The Towa Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	6,148	4,298	4,993	3,422	3,946
Depreciation & Amortization	2,070	1,626	1,562	1,427	1,355
Gain (Loss) on Sale of Assets	240	36	-1,006	290	147
Gain (Loss) on Sale of Investments	1,173	-148	226	-2,576	-1,653
Change in Trading Asset Securities	-	-	-	-	14
Change in Other Net Operating Assets	-28,122	-12,625	-217,246	-25,298	53,909
Other Operating Activities	-186	-632	-6,352	-3,396	-2,534
Operating Cash Flow	-18,677	-7,445	-217,823	-26,131	55,184
Capital Expenditures	-2,621	-1,358	-1,080	-598	-1,248
Sale of Property, Plant and Equipment	-	-	1,414	339	53
Investment in Securities	8,763	9,992	16,836	-9,757	-30,421
Purchase / Sale of Intangibles	-981	-1,190	-758	-899	-1,704
Other Investing Activities	998	-19	5,976	-	-78
Investing Cash Flow	6,159	7,425	22,388	-10,915	-33,398
Repurchase of Common Stock	-16,478	-	-1	-	-177
Common Dividends Paid	-1,502	-1,119	-1,118	-1,298	-1,670
Net Increase (Decrease) in Deposit Accounts	2,776	8,386	8,436	31,129	123,034
Other Financing Activities	-1	-1	-	-1	-1
Financing Cash Flow	-15,205	7,266	7,317	29,830	121,186
Net Cash Flow	-27,723	7,246	-188,118	-7,215	142,971
Free Cash Flow	-21,298	-8,803	-218,903	-26,729	53,936
Free Cash Flow Margin	-59.62%	-27.51%	-691.05%	-88.03%	168.57%
Free Cash Flow Per Share	-532.42	-139.63	-3352.78	-416.94	908.93
Cash Income Tax Paid	826	-270	844	1,433	2,560

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.