The Yamagata Bank, Ltd. (TYO:8344)

The Yamagata Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	154,920	206,595	197,119	249,798	646,471	394,592
Investment Securities	851,068	817,225	898,525	982,722	1,096,056	909,097
Total Investments	851,068	817,225	898,525	982,722	1,096,056	909,097
Gross Loans	2,045,663	2,034,062	1,950,821	1,814,263	1,714,187	1,741,247
Allowance for Loan Losses	-8,954	-8,911	-8,624	-8,643	-8,971	-9,907
Net Loans	2,036,709	2,025,151	1,942,197	1,805,620	1,705,216	1,731,340
Property, Plant & Equipment	19,694	19,044	17,055	16,758	16,677	15,419
Other Intangible Assets	2,907	2,984	3,375	3,849	4,314	3,540
Restricted Cash	22,209	20,815	16,359	9,534	2,763	1,261
Other Current Assets	12,701	11,979	13,505	15,387	16,010	18,834
Long-Term Deferred Tax Assets	4,301	7,335	4,875	10,613	477	389
Other Long-Term Assets	55,979	53,123	53,356	50,179	50,368	54,496
Total Assets	3,160,488	3,164,251	3,146,366	3,144,460	3,538,352	3,128,968
Accrued Expenses	13	62	18	22	22	22
Interest Bearing Deposits	2,868,032	2,881,236	2,839,521	2,826,175	2,804,054	2,660,183
Total Deposits	2,868,032	2,881,236	2,839,521	2,826,175	2,804,054	2,660,183
Short-Term Borrowings	8,932	12,410	14,838	13,353	119,074	1,992
Other Current Liabilities	11,741	11,032	12,522	14,488	15,145	18,060
Long-Term Debt	102,495	106,604	119,633	140,289	426,415	266,391
Pension & Post-Retirement Benefits	58	69	67	63	72	62
Long-Term Deferred Tax Liabilities	1,132	1,132	1,154	1,156	1,170	4,404
Other Long-Term Liabilities	17,747	15,704	14,808	15,185	16,773	16,043
Total Liabilities	3,010,150	3,028,249	3,002,561	3,010,731	3,382,725	2,967,157
Common Stock	12,008	12,008	12,008	12,008	12,008	12,008
Additional Paid-In Capital	10,215	10,215	10,215	10,215	10,215	10,215
Retained Earnings	134,053	132,228	129,520	128,946	126,679	127,139
Treasury Stock	-1,128	-773	-882	-881	-901	-3,142
Comprehensive Income & Other	-4,991	-17,856	-7,233	-16,734	7,456	15,426
Total Common Equity	150,157	135,822	143,628	133,554	155,457	161,646
Minority Interest	181	180	177	175	170	165
Shareholders' Equity	150,338	136,002	143,805	133,729	155,627	161,811
Total Liabilities & Equity	3,160,488	3,164,251	3,146,366	3,144,460	3,538,352	3,128,968
Total Debt	111,427	119,014	134,471	153,642	545,489	268,383
Net Cash (Debt)	43,493	87,581	62,648	96,156	100,982	126,209
Net Cash Growth	-45.05%	39.80%	-34.85%	-4.78%	-19.99%	-
Net Cash Per Share	1372.50	2742.48	1958.24	3005.91	3116.34	3870.97
Filing Date Shares Outstanding	31.4	31.62	31.99	31.99	31.98	32.61
Total Common Shares Outstanding	31.4	31.62	31.99	31.99	31.98	32.61
Book Value Per Share	4782.53	4295.28	4489.44	4174.43	4861.10	4957.09
Tangible Book Value	147,250	132,838	140,253	129,705	151,143	158,106
Tangible Book Value Per Share	4689.94	4200.92	4383.95	4054.13	4726.20	4848.53

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.