SBI Insurance Group Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	4,309	2,064	2,021	1,842	2,167
Depreciation & Amortization	1,994	1,983	2,065	2,004	1,771
Gain (Loss) on Sale of Assets	4	37	13	51	255
Gain (Loss) on Sale of Investments	460	388	-350	-757	-718
Change in Insurance Reserves / Liabilities	8,608	2,844	4,589	2,144	2,129
Change in Other Net Operating Assets	2,910	5,545	3,096	3,713	1,742
Other Operating Activities	-7,897	-5,568	-4,162	-4,110	-2,705
Operating Cash Flow	10,388	7,293	7,272	4,887	4,641
Operating Cash Flow Growth	42.44%	0.29%	48.80%	5.30%	-22.04%
Capital Expenditures	-146	-299	-206	-358	-201
Purchase / Sale of Intangible Assets	-2,211	-1,500	-1,187	-1,684	-1,851
Investment in Securities	-6,907	-3,426	-15,076	-4,223	-2,257
Other Investing Activities	1,324	-162	7,012	-135	-1,509
Investing Cash Flow	-7,917	-5,423	-9,396	-6,425	-5,818
Issuance of Common Stock	28	-	-	-	-
Common Dividends Paid	-570	-446	-248	-	-
Other Financing Activities	-6	-23	-2	-	-
Financing Cash Flow	-548	-469	-250	-	-
Foreign Exchange Rate Adjustments	107	79	-25	238	69
Miscellaneous Cash Flow Adjustments	-1	1	-1	1	1
Net Cash Flow	2,029	1,481	-2,400	-1,299	-1,107
Free Cash Flow	10,242	6,994	7,066	4,529	4,440
Free Cash Flow Growth	46.44%	-1.02%	56.02%	2.00%	-23.65%
Free Cash Flow Margin	7.31%	5.91%	6.47%	4.71%	5.06%
Free Cash Flow Per Share	412.64	281.78	284.69	182.47	178.88
Cash Interest Paid	64	17	2	2	1
Cash Income Tax Paid	910	449	243	1,515	1,150
Levered Free Cash Flow	5,755	6,520	8,366	8,270	4,722
Unlevered Free Cash Flow	5,755	6,520	8,366	8,270	4,722
Change in Working Capital	11,518	8,389	7,685	5,857	3,871