The Miyazaki Bank, Ltd. (TYO:8393)

The Miyazaki Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	828,250	925,050	1,016,870	1,189,790	720,678
Investment Securities	773,296	826,936	691,877	712,275	696,489
Total Investments	773,296	826,936	691,877	712,275	696,489
Gross Loans	2,400,402	2,284,983	2,242,850	2,258,750	2,152,240
Allowance for Loan Losses	-15,647	-14,280	-13,830	-12,966	-9,827
Net Loans	2,384,755	2,270,703	2,229,020	2,245,784	2,142,413
Property, Plant & Equipment	23,089	23,371	23,007	23,312	23,787
Other Intangible Assets	4,812	4,531	4,547	4,408	4,635
Other Receivables	206	-	-	-	-
Restricted Cash	-	-	-	11,000	14,000
Other Current Assets	8,407	7,692	9,397	7,356	6,971
Long-Term Deferred Tax Assets	2,367	-	7,653	6,131	3,687
Other Long-Term Assets	46,594	52,565	43,178	41,907	41,205
Total Assets	4,071,776	4,110,848	4,025,549	4,241,963	3,653,865
Accrued Expenses	28	28	35	35	35
Interest Bearing Deposits	3,162,598	3,163,209	3,114,380	2,992,896	2,813,999
Total Deposits	3,162,598	3,163,209	3,114,380	2,992,896	2,813,999
Short-Term Borrowings	321,540	86,772	196,414	326,871	245,849
Other Current Liabilities	3,118	4,644	4,303	4,940	5,177
Long-Term Debt	354,512	639,937	526,709	739,592	409,651
Pension & Post-Retirement Benefits	957	1,499	2,147	3,299	5,624
Long-Term Deferred Tax Liabilities	2,166	2,243	2,168	2,176	2,185
Other Long-Term Liabilities	37,220	22,665	16,303	13,025	12,762
Total Liabilities	3,882,139	3,920,997	3,862,459	4,082,834	3,495,282
Common Stock	14,697	14,697	14,697	14,697	14,697
Additional Paid-In Capital	12,779	12,779	12,779	12,780	12,780
Retained Earnings	145,838	139,464	133,929	127,703	121,937
Treasury Stock	-473	-977	-1,133	-1,191	-1,191
Comprehensive Income & Other	16,796	23,888	2,818	5,140	10,360
Total Common Equity	189,637	189,851	163,090	159,129	158,583
Shareholders' Equity	189,637	189,851	163,090	159,129	158,583
Total Liabilities & Equity	4,071,776	4,110,848	4,025,549	4,241,963	3,653,865
Total Debt	676,052	726,709	723,123	1,066,463	655,500
Net Cash (Debt)	152,198	198,341	293,747	123,327	65,178
Net Cash Growth	-23.26%	-32.48%	138.19%	89.22%	1277.97%
Net Cash Per Share	8887.50	11412.68	16918.96	7112.28	3764.03
Filing Date Shares Outstanding	16.99	17.32	17.27	17.25	17.25
Total Common Shares Outstanding	16.99	17.32	17.27	17.25	17.25
Book Value Per Share	11164.08	10962.95	9445.14	9225.65	9193.77
Tangible Book Value	184,825	185,320	158,543	154,721	153,948
Tangible Book Value Per Share	10880.79	10701.31	9181.81	8970.10	8925.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.