The Towa Bank, Ltd. (TYO:8558)
1,205.00
+14.00 (1.18%)
Jan 23, 2026, 3:30 PM JST
The Towa Bank Income Statement
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest Income on Loans | 22,338 | 20,076 | 18,529 | 18,600 | 18,648 | 19,067 | Upgrade |
Interest Income on Investments | 4,675 | 3,616 | 3,154 | 3,708 | 4,450 | 3,982 | Upgrade |
Total Interest Income | 27,013 | 23,692 | 21,683 | 22,308 | 23,098 | 23,049 | Upgrade |
Interest Paid on Deposits | 2,999 | 1,315 | 105 | 122 | 170 | 235 | Upgrade |
Interest Paid on Borrowings | 75 | 75 | 37 | 34 | 33 | 25 | Upgrade |
Total Interest Expense | 3,074 | 1,390 | 142 | 156 | 203 | 260 | Upgrade |
Net Interest Income | 23,939 | 22,302 | 21,541 | 22,152 | 22,895 | 22,789 | Upgrade |
Net Interest Income Growth (YoY) | 9.80% | 3.53% | -2.76% | -3.25% | 0.46% | -6.17% | Upgrade |
Gain (Loss) on Sale of Assets | 1,685 | -4 | -24 | 1,013 | 29 | -29 | Upgrade |
Gain (Loss) on Sale of Investments | - | - | - | 35 | 1,921 | 1,599 | Upgrade |
Other Non-Interest Income | 14,572 | 14,123 | 12,455 | 11,170 | 11,888 | 11,789 | Upgrade |
Total Non-Interest Income | 16,257 | 14,119 | 12,431 | 12,218 | 13,838 | 13,359 | Upgrade |
Non-Interest Income Growth (YoY) | 42.58% | 13.58% | 1.74% | -11.71% | 3.59% | -5.44% | Upgrade |
Revenues Before Loan Losses | 40,196 | 36,421 | 33,972 | 34,370 | 36,733 | 36,148 | Upgrade |
Provision for Loan Losses | 1,125 | 699 | 1,976 | 2,693 | 6,370 | 4,152 | Upgrade |
| 39,071 | 35,722 | 31,996 | 31,677 | 30,363 | 31,996 | Upgrade | |
Revenue Growth (YoY) | 22.09% | 11.64% | 1.01% | 4.33% | -5.10% | -6.11% | Upgrade |
Selling, General & Administrative | 21,058 | 20,471 | 19,735 | 19,603 | 19,751 | 20,210 | Upgrade |
Other Non-Interest Expense | 8,991 | 8,867 | 7,952 | 7,076 | 6,873 | 7,723 | Upgrade |
Total Non-Interest Expense | 30,049 | 29,338 | 27,687 | 26,679 | 26,624 | 27,933 | Upgrade |
EBT Excluding Unusual Items | 9,022 | 6,384 | 4,309 | 4,998 | 3,739 | 4,063 | Upgrade |
Asset Writedown | -404 | -236 | -12 | -7 | -319 | -118 | Upgrade |
Pretax Income | 8,618 | 6,148 | 4,297 | 4,991 | 3,420 | 3,945 | Upgrade |
Income Tax Expense | 2,167 | 1,631 | 763 | 889 | 1,628 | 1,394 | Upgrade |
Earnings From Continuing Operations | 6,451 | 4,517 | 3,534 | 4,102 | 1,792 | 2,551 | Upgrade |
Minority Interest in Earnings | - | 3 | -4 | -8 | -47 | -56 | Upgrade |
Net Income | 6,451 | 4,520 | 3,530 | 4,094 | 1,745 | 2,495 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | 207 | 196 | - | 194 | Upgrade |
Net Income to Common | 6,451 | 4,520 | 3,323 | 3,898 | 1,745 | 2,301 | Upgrade |
Net Income Growth | 101.91% | 28.04% | -13.78% | 134.61% | -30.06% | -13.85% | Upgrade |
Basic Shares Outstanding | 36 | 37 | 37 | 37 | 37 | 37 | Upgrade |
Diluted Shares Outstanding | 37 | 40 | 63 | 65 | 64 | 59 | Upgrade |
Shares Change (YoY) | -29.52% | -36.55% | -3.44% | 1.85% | 8.03% | 4.44% | Upgrade |
EPS (Basic) | 177.42 | 122.34 | 89.85 | 105.58 | 47.31 | 62.37 | Upgrade |
EPS (Diluted) | 175.35 | 113.01 | 55.99 | 62.70 | 27.22 | 42.05 | Upgrade |
EPS Growth | 186.55% | 101.83% | -10.70% | 130.36% | -35.26% | -17.51% | Upgrade |
Dividend Per Share | 35.000 | 35.000 | 25.000 | 25.000 | 25.000 | 30.000 | Upgrade |
Dividend Growth | 40.00% | 40.00% | - | - | -16.67% | -25.00% | Upgrade |
Effective Tax Rate | 25.14% | 26.53% | 17.76% | 17.81% | 47.60% | 35.34% | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.