Credit Saison Co., Ltd. (TYO:8253)
Japan flag Japan · Delayed Price · Currency is JPY
4,551.00
-29.00 (-0.63%)
Jul 31, 2026, 3:30 PM JST

Credit Saison Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
546,269546,269492,235420,314382,537362,955
Revenue Growth
10.98%10.98%17.11%9.88%5.39%11.55%
Gross Profit
360,066360,066340,425298,710272,810262,982
Operating Income
85,80685,80678,72755,93243,48840,441
Net Income
61,72861,72866,39772,98743,59935,375
Earnings Per Share
424.61424.61422.19452.69278.75226.13
EPS Growth
0.57%0.57%-6.74%62.40%23.27%-2.11%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Finance
84,48984,48970,47158,50250,75448,313
Unallocated Adjustments
-2,565-2,565-2,274-2,034-1,793-1,851
Lease
14,78214,78213,34612,54412,04911,837
Payment
277,229277,229256,014235,237231,590211,979
Real Estate Related
71,27471,27467,72056,68459,13159,810
Global
62,43862,43851,52027,208--
Entertainment
38,62338,62335,43832,17430,80832,866
Total
546,270546,270492,235420,315382,539362,954

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
112,317112,317139,399108,745159,671108,970
Total Debt
3,582,8463,582,8463,404,4003,048,7972,805,1752,569,040
Net Cash (Debt)
-3,470,529-3,470,529-3,265,001-2,940,052-2,645,504-2,460,070
Net Cash Growth
------
Net Cash Per Share
-23901.88-23901.88-20801.22-18250.99-16923.86-15740.92

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-135,671-135,671-249,174-213,404-130,092-70,441
Capital Expenditures
-18,129-18,129-20,809-19,273-15,636-16,435
Free Cash Flow
-153,800-153,800-269,983-232,677-145,728-86,876
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Gross Margin
65.91%65.91%69.16%71.07%71.32%72.46%
Operating Margin
15.71%15.71%15.99%13.31%11.37%11.14%
Pretax Margin
16.47%16.47%18.85%23.30%15.96%13.76%
Profit Margin
11.30%11.30%13.49%17.36%11.40%9.75%
FCF Margin
-28.16%-28.16%-54.85%-55.36%-38.09%-23.94%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
160.000130.000120.00085.00070.00055.000
Dividend Per Share Growth
8.33%8.33%41.18%21.43%27.27%22.22%
Dividend Yield
3.52%3.24%3.51%2.85%4.59%4.84%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
10.729.347.977.106.025.76
Forward PE
8.428.408.719.506.435.41
PS Ratio
1.201.061.071.230.690.56