The Tochigi Bank, Ltd. (TYO:8550)

The Tochigi Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	730,974	585,706	572,443	895,522	658,859	383,947
Investment Securities	637,769	606,717	617,844	604,272	578,557	529,368
Trading Asset Securities	5	4	7	15	67	133
Total Investments	637,774	606,721	617,851	604,287	578,624	529,501
Gross Loans	2,115,659	2,061,125	2,033,725	1,957,366	1,965,921	1,951,839
Allowance for Loan Losses	-9,968	-11,704	-12,284	-11,876	-15,070	-13,062
Net Loans	2,105,691	2,049,421	2,021,441	1,945,490	1,950,851	1,938,777
Property, Plant & Equipment	24,515	20,350	19,660	20,427	21,835	22,241
Other Intangible Assets	1,031	1,169	694	623	584	524
Restricted Cash	536	600	703	834	1,135	1,415
Other Current Assets	3,736	2,943	3,031	3,353	5,331	5,658
Long-Term Deferred Tax Assets	6,259	8,180	9,964	8,158	4,417	8,068
Other Long-Term Assets	35,908	39,452	33,366	38,295	39,489	34,591
Total Assets	3,546,424	3,314,542	3,279,153	3,516,989	3,261,125	2,924,722
Accrued Expenses	256	901	871	953	987	914
Interest Bearing Deposits	3,200,019	3,110,102	3,057,420	3,015,839	2,934,995	2,735,886
Total Deposits	3,200,019	3,110,102	3,057,420	3,015,839	2,934,995	2,735,886
Other Current Liabilities	140,975	2,265	2,291	2,424	2,804	3,236
Long-Term Debt	33,742	34,125	41,748	313,799	132,733	2,959
Pension & Post-Retirement Benefits	289	345	283	269	238	2,007
Long-Term Deferred Tax Liabilities	833	833	871	961	1,039	1,052
Other Long-Term Liabilities	18,330	14,211	20,791	20,086	20,013	18,992
Total Liabilities	3,394,444	3,162,782	3,124,275	3,354,331	3,092,809	2,765,046
Common Stock	27,408	27,408	27,408	27,408	27,408	27,408
Additional Paid-In Capital	30,036	30,036	30,036	30,036	30,036	26,235
Retained Earnings	122,536	119,431	118,085	116,366	113,473	112,012
Treasury Stock	-2,288	-2,314	-2,324	-2,311	-2,346	-2,346
Comprehensive Income & Other	-27,312	-24,363	-19,792	-10,206	-1,414	-9,360
Total Common Equity	150,380	150,198	153,413	161,293	167,157	153,949
Minority Interest	1,600	1,562	1,465	1,365	1,159	5,727
Shareholders' Equity	151,980	151,760	154,878	162,658	168,316	159,676
Total Liabilities & Equity	3,546,424	3,314,542	3,279,153	3,516,989	3,261,125	2,924,722
Total Debt	33,742	34,125	41,748	313,799	132,733	2,959
Net Cash (Debt)	697,237	551,585	530,702	581,738	526,193	381,121
Net Cash Growth	12.35%	3.94%	-8.77%	10.56%	38.06%	2.69%
Net Cash Per Share	6729.21	5326.18	5108.80	5539.47	5017.91	3640.23
Filing Date Shares Outstanding	103.67	103.57	103.54	103.39	104.38	104.38
Total Common Shares Outstanding	103.67	103.57	103.54	104.46	104.38	104.38
Book Value Per Share	1450.62	1450.17	1481.69	1544.11	1601.45	1474.91
Tangible Book Value	149,349	149,029	152,719	160,670	166,573	153,425
Tangible Book Value Per Share	1440.68	1438.89	1474.99	1538.15	1595.85	1469.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.