Bank of The Ryukyus, Limited (TYO:8399)

Bank of The Ryukyus Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	215,245	171,575	341,755	598,662	770,553	525,140
Investment Securities	713,503	687,566	692,245	477,175	364,179	333,056
Total Investments	713,504	687,566	692,245	477,175	364,179	333,056
Gross Loans	2,011,787	1,980,333	1,882,192	1,829,708	1,804,414	1,779,396
Allowance for Loan Losses	-8,512	-8,873	-7,806	-9,395	-11,471	-12,192
Net Loans	2,003,275	1,971,460	1,874,386	1,820,313	1,792,943	1,767,204
Property, Plant & Equipment	46,133	44,424	36,110	25,006	23,246	23,238
Goodwill	-	84	116	148	-	-
Other Intangible Assets	4,571	4,370	3,191	3,828	4,466	5,155
Restricted Cash	536	518	522	514	518	533
Other Current Assets	9,524	10,267	16,773	16,542	14,491	18,860
Long-Term Deferred Tax Assets	6,604	7,533	4,569	5,157	5,651	5,932
Other Long-Term Assets	86,145	79,721	97,350	95,178	88,818	99,024
Total Assets	3,085,537	2,977,518	3,067,017	3,042,523	3,064,865	2,778,142
Accrued Expenses	888	881	830	773	686	683
Interest Bearing Deposits	2,883,051	2,782,717	2,836,248	2,728,779	2,598,259	2,479,206
Total Deposits	2,883,051	2,782,717	2,836,248	2,728,779	2,598,259	2,479,206
Other Current Liabilities	7,440	7,231	12,280	7,547	8,283	11,224
Long-Term Debt	17,634	19,535	46,947	141,670	297,872	129,666
Pension & Post-Retirement Benefits	643	636	589	562	237	900
Long-Term Deferred Tax Liabilities	1,999	1,999	1,940	1,944	1,947	1,947
Other Long-Term Liabilities	27,596	24,688	25,619	23,086	22,562	22,702
Total Liabilities	2,939,251	2,837,687	2,924,453	2,904,361	2,929,846	2,646,328
Common Stock	56,967	56,967	56,967	56,967	56,967	56,967
Additional Paid-In Capital	14,269	14,260	14,244	14,225	14,220	14,250
Retained Earnings	81,491	76,991	72,797	68,634	64,252	60,004
Treasury Stock	-2,236	-1,840	-1,417	-1,534	-575	-170
Comprehensive Income & Other	-4,205	-6,547	-27	-130	155	763
Total Common Equity	146,286	139,831	142,564	138,162	135,019	131,814
Shareholders' Equity	146,286	139,831	142,564	138,162	135,019	131,814
Total Liabilities & Equity	3,085,537	2,977,518	3,067,017	3,042,523	3,064,865	2,778,142
Total Debt	17,634	19,535	46,947	141,670	297,872	129,666
Net Cash (Debt)	197,612	152,040	294,808	456,992	472,681	395,474
Net Cash Growth	-18.75%	-48.43%	-35.49%	-3.32%	19.52%	40.32%
Net Cash Per Share	4795.07	3672.55	7068.38	10771.00	11055.06	9166.16
Filing Date Shares Outstanding	41.01	40.91	41.28	41.55	42.42	42.99
Total Common Shares Outstanding	41.01	41.35	41.67	41.55	42.42	42.99
Book Value Per Share	3567.29	3381.36	3421.43	3325.25	3183.05	3066.49
Tangible Book Value	141,715	135,377	139,257	134,186	130,553	126,659
Tangible Book Value Per Share	3455.83	3273.66	3342.07	3229.56	3077.77	2946.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.