT	1.57B
Earnings Per Share (EPS)	73.87

Balance Sheet

The company has 5.15 billion in cash and 7.98 billion in debt, with a net cash position of -2.83 billion or -192.56 per share.

Cash & Cash Equivalents	5.15B
Total Debt	7.98B
Net Cash	-2.83B
Net Cash Per Share	-192.56
Equity (Book Value)	9.31B
Book Value Per Share	631.96
Working Capital	8.50B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	140.25M
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 71.65%, with operating and profit margins of 20.00% and 13.88%.

Gross Margin	71.65%
Operating Margin	20.00%
Pretax Margin	20.09%
Profit Margin	13.88%
EBITDA Margin	21.79%
EBIT Margin	20.00%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 30.00, which amounts to a dividend yield of 4.72%.

Dividend Per Share	30.00
Dividend Yield	4.72%
Dividend Growth (YoY)	36.36%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	4.72%
Earnings Yield	11.56%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 28, 2020. It was a forward split with a ratio of 2.

Last Split Date	Aug 28, 2020
Split Type	Forward
Split Ratio	2

Scores

TYO:7192 has an Altman Z-Score of 1.78 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.78
Piotroski F-Score	3