The Miyazaki Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	789,283	828,456	925,050	1,016,870	1,189,790	720,678
Investment Securities	811,802	773,296	826,936	691,877	712,275	696,489
Total Investments	811,802	773,296	826,936	691,877	712,275	696,489
Gross Loans	2,415,061	2,390,651	2,284,983	2,242,850	2,258,750	2,152,240
Allowance for Loan Losses	-15,957	-15,647	-14,280	-13,830	-12,966	-9,827
Net Loans	2,399,104	2,375,004	2,270,703	2,229,020	2,245,784	2,142,413
Property, Plant & Equipment	23,205	23,089	23,371	23,007	23,312	23,787
Other Intangible Assets	4,469	4,813	4,531	4,547	4,408	4,635
Restricted Cash	-	-	-	-	11,000	14,000
Other Current Assets	9,142	8,407	7,692	9,397	7,356	6,971
Long-Term Deferred Tax Assets	301	2,367	-	7,653	6,131	3,687
Other Long-Term Assets	41,947	56,344	52,565	43,178	41,907	41,205
Total Assets	4,079,253	4,071,776	4,110,848	4,025,549	4,241,963	3,653,865
Accrued Expenses	-	28	28	35	35	35
Interest Bearing Deposits	3,186,046	3,162,598	3,163,209	3,114,380	2,992,896	2,813,999
Total Deposits	3,186,046	3,162,598	3,163,209	3,114,380	2,992,896	2,813,999
Short-Term Borrowings	135,032	136,793	86,772	196,414	326,871	245,849
Other Current Liabilities	3,336	3,118	4,644	4,303	4,940	5,177
Long-Term Debt	519,413	539,259	639,937	526,709	739,592	409,651
Pension & Post-Retirement Benefits	647	957	1,499	2,147	3,299	5,624
Long-Term Deferred Tax Liabilities	5,605	2,166	2,243	2,168	2,176	2,185
Other Long-Term Liabilities	22,411	37,219	22,665	16,303	13,025	12,762
Total Liabilities	3,872,490	3,882,138	3,920,997	3,862,459	4,082,834	3,495,282
Common Stock	14,697	14,697	14,697	14,697	14,697	14,697
Additional Paid-In Capital	12,779	12,779	12,779	12,779	12,780	12,780
Retained Earnings	151,649	145,838	139,464	133,929	127,703	121,937
Treasury Stock	-1,312	-473	-977	-1,133	-1,191	-1,191
Comprehensive Income & Other	28,950	16,797	23,888	2,818	5,140	10,360
Total Common Equity	206,763	189,638	189,851	163,090	159,129	158,583
Shareholders' Equity	206,763	189,638	189,851	163,090	159,129	158,583
Total Liabilities & Equity	4,079,253	4,071,776	4,110,848	4,025,549	4,241,963	3,653,865
Total Debt	654,445	676,052	726,709	723,123	1,066,463	655,500
Net Cash (Debt)	134,838	152,404	198,341	293,747	123,327	65,178
Net Cash Growth	17.20%	-23.16%	-32.48%	138.19%	89.22%	1277.97%
Net Cash Per Share	7918.37	8899.50	11412.68	16918.96	7112.28	3764.03
Filing Date Shares Outstanding	16.78	16.99	17.32	17.27	17.25	17.25
Total Common Shares Outstanding	16.78	16.99	17.32	17.27	17.25	17.25
Book Value Per Share	12320.29	11164.14	10962.95	9445.14	9225.65	9193.77
Tangible Book Value	202,294	184,825	185,320	158,543	154,721	153,948
Tangible Book Value Per Share	12054.00	10880.79	10701.31	9181.81	8970.10	8925.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.