The Tochigi Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	-23,593	3,357	4,176	4,448	4,274
Depreciation & Amortization	1,376	1,078	1,112	1,219	1,220
Gain (Loss) on Sale of Assets	-49	873	852	1,128	252
Gain (Loss) on Sale of Investments	33,363	4,928	6,272	2,205	847
Change in Other Net Operating Assets	-133,747	-39,728	-349,152	187,146	115,556
Other Operating Activities	17,461	-7,640	5,254	3,584	-2,366
Operating Cash Flow	-105,189	-37,132	-331,486	199,730	119,783
Operating Cash Flow Growth	-	-	-	66.74%	-
Capital Expenditures	-5,982	-2,454	-1,068	-773	-1,263
Sale of Property, Plant and Equipment	128	30	186	229	282
Investment in Securities	216,607	-1,909	-31,481	-42,368	-43,020
Purchase / Sale of Intangibles	-303	-752	-235	-385	-180
Other Investing Activities	103	167	161	341	330
Investing Cash Flow	210,553	-4,918	-32,437	-42,956	-43,851
Issuance of Common Stock	26	9	447	-	-
Repurchase of Common Stock	-	-	-722	-	-
Common Dividends Paid	-683	-630	-628	-522	-521
Net Increase (Decrease) in Deposit Accounts	7,490	51,690	40,591	79,853	198,118
Other Financing Activities	-15	-15	-1	-23	-1,156
Financing Cash Flow	6,818	51,054	39,687	79,308	196,441
Foreign Exchange Rate Adjustments	-68	-	-8	55	-10
Net Cash Flow	112,112	9,002	-324,246	236,136	272,363
Free Cash Flow	-111,171	-39,586	-332,554	198,957	118,520
Free Cash Flow Growth	-	-	-	67.87%	-
Free Cash Flow Margin	-1842.10%	-100.80%	-799.81%	513.54%	326.17%
Free Cash Flow Per Share	-1072.71	-382.25	-3201.33	1894.52	1130.24
Cash Income Tax Paid	950	651	250	768	1,884

Source: S&P Global Market Intelligence. Banks template. Financial Sources.