The Nanto Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	433,817	678,270	963,526	1,085,005	1,495,598
Investment Securities	1,372,777	1,549,750	1,462,589	1,322,048	1,471,983
Total Investments	1,372,777	1,549,750	1,462,589	1,322,048	1,471,983
Gross Loans	4,742,222	4,465,125	4,172,446	3,944,387	3,870,774
Allowance for Loan Losses	-22,455	-23,866	-21,430	-23,461	-22,485
Net Loans	4,719,767	4,441,259	4,151,016	3,920,926	3,848,289
Property, Plant & Equipment	50,502	49,062	41,795	40,493	37,782
Other Intangible Assets	6,179	4,969	4,842	4,674	4,858
Other Receivables	2,352	-	-	-	-
Restricted Cash	14,220	15,510	40,967	43,579	44,017
Other Current Assets	5,270	8,832	8,441	10,113	10,749
Long-Term Deferred Tax Assets	13,257	18,659	6,278	17,046	7,247
Other Long-Term Assets	59,095	86,916	107,602	98,233	80,918
Total Assets	6,677,236	6,853,227	6,787,056	6,542,117	7,001,441
Interest Bearing Deposits	5,945,277	5,900,885	5,803,503	5,723,805	5,654,947
Total Deposits	5,945,277	5,900,885	5,803,503	5,723,805	5,654,947
Short-Term Borrowings	75,409	-	-	-	189,577
Other Current Liabilities	5,270	6,999	7,216	8,759	8,261
Long-Term Debt	284,891	606,017	612,897	500,310	817,126
Pension & Post-Retirement Benefits	9,907	10,132	11,680	11,916	11,976
Long-Term Deferred Tax Liabilities	9	11	11	11	12
Other Long-Term Liabilities	56,354	51,388	53,119	34,517	33,069
Total Liabilities	6,377,117	6,575,432	6,488,426	6,279,318	6,714,968
Common Stock	37,924	37,924	37,924	37,924	37,924
Additional Paid-In Capital	34,968	34,749	34,749	34,749	34,749
Retained Earnings	228,662	218,089	208,825	200,383	199,208
Treasury Stock	-4,822	-4,613	-3,413	-3,418	-1,799
Comprehensive Income & Other	3,387	-8,354	20,545	-6,839	16,391
Shareholders' Equity	300,119	277,795	298,630	262,799	286,473
Total Liabilities & Equity	6,677,236	6,853,227	6,787,056	6,542,117	7,001,441
Total Debt	360,300	606,017	612,897	500,310	1,006,703
Net Cash (Debt)	73,517	72,253	350,629	584,695	488,895
Net Cash Growth	1.75%	-79.39%	-40.03%	19.60%	17.89%
Net Cash Per Share	468.10	458.88	2208.41	3651.61	3001.47
Filing Date Shares Outstanding	157.06	157.02	158.77	158.76	162.77
Total Common Shares Outstanding	157.06	157.03	158.77	158.76	162.77
Book Value Per Share	1910.83	1769.09	1880.84	1655.33	1760.02
Tangible Book Value	293,940	272,826	293,788	258,125	281,615
Tangible Book Value Per Share	1871.49	1737.45	1850.35	1625.89	1730.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.