The Tochigi Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	674,677	699,674	585,706	572,443	895,522	658,859
Investment Securities	429,870	373,527	606,717	617,844	604,272	578,557
Trading Asset Securities	20	4	4	7	15	67
Total Investments	429,890	373,531	606,721	617,851	604,287	578,624
Gross Loans	2,461,145	2,190,248	2,061,125	2,033,725	1,957,366	1,965,921
Allowance for Loan Losses	-10,801	-10,978	-11,704	-12,284	-11,876	-15,070
Net Loans	2,450,344	2,179,270	2,049,421	2,021,441	1,945,490	1,950,851
Property, Plant & Equipment	30,578	25,168	20,350	19,660	20,427	21,835
Other Intangible Assets	1,211	1,152	1,169	694	623	584
Restricted Cash	476	513	600	703	834	1,135
Other Current Assets	3,540	3,071	2,943	3,031	3,353	5,331
Long-Term Deferred Tax Assets	4,466	5,417	8,180	9,964	8,158	4,417
Other Long-Term Assets	45,013	46,111	39,452	33,366	38,295	39,489
Total Assets	3,640,195	3,333,907	3,314,542	3,279,153	3,516,989	3,261,125
Accrued Expenses	286	853	901	871	953	987
Interest Bearing Deposits	3,210,993	3,118,583	3,110,102	3,057,420	3,015,839	2,934,995
Total Deposits	3,210,993	3,118,583	3,110,102	3,057,420	3,015,839	2,934,995
Other Current Liabilities	207,504	2,326	2,265	2,291	2,424	2,804
Long-Term Debt	36,170	33,364	34,125	41,748	313,799	132,733
Pension & Post-Retirement Benefits	290	286	345	283	269	238
Long-Term Deferred Tax Liabilities	829	857	833	871	961	1,039
Other Long-Term Liabilities	23,653	24,545	14,211	20,791	20,086	20,013
Total Liabilities	3,479,725	3,180,814	3,162,782	3,124,275	3,354,331	3,092,809
Common Stock	27,408	27,408	27,408	27,408	27,408	27,408
Additional Paid-In Capital	30,036	30,036	30,036	30,036	30,036	30,036
Retained Earnings	101,913	96,419	119,431	118,085	116,366	113,473
Treasury Stock	-2,153	-2,288	-2,314	-2,324	-2,311	-2,346
Comprehensive Income & Other	1,572	-86	-24,363	-19,792	-10,206	-1,414
Total Common Equity	158,776	151,489	150,198	153,413	161,293	167,157
Minority Interest	1,694	1,604	1,562	1,465	1,365	1,159
Shareholders' Equity	160,470	153,093	151,760	154,878	162,658	168,316
Total Liabilities & Equity	3,640,195	3,333,907	3,314,542	3,279,153	3,516,989	3,261,125
Total Debt	36,170	33,364	34,125	41,748	313,799	132,733
Net Cash (Debt)	638,527	666,314	551,585	530,702	581,738	526,193
Net Cash Growth	-8.42%	20.80%	3.94%	-8.77%	10.56%	38.06%
Net Cash Per Share	6147.11	6429.37	5326.18	5108.80	5539.47	5017.91
Filing Date Shares Outstanding	104.13	103.67	103.57	103.54	103.39	104.38
Total Common Shares Outstanding	104.13	103.67	103.57	103.54	104.46	104.38
Book Value Per Share	1524.75	1461.32	1450.17	1481.69	1544.11	1601.45
Tangible Book Value	157,565	150,337	149,029	152,719	160,670	166,573
Tangible Book Value Per Share	1513.12	1450.21	1438.89	1474.99	1538.15	1595.85

Source: S&P Global Market Intelligence. Banks template. Financial Sources.