Japan · Delayed Price · Currency is JPY Credit Saison Statistics
Total Valuation
Credit Saison has a market cap or net worth of JPY 673.57 billion. The enterprise value is 4.25 trillion.
| Market Cap | 673.57B |
| Enterprise Value | 4.25T |
Important Dates
The last earnings date was Wednesday, August 12, 2026.
| Earnings Date | Aug 12, 2026 |
| Ex-Dividend Date | Mar 30, 2026 |
Share Statistics
Credit Saison has 143.71 million shares outstanding. The number of shares has decreased by -5.99% in one year.
| Current Share Class | 143.71M |
| Shares Outstanding | 143.71M |
| Shares Change (YoY) | -5.99% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 0.16% |
| Owned by Institutions (%) | 69.93% |
| Float | 143.48M |
Valuation Ratios
The trailing PE ratio is 9.89 and the forward PE ratio is 8.14. Credit Saison's PEG ratio is 0.50.
| PE Ratio | 9.89 |
| Forward PE | 8.14 |
| PS Ratio | 1.22 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.50 |
Enterprise Valuation
| EV / Earnings | 62.19 |
| EV / Sales | 7.71 |
| EV / EBITDA | 22.16 |
| EV / EBIT | 26.90 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 15.40, with a Debt / Equity ratio of 4.67.
| Current Ratio | 15.40 |
| Quick Ratio | 14.74 |
| Debt / Equity | 4.67 |
| Debt / EBITDA | 20.52 |
| Debt / FCF | -23.86 |
| Interest Coverage | 2.66 |
Financial Efficiency
Return on equity (ROE) is 9.31% and return on invested capital (ROIC) is 2.36%.
| Return on Equity (ROE) | 9.31% |
| Return on Assets (ROA) | 1.86% |
| Return on Invested Capital (ROIC) | 2.36% |
| Return on Capital Employed (ROCE) | 3.05% |
| Weighted Average Cost of Capital (WACC) | 1.95% |
| Revenue Per Employee | 160.16M |
| Profits Per Employee | 19.85M |
| Employee Count | 3,446 |
| Asset Turnover | 0.11 |
| Inventory Turnover | 0.37 |
Taxes
In the past 12 months, Credit Saison has paid 30.02 billion in taxes.
| Income Tax | 30.02B |
| Effective Tax Rate | 30.12% |
Stock Price Statistics
The stock price has increased by +22.19% in the last 52 weeks. The beta is 0.49, so Credit Saison's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +22.19% |
| 50-Day Moving Average | 4,555.80 |
| 200-Day Moving Average | 4,300.27 |
| Relative Strength Index (RSI) | 53.80 |
| Average Volume (20 Days) | 732,745 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Credit Saison had revenue of JPY 551.92 billion and earned 68.41 billion in profits. Earnings per share was 473.79.
| Revenue | 551.92B |
| Gross Profit | 486.27B |
| Operating Income | 144.95B |
| Pretax Income | 99.67B |
| Net Income | 68.41B |
| EBITDA | 178.80B |
| EBIT | 144.95B |
| Earnings Per Share (EPS) | 473.79 |
Balance Sheet
The company has 103.90 billion in cash and 3.67 trillion in debt, with a net cash position of -3,565.08 billion or -24,807.56 per share.
| Cash & Cash Equivalents | 103.90B |
| Total Debt | 3.67T |
| Net Cash | -3,565.08B |
| Net Cash Per Share | -24,807.56 |
| Equity (Book Value) | 786.33B |
| Book Value Per Share | 5,364.66 |
| Working Capital | 3.94T |
Cash Flow
In the last 12 months, operating cash flow was -135.67 billion and capital expenditures -18.13 billion, giving a free cash flow of -153.80 billion.
| Operating Cash Flow | -135.67B |
| Capital Expenditures | -18.13B |
| Depreciation & Amortization | 33.85B |
| Net Borrowing | 183.17B |
| Free Cash Flow | -153.80B |
| FCF Per Share | -1,070.21 |
Margins
Gross margin is 88.11%, with operating and profit margins of 26.26% and 12.39%.
| Gross Margin | 88.11% |
| Operating Margin | 26.26% |
| Pretax Margin | 18.06% |
| Profit Margin | 12.39% |
| EBITDA Margin | 32.40% |
| EBIT Margin | 26.26% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 160.00, which amounts to a dividend yield of 3.44%.
| Dividend Per Share | 160.00 |
| Dividend Yield | 3.44% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 4 |
| Payout Ratio | n/a |
| Buyback Yield | 5.99% |
| Shareholder Yield | 9.43% |
| Earnings Yield | 10.16% |
| FCF Yield | -22.83% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Credit Saison is 5,260.00, which is 12.23% higher than the current price. The consensus rating is "Buy".
| Price Target | 5,260.00 |
| Price Target Difference | 12.23% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 1.93% |
| EPS Growth Forecast (3Y) | n/a |
Stock Splits
The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.
| Last Split Date | Mar 26, 1997 |
| Split Type | Forward |
| Split Ratio | 1.15 |
Scores
Credit Saison has an Altman Z-Score of 1.42 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.42 |
| Piotroski F-Score | 5 |