Bank of The Ryukyus, Limited (TYO:8399)
Japan · Delayed Price · Currency is JPY 2,943.00
+70.00 (2.44%)
Jul 31, 2026, 3:30 PM JST
Bank of The Ryukyus Financials Overview
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 73,949 | 73,949 | 65,529 | 63,143 | 58,698 | 55,874 |
Revenue Growth | 12.85% | 12.85% | 3.78% | 7.57% | 5.05% | 5.66% |
Net Income Net Income Growth | 9,084 | 9,084 | 5,751 | 5,651 | 5,896 | 5,590 |
Earnings Per Share EPS Growth | 221.36 | 221.36 | 138.92 | 135.50 | 138.98 | 130.74 |
EPS Growth | 59.34% | 59.34% | 2.52% | -2.50% | 6.30% | 118.66% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Credit Card Industry Credit Card Industry Growth | 3,910 | 3,910 | 3,960 | 3,655 | 3,571 | 3,574 |
Leasing Business Leasing Business Growth | 19,412 | 19,412 | 18,487 | 17,045 | 15,422 | 15,962 |
Banking Banking Growth | 49,624 | 49,624 | 43,152 | 41,216 | 39,853 | 38,580 |
Other Other Growth | 126 | 126 | 154 | 434 | 429 | 438 |
IT Business IT Business Growth | 3,716 | 3,716 | 3,523 | 3,689 | 1,352 | - |
Unallocated Adjustment Unallocated Adjustment Growth | -2,937 | -2,937 | -2,765 | -2,793 | -2,253 | -2,627 |
Credit Guarantee Business Credit Guarantee Business Growth | 608 | 608 | 645 | 686 | 747 | 911 |
Total Total Growth | 74,459 | 74,459 | 67,156 | 63,932 | 59,121 | 56,838 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 161,544 | 161,544 | 171,575 | 341,755 | 598,662 | 770,553 |
Total Debt Total Debt Growth | 15,748 | 15,748 | 19,535 | 46,947 | 141,670 | 297,872 |
Net Cash (Debt) Net Cash Growth | 145,796 | 145,796 | 152,040 | 294,808 | 456,992 | 472,681 |
Net Cash Growth | -4.11% | -4.11% | -48.43% | -35.49% | -3.32% | 19.52% |
Net Cash Per Share Net Cash Per Share Growth | 3552.71 | 3552.71 | 3672.55 | 7068.38 | 10771.00 | 11055.06 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -97,447 | -97,447 | -98,026 | -144,726 | -186,732 | 167,065 |
Capital Expenditures CapEx Growth | -7,206 | -7,206 | -10,396 | -13,086 | -3,438 | -2,142 |
Free Cash Flow Free Cash Flow Growth | -104,653 | -104,653 | -108,422 | -157,812 | -190,170 | 164,923 |
Free Cash Flow Growth | - | - | - | - | - | 182.20% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 12.28% | 12.28% | 8.78% | 8.95% | 10.04% | 10.01% |
FCF Margin | -141.52% | -141.52% | -165.46% | -249.93% | -323.98% | 295.17% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 98.000 | 88.000 | 38.000 | 37.000 | 35.000 | 35.000 |
Dividend Per Share Growth | 139.13% | 131.58% | 2.70% | 5.71% | 0% | 40.00% |
Dividend Yield | 3.33% | 3.98% | 3.46% | 3.35% | 4.22% | 5.11% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 13.30 | 9.99 | 8.26 | 8.83 | 6.53 | 6.05 |
Forward PE | - | 7.29 | 7.29 | 7.29 | 7.29 | 7.29 |
P/FCF Ratio | - | - | - | - | - | 0.21 |
PS Ratio | 1.63 | 1.23 | 0.73 | 0.79 | 0.66 | 0.61 |