The Towa Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	229,461	281,491	167,707	195,486	188,346	376,579
Investment Securities	481,394	411,313	535,044	557,317	568,660	595,291
Total Investments	481,394	411,313	535,044	557,317	568,660	595,291
Gross Loans	1,651,148	1,647,089	1,607,567	1,577,415	1,563,406	1,525,600
Allowance for Loan Losses	-8,820	-7,661	-6,302	-7,080	-6,995	-8,469
Net Loans	1,642,328	1,639,428	1,601,265	1,570,335	1,556,411	1,517,131
Property, Plant & Equipment	26,406	23,770	23,884	22,466	21,892	21,952
Other Intangible Assets	-	2,796	3,458	3,564	3,228	3,250
Restricted Cash	1,000	1,000	2,994	3,992	3,998	9,985
Other Current Assets	12,624	3,905	4,298	6,908	4,110	4,430
Long-Term Deferred Tax Assets	7,600	6,268	2,916	3,470	4,635	4,913
Other Long-Term Assets	16,234	46,279	41,187	42,116	39,115	33,256
Total Assets	2,417,047	2,416,250	2,382,753	2,405,654	2,390,395	2,566,787
Accrued Expenses	-	485	471	449	446	447
Interest Bearing Deposits	2,206,912	2,170,932	2,155,574	2,152,798	2,144,412	2,135,975
Total Deposits	2,206,912	2,170,932	2,155,574	2,152,798	2,144,412	2,135,975
Other Current Liabilities	2,666	2,873	3,678	3,843	3,447	3,598
Long-Term Debt	108,800	140,300	121,490	120,390	115,890	292,990
Pension & Post-Retirement Benefits	-	52	60	53	48	44
Long-Term Deferred Tax Liabilities	1,958	1,956	2,055	2,005	2,006	2,070
Other Long-Term Liabilities	10,643	9,119	8,254	7,511	6,457	6,456
Total Liabilities	2,330,979	2,325,717	2,291,582	2,287,049	2,272,706	2,441,580
Common Stock	38,653	38,653	38,653	38,653	38,653	38,653
Additional Paid-In Capital	17,502	17,502	17,500	17,500	17,500	17,500
Retained Earnings	28,386	32,642	59,241	72,512	70,116	66,990
Treasury Stock	-151	-228	-284	-139	-202	-217
Comprehensive Income & Other	1,142	1,429	-24,470	-10,456	-8,909	1,761
Total Common Equity	85,532	89,998	90,640	118,070	117,158	124,687
Minority Interest	536	535	531	535	531	520
Shareholders' Equity	86,068	90,533	91,171	118,605	117,689	125,207
Total Liabilities & Equity	2,417,047	2,416,250	2,382,753	2,405,654	2,390,395	2,566,787
Total Debt	108,800	140,300	121,490	120,390	115,890	292,990
Net Cash (Debt)	120,661	141,191	46,217	75,096	72,456	83,589
Net Cash Growth	120.61%	205.50%	-38.46%	3.64%	-13.32%	-1.60%
Net Cash Per Share	3404.66	3960.25	1155.37	1191.17	1109.76	1303.89
Filing Date Shares Outstanding	35.44	35.44	36.76	37	36.97	36.91
Total Common Shares Outstanding	35.44	35.44	36.76	37	36.93	36.91
Book Value Per Share	2413.50	2539.69	2465.69	3190.66	3172.79	3378.36
Tangible Book Value	85,532	87,202	87,182	114,506	113,930	121,437
Tangible Book Value Per Share	2413.50	2460.79	2371.63	3094.35	3085.37	3290.31