Okinawa Financial Group Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	268,290	349,388	439,559	510,739	590,646	455,116
Investment Securities	646,406	590,179	501,872	477,628	458,868	421,192
Total Investments	646,406	590,179	501,872	477,628	458,868	421,192
Gross Loans	1,949,806	1,944,196	1,887,414	1,783,318	1,713,092	1,706,215
Allowance for Loan Losses	-13,512	-13,032	-11,738	-11,659	-11,361	-9,846
Net Loans	1,936,294	1,931,164	1,875,676	1,771,659	1,701,731	1,696,369
Property, Plant & Equipment	18,111	17,869	18,477	19,530	20,278	18,750
Other Intangible Assets	3,399	3,696	4,112	4,253	3,312	2,845
Restricted Cash	5,101	1,208	1,565	1,361	1,715	2,411
Other Current Assets	11,788	19,010	21,311	22,158	13,630	12,745
Long-Term Deferred Tax Assets	9,064	10,541	6,302	7,184	3,532	1,345
Other Long-Term Assets	59,808	55,987	65,047	62,272	61,544	61,791
Total Assets	2,958,261	2,979,042	2,933,921	2,876,784	2,855,256	2,672,564
Accrued Expenses	928	874	870	919	870	859
Interest Bearing Deposits	2,661,115	2,686,573	2,644,448	2,528,123	2,441,503	2,315,055
Total Deposits	2,661,115	2,686,573	2,644,448	2,528,123	2,441,503	2,315,055
Other Current Liabilities	6,079	6,648	6,002	6,486	6,424	7,422
Long-Term Debt	97,123	99,840	100,482	161,032	222,289	161,499
Pension & Post-Retirement Benefits	431	419	783	3,373	2,909	2,519
Long-Term Deferred Tax Liabilities	1,203	1,180	1,209	1,267	1,244	1,315
Other Long-Term Liabilities	30,557	30,000	23,208	21,918	20,626	20,283
Total Liabilities	2,797,436	2,825,534	2,777,002	2,723,118	2,695,865	2,508,952
Common Stock	20,000	20,000	20,000	20,000	20,000	22,725
Additional Paid-In Capital	22,216	22,216	22,013	23,991	23,991	19,655
Retained Earnings	132,145	128,225	122,016	117,475	113,398	111,393
Treasury Stock	-3,910	-3,946	-3,769	-2,401	-1,398	-1,544
Comprehensive Income & Other	-9,703	-12,987	-3,341	-5,399	3,400	8,507
Total Common Equity	160,748	153,508	156,919	153,666	159,391	160,736
Minority Interest	77	-	-	-	-	2,876
Shareholders' Equity	160,825	153,508	156,919	153,666	159,391	163,612
Total Liabilities & Equity	2,958,261	2,979,042	2,933,921	2,876,784	2,855,256	2,672,564
Total Debt	97,123	99,840	100,482	161,032	222,289	161,499
Net Cash (Debt)	171,167	249,548	339,077	349,707	368,357	293,617
Net Cash Growth	-50.44%	-26.40%	-3.04%	-5.06%	25.45%	119.47%
Net Cash Per Share	8016.06	11681.32	15712.56	15015.97	15513.69	12313.57
Filing Date Shares Outstanding	21.34	21.33	21.34	21.59	23.32	23.8
Total Common Shares Outstanding	21.34	21.33	21.34	22.9	23.32	23.8
Book Value Per Share	7531.01	7196.12	7353.04	6711.63	6835.68	6754.18
Tangible Book Value	157,349	149,812	152,807	149,413	156,079	157,891
Tangible Book Value Per Share	7371.77	7022.86	7160.35	6525.87	6693.64	6634.63

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.