Bank of The Ryukyus Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	160,634	171,575	341,755	598,662	770,553
Investment Securities	709,135	687,566	692,245	477,175	364,179
Total Investments	709,135	687,566	692,245	477,175	364,179
Gross Loans	2,119,451	1,980,333	1,882,192	1,829,708	1,804,414
Allowance for Loan Losses	-8,803	-8,873	-7,806	-9,395	-11,471
Net Loans	2,110,648	1,971,460	1,874,386	1,820,313	1,792,943
Property, Plant & Equipment	45,011	44,424	36,110	25,006	23,246
Goodwill	52	84	116	148	-
Other Intangible Assets	4,316	4,370	3,191	3,828	4,466
Other Receivables	910	-	-	-	-
Restricted Cash	9	518	522	514	518
Other Current Assets	7,921	10,267	16,773	16,542	14,491
Long-Term Deferred Tax Assets	8,308	7,533	4,569	5,157	5,651
Other Long-Term Assets	61,314	79,721	97,350	95,178	88,818
Total Assets	3,108,258	2,977,518	3,067,017	3,042,523	3,064,865
Accrued Expenses	927	881	830	773	686
Interest Bearing Deposits	2,901,887	2,782,717	2,836,248	2,728,779	2,598,259
Total Deposits	2,901,887	2,782,717	2,836,248	2,728,779	2,598,259
Other Current Liabilities	7,921	7,231	12,280	7,547	8,283
Long-Term Debt	15,748	19,535	46,947	141,670	297,872
Pension & Post-Retirement Benefits	648	636	589	562	237
Long-Term Deferred Tax Liabilities	1,999	1,999	1,940	1,944	1,947
Other Long-Term Liabilities	33,604	24,688	25,619	23,086	22,562
Total Liabilities	2,962,734	2,837,687	2,924,453	2,904,361	2,929,846
Common Stock	56,967	56,967	56,967	56,967	56,967
Additional Paid-In Capital	14,269	14,260	14,244	14,225	14,220
Retained Earnings	84,181	76,991	72,797	68,634	64,252
Treasury Stock	-2,238	-1,840	-1,417	-1,534	-575
Comprehensive Income & Other	-7,655	-6,547	-27	-130	155
Total Common Equity	145,524	139,831	142,564	138,162	135,019
Shareholders' Equity	145,524	139,831	142,564	138,162	135,019
Total Liabilities & Equity	3,108,258	2,977,518	3,067,017	3,042,523	3,064,865
Total Debt	15,748	19,535	46,947	141,670	297,872
Net Cash (Debt)	144,886	152,040	294,808	456,992	472,681
Net Cash Growth	-4.71%	-48.43%	-35.49%	-3.32%	19.52%
Net Cash Per Share	3530.53	3672.55	7068.38	10771.00	11055.06
Filing Date Shares Outstanding	41.01	40.91	41.28	41.55	42.42
Total Common Shares Outstanding	41.01	41.35	41.67	41.55	42.42
Book Value Per Share	3548.82	3381.36	3421.43	3325.25	3183.05
Tangible Book Value	141,156	135,377	139,257	134,186	130,553
Tangible Book Value Per Share	3442.30	3273.66	3342.07	3229.56	3077.77