The Towa Bank, Ltd. (TYO:8558)

The Towa Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	25,528	24,072	20,076	18,529	18,600	18,648
Interest Income on Investments	7,598	7,329	3,616	3,154	3,708	4,450
Total Interest Income	33,126	31,401	23,692	21,683	22,308	23,098
Interest Paid on Deposits	5,235	4,405	1,315	105	122	170
Interest Paid on Borrowings	269	269	75	37	34	33
Total Interest Expense	5,504	4,674	1,390	142	156	203
Net Interest Income	27,622	26,727	22,302	21,541	22,152	22,895
Net Interest Income Growth	19.32%	19.84%	3.53%	-2.76%	-3.25%	0.46%
Gain (Loss) on Sale of Assets	726	1,670	-4	-24	1,013	29
Gain (Loss) on Sale of Investments	-	-	-	-	35	1,921
Other Non-Interest Income	16,210	12,103	14,123	12,455	11,170	11,888
Total Non-Interest Income	16,936	13,773	14,119	12,431	12,218	13,838
Non-Interest Income Growth	11.74%	-2.45%	13.58%	1.74%	-11.71%	3.59%
Revenues Before Loan Losses	44,558	40,500	36,421	33,972	34,370	36,733
Provision for Loan Losses	2,826	2,826	699	1,976	2,693	6,370
Revenue	41,732	37,674	35,722	31,996	31,677	30,363
Revenue Growth	10.97%	5.46%	11.64%	1.01%	4.33%	-5.10%
Selling, General & Administrative	21,522	21,314	20,471	19,735	19,603	19,751
Other Non-Interest Expense	55,622	44,527	8,867	7,952	7,076	6,873
Total Non-Interest Expense	77,144	65,841	29,338	27,687	26,679	26,624
EBT Excluding Unusual Items	-35,412	-28,167	6,384	4,309	4,998	3,739
Asset Writedown	-285	-285	-236	-12	-7	-319
Other Unusual Items	-1	-1	-	-	-	-
Pretax Income	-35,698	-28,453	6,148	4,297	4,991	3,420
Income Tax Expense	-6,286	-3,974	1,631	763	889	1,628
Earnings From Continuing Operations	-29,412	-24,479	4,517	3,534	4,102	1,792
Minority Interest in Earnings	-10	-20	3	-4	-8	-47
Net Income	-29,422	-24,499	4,520	3,530	4,094	1,745
Preferred Dividends & Other Adjustments	-	-	-	207	196	-
Net Income to Common	-29,422	-24,499	4,520	3,323	3,898	1,745
Net Income Growth	-	-	36.02%	-14.75%	123.38%	-24.16%
Basic Shares Outstanding	35	36	37	37	37	37
Diluted Shares Outstanding	35	36	40	63	65	64
Shares Change	-0.52%	-10.87%	-36.55%	-3.44%	1.85%	8.03%
EPS (Basic)	-830.19	-687.17	122.34	89.85	105.58	47.31
EPS (Diluted)	-830.19	-687.17	113.01	55.99	62.70	27.22
EPS Growth	-	-	101.83%	-10.70%	130.36%	-35.26%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Dividend Per Share	35.000	35.000	35.000	25.000	25.000	25.000
Dividend Growth	0%	0%	40.00%	0%	0%	-16.67%
Effective Tax Rate	-	-	26.53%	17.76%	17.81%	47.60%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 6, 2026

Data Sources Report a data error