Credit Saison Co., Ltd. (TYO:8253)
Japan flag Japan · Delayed Price · Currency is JPY
4,135.00
-45.00 (-1.08%)
Oct 23, 2026, 3:30 PM JST

Credit Saison Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
551,917546,269492,235420,314382,537362,955
Revenue Growth
10.50%10.98%17.11%9.88%5.39%11.55%
Gross Profit
486,271360,066340,425298,710272,810262,982
Operating Income
144,94685,80678,72755,93243,48840,441
Net Income
68,40561,72866,39772,98743,59935,375
Earnings Per Share
473.79424.61422.19452.69278.75226.13
EPS Growth
10.42%0.57%-6.74%62.40%23.27%-2.11%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Real Estate Related
71,73671,27467,72056,68459,13159,810
Finance
89,86484,48970,47158,50250,75448,313
Lease
15,33714,78213,34612,54412,04911,837
Global
67,50562,43851,52027,208--
Payment
280,949277,229256,014235,237231,590211,979
Unallocated Adjustments
-2,516-2,565-2,274-2,034-1,793-1,851
Entertainment
-38,62335,43832,17430,80832,866
Total
551,916546,270492,235420,315382,539362,954

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
103,895112,317139,399108,745159,671108,970
Total Debt
3,668,9783,582,8463,404,4003,048,7972,805,1752,569,040
Net Cash (Debt)
-3,565,083-3,470,529-3,265,001-2,940,052-2,645,504-2,460,070
Net Cash Growth
------
Net Cash Per Share
-24692.66-23901.88-20801.22-18250.99-16923.86-15740.92

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--135,671-249,174-213,404-130,092-70,441
Capital Expenditures
--18,129-20,809-19,273-15,636-16,435
Free Cash Flow
--153,800-269,983-232,677-145,728-86,876
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Gross Margin
88.11%65.91%69.16%71.07%71.32%72.46%
Operating Margin
26.26%15.71%15.99%13.31%11.37%11.14%
Pretax Margin
18.06%16.47%18.85%23.30%15.96%13.76%
Profit Margin
12.39%11.30%13.49%17.36%11.40%9.75%
FCF Margin
--28.16%-54.85%-55.36%-38.09%-23.94%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
160.000130.000120.00085.00070.00055.000
Dividend Per Share Growth
8.33%8.33%41.18%21.43%27.27%22.22%
Dividend Yield
3.87%3.24%3.38%2.67%4.17%4.22%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
8.739.347.977.106.025.76
Forward PE
7.188.408.719.506.435.41
PS Ratio
1.081.061.071.230.690.56