Hokuhoku Financial Group Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	3,784,300	3,191,879	4,550,493	4,357,148	5,471,090	5,096,491
Investment Securities	2,233,083	2,325,744	1,798,479	1,869,776	2,228,204	2,135,275
Trading Asset Securities	856	1,131	2,724	2,220	3,454	3,407
Total Investments	2,233,939	2,326,875	1,801,203	1,871,996	2,231,658	2,138,682
Gross Loans	10,985,802	10,581,002	9,623,943	9,585,808	9,220,014	9,050,446
Allowance for Loan Losses	-55,769	-61,704	-59,997	-67,361	-72,470	-62,731
Net Loans	10,930,033	10,519,298	9,563,946	9,518,447	9,147,544	8,987,715
Property, Plant & Equipment	118,675	110,820	109,330	100,013	99,135	95,784
Goodwill	-	-	875	2,978	5,080	7,182
Other Intangible Assets	12,013	8,876	8,871	5,321	5,243	6,386
Restricted Cash	18,191	18,880	17,588	18,248	18,474	18,545
Other Current Assets	90,139	79,050	80,605	81,856	85,938	75,306
Long-Term Deferred Tax Assets	382	5,441	438	7,598	3,275	3,596
Other Long-Term Assets	192,170	180,101	249,537	209,095	212,634	205,784
Total Assets	17,379,842	16,441,220	16,382,886	16,172,700	17,280,071	16,635,471
Interest Bearing Deposits	14,650,479	14,031,845	13,873,338	13,513,725	13,202,603	12,788,913
Total Deposits	14,650,479	14,031,845	13,873,338	13,513,725	13,202,603	12,788,913
Short-Term Borrowings	508,547	118,022	134,783	172,450	340,043	305,187
Other Current Liabilities	70,720	62,105	61,483	64,147	60,961	53,270
Long-Term Debt	1,285,296	1,379,987	1,552,501	1,670,951	2,901,829	2,696,698
Pension & Post-Retirement Benefits	499	505	721	3,490	3,826	3,758
Long-Term Deferred Tax Liabilities	30,704	16,684	25,439	12,700	18,893	26,089
Other Long-Term Liabilities	125,317	173,394	69,690	123,027	129,072	123,053
Total Liabilities	16,671,562	15,782,542	15,717,955	15,560,490	16,657,227	15,996,968
Common Stock	70,895	70,895	70,895	70,895	70,895	70,895
Additional Paid-In Capital	93,128	101,770	110,660	119,778	125,128	133,905
Retained Earnings	443,683	424,103	392,442	374,971	359,045	344,103
Treasury Stock	-1,687	-1,368	-900	-675	-852	-1,180
Comprehensive Income & Other	97,718	58,959	87,889	43,647	65,179	87,517
Total Common Equity	703,737	654,359	660,986	608,616	619,395	635,240
Minority Interest	4,543	4,319	3,945	3,594	3,449	3,263
Shareholders' Equity	708,280	658,678	664,931	612,210	622,844	638,503
Total Liabilities & Equity	17,379,842	16,441,220	16,382,886	16,172,700	17,280,071	16,635,471
Total Debt	1,793,843	1,498,009	1,687,284	1,843,401	3,241,872	3,001,885
Net Cash (Debt)	1,991,313	1,695,001	2,865,933	2,515,967	2,232,672	2,098,013
Net Cash Growth	10.19%	-40.86%	13.91%	12.69%	6.42%	37.49%
Net Cash Per Share	16122.86	13715.71	22796.70	19576.01	16984.31	15940.05
Filing Date Shares Outstanding	121.5	122.7	124.57	128.12	127.94	131.21
Total Common Shares Outstanding	121.5	122.7	124.57	128.12	127.94	131.21
Book Value Per Share	5792.03	5333.04	5306.19	4750.53	4841.30	4841.40
Tangible Book Value	691,724	645,483	651,240	600,317	609,072	621,672
Tangible Book Value Per Share	5693.15	5260.70	5227.95	4685.75	4760.61	4737.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.