The Yamagata Bank, Ltd. (TYO:8344)

The Yamagata Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 12, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	83,475	44,618	37,719	32,410	27,912	37,044
Market Cap Growth	162.07%	18.29%	16.38%	16.11%	-24.65%	-15.13%
Last Close Price	2655.00	1387.75	1119.43	934.05	771.61	972.78
PE Ratio	16.47	10.11	18.13	9.44	8.21	12.99
PS Ratio	1.67	0.97	0.77	0.71	0.69	0.96
PB Ratio	0.55	0.33	0.26	0.24	0.18	0.23
P/FCF Ratio	-	-	-	-	0.09	0.25
P/OCF Ratio	-	-	-	-	0.09	0.25
Debt / Equity Ratio	0.97	0.88	0.94	1.15	3.51	1.66
Debt / FCF Ratio	-	-	-	-	1.77	1.79
Net Debt / Equity Ratio	-0.01	-0.64	-0.44	-0.72	-0.65	-0.78
Net Debt / FCF Ratio	-	1.00	0.39	0.20	-0.33	-0.84
Return on Equity (ROE)	3.50%	3.16%	1.50%	2.38%	2.14%	1.85%
Return on Assets (ROA)	0.16%	0.14%	0.07%	0.10%	0.10%	0.10%
Earnings Yield	6.09%	9.89%	5.51%	10.60%	12.17%	7.70%
FCF Yield	-	-195.50%	-423.76%	-1519.33%	1104.57%	405.22%
Dividend Yield	2.03%	3.24%	3.13%	3.75%	4.54%	3.08%
Payout Ratio	48.39%	25.48%	54.04%	35.05%	28.84%	34.36%
Buyback Yield / Dilution	1.38%	0.18%	-0.01%	1.28%	0.61%	-0.03%
Total Shareholder Return	3.48%	3.42%	3.12%	5.03%	5.15%	3.05%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.