Credit Saison Statistics

Total Valuation

Credit Saison has a market cap or net worth of JPY 549.30 billion. The enterprise value is 3.87 trillion.

Market Cap	549.30B
Enterprise Value	3.87T

Important Dates

The last earnings date was Friday, February 14, 2025.

Earnings Date	Feb 14, 2025
Ex-Dividend Date	Mar 28, 2025

Share Statistics

Credit Saison has 153.57 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class	n/a
Shares Outstanding	153.57M
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	-2.07%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	64.87%
Float	153.33M

Valuation Ratios

The trailing PE ratio is 8.36 and the forward PE ratio is 9.05.

PE Ratio	8.36
Forward PE	9.05
PS Ratio	1.20
PB Ratio	0.77
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	56.51
EV / Sales	8.13
EV / EBITDA	24.81
EV / EBIT	31.61
EV / FCF	n/a

Financial Position

The company has a current ratio of 12.41, with a Debt / Equity ratio of 4.72.

Current Ratio	12.41
Quick Ratio	11.92
Debt / Equity	4.72
Debt / EBITDA	24.13
Debt / FCF	n/a
Interest Coverage	3.10

Financial Efficiency

Return on equity (ROE) is 9.90% and return on invested capital (ROIC) is 1.72%.

Return on Equity (ROE)	9.90%
Return on Assets (ROA)	1.51%
Return on Invested Capital (ROIC)	1.72%
Return on Capital Employed (ROCE)	2.48%
Revenue Per Employee	77.58M
Profits Per Employee	11.17M
Employee Count	6,138
Asset Turnover	0.11
Inventory Turnover	0.47

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +30.28% in the last 52 weeks. The beta is 0.56, so Credit Saison's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+30.28%
50-Day Moving Average	3,625.06
200-Day Moving Average	3,430.94
Relative Strength Index (RSI)	45.64
Average Volume (20 Days)	662,430

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Credit Saison had revenue of JPY 476.17 billion and earned 68.54 billion in profits. Earnings per share was 428.02.

Revenue	476.17B
Gross Profit	406.28B
Operating Income	108.96B
Pretax Income	95.92B
Net Income	68.54B
EBITDA	142.52B
EBIT	108.96B
Earnings Per Share (EPS)	428.02

Full Income Statement

Balance Sheet

The company has 128.92 billion in cash and 3.44 trillion in debt, giving a net cash position of -3,310.18 billion or -21,555.51 per share.

Cash & Cash Equivalents	128.92B
Total Debt	3.44T
Net Cash	-3,310.18B
Net Cash Per Share	-21,555.51
Equity (Book Value)	729.40B
Book Value Per Share	4,659.70
Working Capital	3.66T

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 85.32%, with operating and profit margins of 22.88% and 14.39%.

Gross Margin	85.32%
Operating Margin	22.88%
Pretax Margin	20.14%
Profit Margin	14.39%
EBITDA Margin	29.93%
EBIT Margin	22.88%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 105.00, which amounts to a dividend yield of 2.94%.

Dividend Per Share	105.00
Dividend Yield	2.94%
Dividend Growth (YoY)	4.76%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	-0.43%
Shareholder Yield	2.50%
Earnings Yield	12.48%
FCF Yield	n/a

Dividend Details

Stock Splits

The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.

Last Split Date	Mar 26, 1997
Split Type	Forward
Split Ratio	1.15

Scores

Credit Saison has an Altman Z-Score of 1.36. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.36
Piotroski F-Score	n/a