Japan · Delayed Price · Currency is JPY Credit Saison Statistics
Total Valuation
Credit Saison has a market cap or net worth of JPY 658.09 billion. The enterprise value is 4.14 trillion.
| Market Cap | 658.09B |
| Enterprise Value | 4.14T |
Important Dates
The next confirmed earnings date is Wednesday, August 12, 2026.
| Earnings Date | Aug 12, 2026 |
| Ex-Dividend Date | Mar 30, 2026 |
Share Statistics
Credit Saison has 143.62 million shares outstanding. The number of shares has decreased by -7.49% in one year.
| Current Share Class | 143.62M |
| Shares Outstanding | 143.62M |
| Shares Change (YoY) | -7.49% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 0.16% |
| Owned by Institutions (%) | 69.70% |
| Float | 143.40M |
Valuation Ratios
The trailing PE ratio is 10.79 and the forward PE ratio is 8.45. Credit Saison's PEG ratio is 0.65.
| PE Ratio | 10.79 |
| Forward PE | 8.45 |
| PS Ratio | 1.20 |
| PB Ratio | 0.85 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.65 |
Enterprise Valuation
| EV / Earnings | 67.13 |
| EV / Sales | 7.59 |
| EV / EBITDA | 31.11 |
| EV / EBIT | 42.03 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 14.06, with a Debt / Equity ratio of 4.62.
| Current Ratio | 14.06 |
| Quick Ratio | 13.44 |
| Debt / Equity | 4.62 |
| Debt / EBITDA | 29.75 |
| Debt / FCF | -23.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.37% and return on invested capital (ROIC) is 1.40%.
| Return on Equity (ROE) | 8.37% |
| Return on Assets (ROA) | 1.11% |
| Return on Invested Capital (ROIC) | 1.40% |
| Return on Capital Employed (ROCE) | 1.85% |
| Weighted Average Cost of Capital (WACC) | 1.07% |
| Revenue Per Employee | 158.52M |
| Profits Per Employee | 17.91M |
| Employee Count | 3,446 |
| Asset Turnover | 0.11 |
| Inventory Turnover | 1.07 |
Taxes
In the past 12 months, Credit Saison has paid 27.41 billion in taxes.
| Income Tax | 27.41B |
| Effective Tax Rate | 30.46% |
Stock Price Statistics
The stock price has increased by +15.13% in the last 52 weeks. The beta is 0.48, so Credit Saison's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +15.13% |
| 50-Day Moving Average | 4,308.46 |
| 200-Day Moving Average | 4,186.52 |
| Relative Strength Index (RSI) | 61.70 |
| Average Volume (20 Days) | 861,270 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Credit Saison had revenue of JPY 546.27 billion and earned 61.73 billion in profits. Earnings per share was 424.61.
| Revenue | 546.27B |
| Gross Profit | 360.07B |
| Operating Income | 85.81B |
| Pretax Income | 89.98B |
| Net Income | 61.73B |
| EBITDA | 120.42B |
| EBIT | 85.81B |
| Earnings Per Share (EPS) | 424.61 |
Balance Sheet
The company has 112.32 billion in cash and 3.58 trillion in debt, with a net cash position of -3,470.53 billion or -24,163.95 per share.
| Cash & Cash Equivalents | 112.32B |
| Total Debt | 3.58T |
| Net Cash | -3,470.53B |
| Net Cash Per Share | -24,163.95 |
| Equity (Book Value) | 775.54B |
| Book Value Per Share | 5,296.00 |
| Working Capital | 3.97T |
Cash Flow
In the last 12 months, operating cash flow was -135.67 billion and capital expenditures -18.13 billion, giving a free cash flow of -153.80 billion.
| Operating Cash Flow | -135.67B |
| Capital Expenditures | -18.13B |
| Depreciation & Amortization | 34.61B |
| Net Borrowing | 183.17B |
| Free Cash Flow | -153.80B |
| FCF Per Share | -1,070.85 |
Margins
Gross margin is 65.91%, with operating and profit margins of 15.71% and 11.30%.
| Gross Margin | 65.91% |
| Operating Margin | 15.71% |
| Pretax Margin | 16.47% |
| Profit Margin | 11.30% |
| EBITDA Margin | 22.04% |
| EBIT Margin | 15.71% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 160.00, which amounts to a dividend yield of 3.49%.
| Dividend Per Share | 160.00 |
| Dividend Yield | 3.49% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 29.26% |
| Buyback Yield | 7.49% |
| Shareholder Yield | 10.99% |
| Earnings Yield | 9.38% |
| FCF Yield | -23.37% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Credit Saison is 5,133.75, which is 12.04% higher than the current price. The consensus rating is "Buy".
| Price Target | 5,133.75 |
| Price Target Difference | 12.04% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 2.00% |
| EPS Growth Forecast (3Y) | n/a |
Stock Splits
The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.
| Last Split Date | Mar 26, 1997 |
| Split Type | Forward |
| Split Ratio | 1.15 |
Scores
Credit Saison has an Altman Z-Score of 1.4 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.4 |
| Piotroski F-Score | 4 |