The Towa Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	6,148	4,298	4,993	3,422	3,946	Upgrade
Depreciation & Amortization	2,070	1,626	1,562	1,427	1,355	Upgrade
Gain (Loss) on Sale of Assets	240	36	-1,006	290	147	Upgrade
Gain (Loss) on Sale of Investments	1,173	-148	226	-2,576	-1,653	Upgrade
Change in Trading Asset Securities	-	-	-	-	14	Upgrade
Change in Other Net Operating Assets	-28,122	-12,625	-217,246	-25,298	53,909	Upgrade
Other Operating Activities	-186	-632	-6,352	-3,396	-2,534	Upgrade
Operating Cash Flow	-18,677	-7,445	-217,823	-26,131	55,184	Upgrade
Capital Expenditures	-2,621	-1,358	-1,080	-598	-1,248	Upgrade
Sale of Property, Plant and Equipment	-	-	1,414	339	53	Upgrade
Investment in Securities	8,763	9,992	16,836	-9,757	-30,421	Upgrade
Purchase / Sale of Intangibles	-981	-1,190	-758	-899	-1,704	Upgrade
Other Investing Activities	998	-19	5,976	-	-78	Upgrade
Investing Cash Flow	6,159	7,425	22,388	-10,915	-33,398	Upgrade
Repurchase of Common Stock	-16,478	-	-1	-	-177	Upgrade
Total Dividends Paid	-1,502	-1,119	-1,118	-1,298	-1,670	Upgrade
Net Increase (Decrease) in Deposit Accounts	2,776	8,386	8,436	31,129	123,034	Upgrade
Other Financing Activities	-1	-1	-	-1	-1	Upgrade
Financing Cash Flow	-15,205	7,266	7,317	29,830	121,186	Upgrade
Net Cash Flow	-27,723	7,246	-188,118	-7,215	142,971	Upgrade
Free Cash Flow	-21,298	-8,803	-218,903	-26,729	53,936	Upgrade
Free Cash Flow Margin	-58.48%	-27.51%	-691.05%	-88.03%	168.57%	Upgrade
Free Cash Flow Per Share	-532.50	-139.63	-3352.78	-416.94	908.93	Upgrade
Cash Income Tax Paid	826	-270	844	1,433	2,560	Upgrade

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.