Credit Saison Statistics

Total Valuation

Credit Saison has a market cap or net worth of JPY 557.22 billion. The enterprise value is 3.72 trillion.

Market Cap	557.22B
Enterprise Value	3.72T

Important Dates

The next estimated earnings date is Friday, February 14, 2025.

Earnings Date	Feb 14, 2025
Ex-Dividend Date	Mar 28, 2025

Share Statistics

Credit Saison has 154.78 million shares outstanding. The number of shares has increased by 2.49% in one year.

Current Share Class	n/a
Shares Outstanding	154.78M
Shares Change (YoY)	+2.49%
Shares Change (QoQ)	-2.32%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	65.82%
Float	147.33M

Valuation Ratios

The trailing PE ratio is 10.16 and the forward PE ratio is 9.40.

PE Ratio	10.16
Forward PE	9.40
PS Ratio	1.33
PB Ratio	0.82
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 34.95, with an EV/FCF ratio of -11.22.

EV / Earnings	64.70
EV / Sales	8.48
EV / EBITDA	34.95
EV / EBIT	50.82
EV / FCF	-11.22

Financial Position

The company has a current ratio of 14.19, with a Debt / Equity ratio of 4.65.

Current Ratio	14.19
Quick Ratio	13.59
Debt / Equity	4.65
Debt / EBITDA	34.89
Debt / FCF	-9.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.56% and return on invested capital (ROIC) is 1.00%.

Return on Equity (ROE)	8.56%
Return on Assets (ROA)	0.88%
Return on Capital (ROIC)	1.00%
Revenue Per Employee	71.38M
Profits Per Employee	9.36M
Employee Count	6,138
Asset Turnover	0.10
Inventory Turnover	0.84

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +44.35% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+44.35%
50-Day Moving Average	3,542.96
200-Day Moving Average	3,314.13
Relative Strength Index (RSI)	51.90
Average Volume (20 Days)	543,255

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Credit Saison had revenue of JPY 438.11 billion and earned 57.42 billion in profits. Earnings per share was 354.36.

Revenue	438.11B
Gross Profit	311.90B
Operating Income	59.80B
Pretax Income	80.36B
Net Income	57.42B
EBITDA	93.00B
EBIT	59.80B
Earnings Per Share (EPS)	354.36

Full Income Statement

Balance Sheet

The company has 99.41 billion in cash and 3.24 trillion in debt, giving a net cash position of -3,145.17 billion or -20,319.75 per share.

Cash & Cash Equivalents	99.41B
Total Debt	3.24T
Net Cash	-3,145.17B
Net Cash Per Share	-20,319.75
Equity (Book Value)	698.10B
Book Value Per Share	4,367.79
Working Capital	3.53T

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -309.19 billion and capital expenditures -21.88 billion, giving a free cash flow of -331.07 billion.

Operating Cash Flow	-309.19B
Capital Expenditures	-21.88B
Free Cash Flow	-331.07B
FCF Per Share	-2,138.90

Full Cash Flow Statement

Margins

Gross margin is 71.19%, with operating and profit margins of 13.65% and 13.11%.

Gross Margin	71.19%
Operating Margin	13.65%
Pretax Margin	18.34%
Profit Margin	13.11%
EBITDA Margin	21.23%
EBIT Margin	13.65%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 105.00, which amounts to a dividend yield of 2.92%.

Dividend Per Share	105.00
Dividend Yield	2.92%
Dividend Growth (YoY)	50.00%
Years of Dividend Growth	2
Payout Ratio	30.11%
Buyback Yield	-2.49%
Shareholder Yield	0.43%
Earnings Yield	9.84%
FCF Yield	-59.41%

Dividend Details

Stock Splits

The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 26, 1997
Split Type	Forward
Split Ratio	1.15

Scores

Credit Saison has an Altman Z-Score of 1.35. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.35
Piotroski F-Score	n/a