Japan · Delayed Price · Currency is JPY Resona Holdings Earnings Call Transcripts
Fiscal Year 2026
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ROE targets raised to 12–14% under the new MMP, with strong growth in loans, fee income, and capital allocation. Strategic partnerships and digital initiatives are driving next-generation retail finance, while shareholder returns and policy-oriented shareholdings reduction remain key priorities.
Fiscal Year 2025
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Earnings and net income saw strong double-digit growth year-on-year, driven by rising interest rates, robust fee income, and structural reforms. Outlook remains positive with higher ROE and dividend targets, while digital transformation and capital management support future growth.
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Net income and operating profit saw strong year-on-year growth, prompting an upward revision of full-year guidance. ROE and cost-income ratio improved, with robust gains in net interest and fee income, and a JPY 20 billion share buyback announced.