Credit Saison Statistics

Total Valuation

Credit Saison has a market cap or net worth of JPY 529.41 billion. The enterprise value is 3.69 trillion.

Market Cap	529.41B
Enterprise Value	3.69T

Important Dates

The last earnings date was Thursday, November 14, 2024.

Earnings Date	Nov 14, 2024
Ex-Dividend Date	Mar 28, 2025

Share Statistics

Credit Saison has 155.94 million shares outstanding. The number of shares has increased by 2.62% in one year.

Current Share Class	n/a
Shares Outstanding	155.94M
Shares Change (YoY)	+2.62%
Shares Change (QoQ)	-2.19%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	65.53%
Float	138.27M

Valuation Ratios

The trailing PE ratio is 9.58 and the forward PE ratio is 9.17.

PE Ratio	9.58
Forward PE	9.17
PS Ratio	1.25
PB Ratio	0.78
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	64.21
EV / Sales	8.42
EV / EBITDA	26.91
EV / EBIT	35.53
EV / FCF	n/a

Financial Position

The company has a current ratio of 13.88, with a Debt / Equity ratio of 4.65.

Current Ratio	13.88
Quick Ratio	13.28
Debt / Equity	4.65
Debt / EBITDA	26.22
Debt / FCF	n/a
Interest Coverage	2.88

Financial Efficiency

Return on equity (ROE) is 8.56% and return on invested capital (ROIC) is 1.51%.

Return on Equity (ROE)	8.56%
Return on Assets (ROA)	1.33%
Return on Capital (ROIC)	1.51%
Revenue Per Employee	71.38M
Profits Per Employee	9.36M
Employee Count	6,138
Asset Turnover	0.10
Inventory Turnover	0.37

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +42.02% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+42.02%
50-Day Moving Average	3,511.04
200-Day Moving Average	3,212.22
Relative Strength Index (RSI)	50.82
Average Volume (20 Days)	590,460

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Credit Saison had revenue of JPY 438.11 billion and earned 57.42 billion in profits. Earnings per share was 354.52.

Revenue	438.11B
Gross Profit	382.81B
Operating Income	90.48B
Pretax Income	80.36B
Net Income	57.42B
EBITDA	123.74B
EBIT	90.48B
Earnings Per Share (EPS)	354.52

Full Income Statement

Balance Sheet

The company has 99.41 billion in cash and 3.24 trillion in debt, giving a net cash position of -3,145.17 billion or -20,169.32 per share.

Cash & Cash Equivalents	99.41B
Total Debt	3.24T
Net Cash	-3,145.17B
Net Cash Per Share	-20,169.32
Equity (Book Value)	698.10B
Book Value Per Share	4,367.79
Working Capital	3.45T

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 87.38%, with operating and profit margins of 20.65% and 13.11%.

Gross Margin	87.38%
Operating Margin	20.65%
Pretax Margin	18.34%
Profit Margin	13.11%
EBITDA Margin	28.24%
EBIT Margin	20.65%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 105.00, which amounts to a dividend yield of 2.99%.

Dividend Per Share	105.00
Dividend Yield	2.99%
Dividend Growth (YoY)	50.00%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	-2.62%
Shareholder Yield	0.37%
Earnings Yield	10.44%
FCF Yield	n/a

Dividend Details

Stock Splits

The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 26, 1997
Split Type	Forward
Split Ratio	1.15

Scores

Credit Saison has an Altman Z-Score of 1.35. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.35
Piotroski F-Score	n/a