Bank of The Ryukyus, Limited (TYO:8399)

Bank of The Ryukyus Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	35,543	34,155	27,891	26,137	25,940	26,359
Interest Income on Investments	6,904	5,935	3,458	3,160	2,308	1,429
Total Interest Income	42,447	40,090	31,349	29,297	28,248	27,788
Interest Paid on Deposits	6,575	5,628	1,738	103	84	109
Interest Paid on Borrowings	260	234	296	1,914	886	64
Total Interest Expense	6,835	5,862	2,034	2,017	970	173
Net Interest Income	35,612	34,228	29,315	27,280	27,278	27,615
Net Interest Income Growth	19.31%	16.76%	7.46%	0.01%	-1.22%	0.11%
Gain (Loss) on Sale of Assets	-107	-94	-85	-69	-64	-221
Gain (Loss) on Sale of Investments	-	1,169	1,664	843	421	-206
Other Non-Interest Income	40,917	38,912	36,136	35,783	31,286	29,223
Total Non-Interest Income	40,810	39,987	37,715	36,557	31,643	28,796
Non-Interest Income Growth	7.97%	6.02%	3.17%	15.53%	9.89%	-1.23%
Revenues Before Loan Losses	76,422	74,215	67,030	63,837	58,921	56,411
Provision for Loan Losses	-95	266	1,501	694	223	537
Revenue	76,517	73,949	65,529	63,143	58,698	55,874
Revenue Growth	14.80%	12.85%	3.78%	7.57%	5.05%	5.66%
Selling, General & Administrative	31,400	30,711	28,744	28,244	26,674	27,150
Other Non-Interest Expense	31,296	30,272	28,543	26,516	23,590	21,015
Total Non-Interest Expense	62,696	60,983	57,287	54,760	50,264	48,165
EBT Excluding Unusual Items	13,821	12,966	8,242	8,383	8,434	7,709
Asset Writedown	-15	-15	-	-20	-4	-141
Other Unusual Items	-	-1	-	-	-1	547
Pretax Income	13,806	12,950	8,242	8,363	8,429	8,115
Income Tax Expense	4,312	3,866	2,491	2,712	2,533	2,525
Earnings From Continuing Operations	9,494	9,084	5,751	5,651	5,896	5,590
Net Income	9,494	9,084	5,751	5,651	5,896	5,590
Net Income to Common	9,494	9,084	5,751	5,651	5,896	5,590
Net Income Growth	50.87%	57.95%	1.77%	-4.15%	5.47%	116.75%
Basic Shares Outstanding	41	41	41	42	42	43
Diluted Shares Outstanding	41	41	41	42	42	43
Shares Change	-0.69%	-0.87%	-0.74%	-1.70%	-0.77%	-0.90%
EPS (Basic)	231.56	221.49	139.02	135.70	139.38	131.17
EPS (Diluted)	231.44	221.36	138.92	135.50	138.98	130.74
EPS Growth	51.91%	59.34%	2.52%	-2.50%	6.30%	118.66%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Dividend Per Share	88.000	88.000	38.000	37.000	35.000	35.000
Dividend Growth	131.58%	131.58%	2.70%	5.71%	0%	40.00%
Effective Tax Rate	31.23%	29.85%	30.22%	32.43%	30.05%	31.11%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

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