Japan · Delayed Price · Currency is JPY Credit Saison Statistics
Total Valuation
Credit Saison has a market cap or net worth of JPY 632.38 billion. The enterprise value is 4.12 trillion.
| Market Cap | 632.38B |
| Enterprise Value | 4.12T |
Important Dates
The next confirmed earnings date is Wednesday, August 12, 2026.
| Earnings Date | Aug 12, 2026 |
| Ex-Dividend Date | Mar 30, 2026 |
Share Statistics
Credit Saison has 143.62 million shares outstanding. The number of shares has decreased by -7.38% in one year.
| Current Share Class | 143.62M |
| Shares Outstanding | 143.62M |
| Shares Change (YoY) | -7.38% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 0.16% |
| Owned by Institutions (%) | 70.12% |
| Float | 143.40M |
Valuation Ratios
The trailing PE ratio is 10.20 and the forward PE ratio is 8.13. Credit Saison's PEG ratio is 0.63.
| PE Ratio | 10.20 |
| Forward PE | 8.13 |
| PS Ratio | 1.16 |
| PB Ratio | 0.81 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.63 |
Enterprise Valuation
| EV / Earnings | 65.62 |
| EV / Sales | 7.54 |
| EV / EBITDA | 22.54 |
| EV / EBIT | 27.66 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 13.72, with a Debt / Equity ratio of 4.61.
| Current Ratio | 13.72 |
| Quick Ratio | 13.10 |
| Debt / Equity | 4.61 |
| Debt / EBITDA | 21.09 |
| Debt / FCF | -23.00 |
| Interest Coverage | 2.66 |
Financial Efficiency
Return on equity (ROE) is 8.50% and return on invested capital (ROIC) is 2.23%.
| Return on Equity (ROE) | 8.50% |
| Return on Assets (ROA) | 1.77% |
| Return on Invested Capital (ROIC) | 2.23% |
| Return on Capital Employed (ROCE) | 2.93% |
| Weighted Average Cost of Capital (WACC) | 1.88% |
| Revenue Per Employee | 150.74M |
| Profits Per Employee | 17.32M |
| Employee Count | 3,624 |
| Asset Turnover | 0.11 |
| Inventory Turnover | 0.42 |
Taxes
In the past 12 months, Credit Saison has paid 27.60 billion in taxes.
| Income Tax | 27.60B |
| Effective Tax Rate | 30.26% |
Stock Price Statistics
The stock price has increased by +9.88% in the last 52 weeks. The beta is 0.48, so Credit Saison's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +9.88% |
| 50-Day Moving Average | 4,281.40 |
| 200-Day Moving Average | 4,141.69 |
| Relative Strength Index (RSI) | 60.83 |
| Average Volume (20 Days) | 776,415 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Credit Saison had revenue of JPY 546.27 billion and earned 62.75 billion in profits. Earnings per share was 431.65.
| Revenue | 546.27B |
| Gross Profit | 472.77B |
| Operating Income | 136.09B |
| Pretax Income | 91.19B |
| Net Income | 62.75B |
| EBITDA | 169.89B |
| EBIT | 136.09B |
| Earnings Per Share (EPS) | 431.65 |
Balance Sheet
The company has 113.65 billion in cash and 3.58 trillion in debt, with a net cash position of -3,469.19 billion or -24,154.64 per share.
| Cash & Cash Equivalents | 113.65B |
| Total Debt | 3.58T |
| Net Cash | -3,469.19B |
| Net Cash Per Share | -24,154.64 |
| Equity (Book Value) | 776.56B |
| Book Value Per Share | 5,303.12 |
| Working Capital | 3.87T |
Cash Flow
In the last 12 months, operating cash flow was -137.66 billion and capital expenditures -18.13 billion, giving a free cash flow of -155.79 billion.
| Operating Cash Flow | -137.66B |
| Capital Expenditures | -18.13B |
| Depreciation & Amortization | 33.80B |
| Net Borrowing | 180.66B |
| Free Cash Flow | -155.79B |
| FCF Per Share | -1,084.68 |
Margins
Gross margin is 86.55%, with operating and profit margins of 24.91% and 11.49%.
| Gross Margin | 86.55% |
| Operating Margin | 24.91% |
| Pretax Margin | 16.69% |
| Profit Margin | 11.49% |
| EBITDA Margin | 31.10% |
| EBIT Margin | 24.91% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 160.00, which amounts to a dividend yield of 3.65%.
| Dividend Per Share | 160.00 |
| Dividend Yield | 3.65% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 28.78% |
| Buyback Yield | 7.38% |
| Shareholder Yield | 11.03% |
| Earnings Yield | 9.92% |
| FCF Yield | -24.63% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Credit Saison is 5,133.75, which is 16.60% higher than the current price. The consensus rating is "Buy".
| Price Target | 5,133.75 |
| Price Target Difference | 16.60% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 1.25% |
| EPS Growth Forecast (3Y) | n/a |
Stock Splits
The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.
| Last Split Date | Mar 26, 1997 |
| Split Type | Forward |
| Split Ratio | 1.15 |
Scores
Credit Saison has an Altman Z-Score of 1.4 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.4 |
| Piotroski F-Score | 5 |