Credit Saison Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	112,317	139,399	108,745	159,671	108,970
Cash & Short-Term Investments	112,317	139,399	108,745	159,671	108,970
Cash Growth	-19.43%	28.19%	-31.89%	46.53%	7.89%
Accounts Receivable	3,967,548	3,712,065	3,424,356	3,053,040	2,847,537
Receivables	3,967,548	3,712,065	3,424,356	3,053,040	2,847,537
Inventory	176,379	170,309	153,773	133,247	128,462
Other Current Assets	13,892	1,419	-	1,030	-
Total Current Assets	4,270,136	4,023,192	3,686,874	3,346,988	3,084,969
Property, Plant & Equipment	31,691	44,251	46,124	39,797	42,706
Long-Term Investments	500,218	436,452	429,943	317,242	279,402
Goodwill	704	1,195	1,659	1,651	1,152
Other Intangible Assets	113,953	125,930	136,910	148,807	161,165
Long-Term Deferred Tax Assets	35,473	40,117	34,337	41,615	41,377
Other Long-Term Assets	6	6	5	5	7
Total Assets	4,952,181	4,671,143	4,335,852	3,896,105	3,610,778
Accounts Payable	289,300	283,171	322,746	253,329	244,349
Current Income Taxes Payable	14,370	24,367	12,311	10,385	13,038
Total Current Liabilities	303,670	307,538	335,057	263,714	257,387
Long-Term Debt	3,582,846	3,404,400	3,048,797	2,805,175	2,569,040
Long-Term Deferred Tax Liabilities	1,262	378	188	86	974
Other Long-Term Liabilities	288,863	239,799	234,199	227,090	219,639
Total Liabilities	4,176,641	3,952,115	3,618,241	3,296,065	3,047,040
Common Stock	75,929	75,929	75,929	75,929	75,929
Additional Paid-In Capital	92,607	93,947	93,178	83,560	85,152
Retained Earnings	652,977	602,903	542,602	481,163	442,550
Treasury Stock	-117,285	-96,356	-47,767	-62,668	-62,737
Comprehensive Income & Other	56,406	29,255	41,111	20,317	21,493
Total Common Equity	760,634	705,678	705,053	598,301	562,387
Minority Interest	14,906	13,350	12,558	1,739	1,351
Shareholders' Equity	775,540	719,028	717,611	600,040	563,738
Total Liabilities & Equity	4,952,181	4,671,143	4,335,852	3,896,105	3,610,778
Total Debt	3,582,846	3,404,400	3,048,797	2,805,175	2,569,040
Net Cash (Debt)	-3,470,529	-3,265,001	-2,940,052	-2,645,504	-2,460,070
Net Cash Per Share	-23901.88	-20801.22	-18250.99	-16923.86	-15740.92
Filing Date Shares Outstanding	143.62	148.88	163.08	156.33	156.3
Total Common Shares Outstanding	143.62	148.88	163.08	156.33	156.3
Working Capital	3,966,466	3,715,654	3,351,817	3,083,274	2,827,582
Book Value Per Share	5296.00	4740.04	4323.35	3827.22	3598.22
Tangible Book Value	645,977	578,553	566,484	447,843	400,070
Tangible Book Value Per Share	4497.69	3886.14	3473.66	2864.77	2559.70