Okinawa Financial Group Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	258,894	349,388	439,559	510,739	590,646	455,116
Investment Securities	645,005	590,179	501,872	477,628	458,868	421,192
Total Investments	645,005	590,179	501,872	477,628	458,868	421,192
Gross Loans	1,999,847	1,944,196	1,887,414	1,783,318	1,713,092	1,706,215
Allowance for Loan Losses	-13,669	-13,032	-11,738	-11,659	-11,361	-9,846
Net Loans	1,986,178	1,931,164	1,875,676	1,771,659	1,701,731	1,696,369
Property, Plant & Equipment	18,058	17,869	18,477	19,530	20,278	18,750
Other Intangible Assets	3,126	3,696	4,112	4,253	3,312	2,845
Restricted Cash	4,395	1,208	1,565	1,361	1,715	2,411
Other Current Assets	11,635	19,010	21,311	22,158	13,630	12,745
Long-Term Deferred Tax Assets	9,091	10,541	6,302	7,184	3,532	1,345
Other Long-Term Assets	45,529	55,987	65,047	62,272	61,544	61,791
Total Assets	2,981,911	2,979,042	2,933,921	2,876,784	2,855,256	2,672,564
Accrued Expenses	875	874	870	919	870	859
Interest Bearing Deposits	2,679,995	2,686,573	2,644,448	2,528,123	2,441,503	2,315,055
Total Deposits	2,679,995	2,686,573	2,644,448	2,528,123	2,441,503	2,315,055
Other Current Liabilities	6,082	6,648	6,002	6,486	6,424	7,422
Long-Term Debt	97,168	99,840	100,482	161,032	222,289	161,499
Pension & Post-Retirement Benefits	419	419	783	3,373	2,909	2,519
Long-Term Deferred Tax Liabilities	1,232	1,180	1,209	1,267	1,244	1,315
Other Long-Term Liabilities	34,484	30,000	23,208	21,918	20,626	20,283
Total Liabilities	2,820,255	2,825,534	2,777,002	2,723,118	2,695,865	2,508,952
Common Stock	20,000	20,000	20,000	20,000	20,000	22,725
Additional Paid-In Capital	22,216	22,216	22,013	23,991	23,991	19,655
Retained Earnings	133,610	128,225	122,016	117,475	113,398	111,393
Treasury Stock	-3,908	-3,946	-3,769	-2,401	-1,398	-1,544
Comprehensive Income & Other	-10,344	-12,987	-3,341	-5,399	3,400	8,507
Total Common Equity	161,574	153,508	156,919	153,666	159,391	160,736
Minority Interest	82	-	-	-	-	2,876
Shareholders' Equity	161,656	153,508	156,919	153,666	159,391	163,612
Total Liabilities & Equity	2,981,911	2,979,042	2,933,921	2,876,784	2,855,256	2,672,564
Total Debt	97,168	99,840	100,482	161,032	222,289	161,499
Net Cash (Debt)	161,726	249,548	339,077	349,707	368,357	293,617
Net Cash Growth	-47.65%	-26.40%	-3.04%	-5.06%	25.45%	119.47%
Net Cash Per Share	7575.33	11681.32	15712.56	15015.97	15513.69	12313.57
Filing Date Shares Outstanding	21.35	21.33	21.34	21.59	23.32	23.8
Total Common Shares Outstanding	21.35	21.33	21.34	22.9	23.32	23.8
Book Value Per Share	7569.36	7196.12	7353.04	6711.63	6835.68	6754.18
Tangible Book Value	158,448	149,812	152,807	149,413	156,079	157,891
Tangible Book Value Per Share	7422.92	7022.86	7160.35	6525.87	6693.64	6634.63

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.