The Nanto Bank, Ltd. (TYO:8367)

The Nanto Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	55,003	43,555	37,312	34,509	32,371
Interest Income on Investments	22,537	23,330	13,483	12,353	15,814
Total Interest Income	77,540	66,885	50,795	46,862	48,185
Interest Paid on Deposits	12,073	3,827	288	296	351
Interest Paid on Borrowings	4,452	7,253	7,570	3,445	551
Total Interest Expense	16,525	11,080	7,858	3,741	902
Net Interest Income	61,015	55,805	42,937	43,121	47,283
Net Interest Income Growth (YoY)	9.34%	29.97%	-0.43%	-8.80%	0.90%
Trust Income	29	25	28	16	8
Gain (Loss) on Sale of Assets	-48	-100	-3	37	-17
Gain (Loss) on Sale of Investments	-	1,882	4,322	-7,820	1,404
Other Non-Interest Income	38,092	31,143	29,877	27,752	24,832
Total Non-Interest Income	38,073	32,950	34,224	19,985	26,227
Non-Interest Income Growth (YoY)	15.55%	-3.72%	71.25%	-23.80%	-1.99%
Revenues Before Loan Losses	99,088	88,755	77,161	63,106	73,510
Provision for Loan Losses	-	3,461	1,275	1,835	2,351
Revenue	99,088	85,294	75,886	61,271	71,159
Revenue Growth (YoY)	16.17%	12.40%	23.85%	-13.90%	1.53%
Selling, General & Administrative	45,080	44,262	40,516	39,481	40,234
Other Non-Interest Expense	29,239	21,459	18,743	15,432	12,962
Total Non-Interest Expense	74,319	65,721	59,259	54,913	53,196
EBT Excluding Unusual Items	24,769	19,573	16,627	6,358	17,963
Asset Writedown	-63	-90	-2	-43	-62
Other Unusual Items	-1	-1	-1	-	8
Pretax Income	24,705	19,482	16,624	6,315	17,909
Income Tax Expense	7,643	5,972	4,587	1,584	6,042
Earnings From Continuing Operations	17,062	13,510	12,037	4,731	11,867
Net Income	17,062	13,510	12,037	4,731	11,867
Net Income to Common	17,062	13,510	12,037	4,731	11,867
Net Income Growth	26.29%	12.24%	154.43%	-60.13%	9.46%
Basic Shares Outstanding	157	157	159	160	163
Diluted Shares Outstanding	157	157	159	160	163
Shares Change (YoY)	-0.25%	-0.83%	-0.84%	-1.70%	-0.20%
EPS (Basic)	108.64	85.80	75.81	29.55	72.86
EPS (Diluted)	108.64	85.80	75.81	29.55	72.86
EPS Growth	26.61%	13.18%	156.59%	-59.45%	9.68%
Dividend Per Share	43.000	34.000	16.000	16.000	16.000
Dividend Growth	26.47%	112.50%	-	-	-
Effective Tax Rate	30.94%	30.65%	27.59%	25.08%	33.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.