SBI Insurance Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	45,553	39,567	35,655	33,417	32,509
Total Interest & Dividend Income	873	634	961	463	369
Gain (Loss) on Sale of Investments	-	-	-	43	17
Other Revenue	93,689	78,178	72,620	62,157	54,882
Total Revenue	140,115	118,379	109,236	96,080	87,777
Revenue Growth (YoY)	18.36%	8.37%	13.69%	9.46%	1.30%
Policy Benefits	36,623	31,926	27,859	25,978	24,844
Policy Acquisition & Underwriting Costs	-4,472	-4,176	-4,018	-3,884	-3,096
Selling, General & Administrative	11,656	11,034	10,729	10,054	9,350
Other Operating Expenses	82,840	69,978	65,642	57,325	50,452
Total Operating Expenses	126,647	108,762	100,212	89,473	81,550
Operating Income	13,468	9,617	9,024	6,607	6,227
Other Non Operating Income (Expenses)	8,809	7,232	6,112	4,295	3,337
EBT Excluding Unusual Items	22,277	16,849	15,136	10,902	9,564
Gain (Loss) on Sale of Investments	-303	-143	-788	-298	-301
Gain (Loss) on Sale of Assets	-4	-41	-13	-51	-251
Asset Writedown	-	-	-	-	-45
Other Unusual Items	-40	-132	-89	-116	-121
Pretax Income	21,930	16,533	14,246	10,437	8,846
Income Tax Expense	1,415	65	562	595	1,271
Earnings From Continuing Ops.	20,515	16,468	13,684	9,842	7,575
Minority Interest in Earnings	-13	-10	-8	-6	-4
Net Income	20,502	16,458	13,676	9,836	7,571
Net Income to Common	20,502	16,458	13,676	9,836	7,571
Net Income Growth	24.57%	20.34%	39.04%	29.92%	55.75%
Shares Outstanding (Basic)	25	25	25	25	25
Shares Outstanding (Diluted)	25	25	25	25	25
EPS (Basic)	826.01	663.08	551.00	396.29	305.03
EPS (Diluted)	826.01	663.08	551.00	396.29	305.03
EPS Growth	24.57%	20.34%	39.04%	29.92%	55.75%
Free Cash Flow	10,242	6,994	7,066	4,529	4,440
Free Cash Flow Per Share	412.64	281.78	284.69	182.47	178.88
Dividend Per Share	-	23.000	15.000	10.000	-
Dividend Growth	-	53.33%	50.00%	-	-
Operating Margin	9.61%	8.12%	8.26%	6.88%	7.09%
Profit Margin	14.63%	13.90%	12.52%	10.24%	8.63%
Free Cash Flow Margin	7.31%	5.91%	6.47%	4.71%	5.06%
EBITDA	15,462	11,600	11,089	8,611	7,998
EBITDA Margin	11.04%	9.80%	10.15%	8.96%	9.11%
D&A For EBITDA	1,994	1,983	2,065	2,004	1,771
EBIT	13,468	9,617	9,024	6,607	6,227
EBIT Margin	9.61%	8.12%	8.26%	6.88%	7.09%
Effective Tax Rate	6.45%	0.39%	3.94%	5.70%	14.37%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.