The Towa Bank, Ltd. (TYO:8558)

The Towa Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	229,461	281,491	167,707	195,486	188,346	376,579
Investment Securities	481,394	411,313	535,044	557,317	568,660	595,291
Total Investments	481,394	411,313	535,044	557,317	568,660	595,291
Gross Loans	1,651,148	1,647,089	1,607,567	1,577,415	1,563,406	1,525,600
Allowance for Loan Losses	-8,820	-7,661	-6,302	-7,080	-6,995	-8,469
Net Loans	1,642,328	1,639,428	1,601,265	1,570,335	1,556,411	1,517,131
Property, Plant & Equipment	23,832	23,770	23,884	22,466	21,892	21,952
Other Intangible Assets	2,574	2,796	3,458	3,564	3,228	3,250
Restricted Cash	1,000	1,000	2,994	3,992	3,998	9,985
Other Current Assets	3,940	3,905	4,298	6,908	4,110	4,430
Long-Term Deferred Tax Assets	7,600	6,268	2,916	3,470	4,635	4,913
Other Long-Term Assets	24,918	46,279	41,187	42,116	39,115	33,256
Total Assets	2,417,047	2,416,250	2,382,753	2,405,654	2,390,395	2,566,787

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Accrued Expenses	-	485	471	449	446	447
Interest Bearing Deposits	2,206,912	2,170,932	2,155,574	2,152,798	2,144,412	2,135,975
Total Deposits	2,206,912	2,170,932	2,155,574	2,152,798	2,144,412	2,135,975
Other Current Liabilities	2,666	2,873	3,678	3,843	3,447	3,598
Long-Term Debt	108,800	140,300	121,490	120,390	115,890	292,990
Pension & Post-Retirement Benefits	50	52	60	53	48	44
Long-Term Deferred Tax Liabilities	1,958	1,956	2,055	2,005	2,006	2,070
Other Long-Term Liabilities	10,593	9,119	8,254	7,511	6,457	6,456
Total Liabilities	2,330,979	2,325,717	2,291,582	2,287,049	2,272,706	2,441,580

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	38,653	38,653	38,653	38,653	38,653	38,653
Additional Paid-In Capital	17,502	17,502	17,500	17,500	17,500	17,500
Retained Earnings	28,386	32,642	59,241	72,512	70,116	66,990
Treasury Stock	-151	-228	-284	-139	-202	-217
Comprehensive Income & Other	1,142	1,429	-24,470	-10,456	-8,909	1,761
Total Common Equity	85,532	89,998	90,640	118,070	117,158	124,687
Minority Interest	536	535	531	535	531	520
Shareholders' Equity	86,068	90,533	91,171	118,605	117,689	125,207
Total Liabilities & Equity	2,417,047	2,416,250	2,382,753	2,405,654	2,390,395	2,566,787

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	108,800	140,300	121,490	120,390	115,890	292,990
Net Cash (Debt)	120,661	141,191	46,217	75,096	72,456	83,589
Net Cash Growth	120.61%	205.50%	-38.46%	3.64%	-13.32%	-1.60%
Net Cash Per Share	3394.08	3960.25	1155.37	1191.17	1109.76	1303.89
Filing Date Shares Outstanding	35.55	35.44	36.76	37	36.97	36.91
Total Common Shares Outstanding	35.55	35.44	36.76	37	36.93	36.91
Book Value Per Share	2405.94	2539.69	2465.69	3190.66	3172.79	3378.36
Tangible Book Value	82,958	87,202	87,182	114,506	113,930	121,437
Tangible Book Value Per Share	2333.53	2460.79	2371.63	3094.35	3085.37	3290.31

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 25, 2026

Data Sources Report a data error