The Towa Bank, Ltd. (TYO:8558)
1,280.00
+29.00 (2.32%)
May 29, 2026, 3:30 PM JST
The Towa Bank Income Statement
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Income on Loans | 24,072 | 20,076 | 18,529 | 18,600 | 18,648 |
Interest Income on Investments | 7,329 | 3,616 | 3,154 | 3,708 | 4,450 |
Total Interest Income | 31,401 | 23,692 | 21,683 | 22,308 | 23,098 |
Interest Paid on Deposits | 4,405 | 1,315 | 105 | 122 | 170 |
Interest Paid on Borrowings | 269 | 75 | 37 | 34 | 33 |
Total Interest Expense | 4,674 | 1,390 | 142 | 156 | 203 |
Net Interest Income | 26,727 | 22,302 | 21,541 | 22,152 | 22,895 |
Net Interest Income Growth (YoY) | 19.84% | 3.53% | -2.76% | -3.25% | 0.46% |
Gain (Loss) on Sale of Assets | 1,670 | -4 | -24 | 1,013 | 29 |
Gain (Loss) on Sale of Investments | - | - | - | 35 | 1,921 |
Other Non-Interest Income | 12,103 | 14,123 | 12,455 | 11,170 | 11,888 |
Total Non-Interest Income | 13,773 | 14,119 | 12,431 | 12,218 | 13,838 |
Non-Interest Income Growth (YoY) | -2.45% | 13.58% | 1.74% | -11.71% | 3.59% |
Revenues Before Loan Losses | 40,500 | 36,421 | 33,972 | 34,370 | 36,733 |
Provision for Loan Losses | 1,868 | 699 | 1,976 | 2,693 | 6,370 |
| 38,632 | 35,722 | 31,996 | 31,677 | 30,363 | |
Revenue Growth (YoY) | 8.15% | 11.64% | 1.01% | 4.33% | -5.10% |
Selling, General & Administrative | 21,314 | 20,471 | 19,735 | 19,603 | 19,751 |
Other Non-Interest Expense | 45,485 | 8,867 | 7,952 | 7,076 | 6,873 |
Total Non-Interest Expense | 66,799 | 29,338 | 27,687 | 26,679 | 26,624 |
EBT Excluding Unusual Items | -28,167 | 6,384 | 4,309 | 4,998 | 3,739 |
Asset Writedown | -285 | -236 | -12 | -7 | -319 |
Other Unusual Items | -1 | - | - | - | - |
Pretax Income | -28,453 | 6,148 | 4,297 | 4,991 | 3,420 |
Income Tax Expense | -3,974 | 1,631 | 763 | 889 | 1,628 |
Earnings From Continuing Operations | -24,479 | 4,517 | 3,534 | 4,102 | 1,792 |
Minority Interest in Earnings | -20 | 3 | -4 | -8 | -47 |
Net Income | -24,499 | 4,520 | 3,530 | 4,094 | 1,745 |
Preferred Dividends & Other Adjustments | - | - | 207 | 196 | - |
Net Income to Common | -24,499 | 4,520 | 3,323 | 3,898 | 1,745 |
Net Income Growth | - | 28.04% | -13.78% | 134.61% | -30.06% |
Basic Shares Outstanding | 36 | 37 | 37 | 37 | 37 |
Diluted Shares Outstanding | 36 | 40 | 63 | 65 | 64 |
Shares Change (YoY) | -10.87% | -36.55% | -3.44% | 1.85% | 8.03% |
EPS (Basic) | -687.17 | 122.34 | 89.85 | 105.58 | 47.31 |
EPS (Diluted) | -687.17 | 113.01 | 55.99 | 62.70 | 27.22 |
EPS Growth | - | 101.83% | -10.70% | 130.36% | -35.26% |
Dividend Per Share | - | 35.000 | 25.000 | 25.000 | 25.000 |
Dividend Growth | - | 40.00% | - | - | -16.67% |
Effective Tax Rate | - | 26.53% | 17.76% | 17.81% | 47.60% |