The Nanto Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	19,483	16,625	6,316	17,910	15,330
Depreciation & Amortization	4,294	3,507	3,412	3,296	3,574
Gain (Loss) on Sale of Assets	190	4	6	79	391
Gain (Loss) on Sale of Investments	-1,864	-4,229	7,820	-1,260	-997
Change in Other Net Operating Assets	-296,426	-116,706	-576,720	148,025	123,641
Other Operating Activities	9,048	-5,025	-23,570	-11,417	-16,738
Operating Cash Flow	-265,282	-105,802	-582,722	156,642	125,201
Operating Cash Flow Growth	-	-	-	25.11%	-
Capital Expenditures	-10,117	-3,090	-4,829	-1,753	-1,194
Sale of Property, Plant and Equipment	23	181	539	426	261
Investment in Securities	-124,698	-89,543	114,529	-52,648	-30,331
Income (Loss) Equity Investments	-7	22	14	9	-
Purchase / Sale of Intangibles	-1,583	-1,785	-1,461	-1,209	-658
Other Investing Activities	24,754	2,370	-423	-4,182	-548
Investing Cash Flow	-111,621	-91,867	108,355	-59,366	-32,470
Repurchase of Common Stock	-1,221	-4	-1,618	-147	-1
Common Dividends Paid	-4,245	-3,593	-3,553	-2,609	-2,607
Net Increase (Decrease) in Deposit Accounts	97,381	79,698	68,858	210,939	406,878
Other Financing Activities	21	8	-	-	-1
Financing Cash Flow	91,936	76,109	63,687	208,183	404,269
Foreign Exchange Rate Adjustments	-	-	5	9	3
Net Cash Flow	-284,968	-121,560	-410,675	305,468	497,002
Free Cash Flow	-275,399	-108,892	-587,551	154,889	124,007
Free Cash Flow Growth	-	-	-	24.90%	-
Free Cash Flow Margin	-322.88%	-143.49%	-958.94%	217.67%	176.94%
Free Cash Flow Per Share	-1749.07	-685.85	-3669.44	950.91	759.78
Cash Income Tax Paid	8,375	1,659	6,428	3,769	5,283

Source: S&P Global Market Intelligence. Banks template. Financial Sources.