The Towa Bank, Ltd. (TYO:8558)

The Towa Bank Statistics

Total Valuation

The Towa Bank has a market cap or net worth of JPY 42.70 billion.

Market Cap	42.70B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, February 3, 2026.

Earnings Date	Feb 3, 2026
Ex-Dividend Date	Mar 30, 2026

Share Statistics

The Towa Bank has 35.44 million shares outstanding. The number of shares has decreased by -29.52% in one year.

Current Share Class	35.44M
Shares Outstanding	35.44M
Shares Change (YoY)	-29.52%
Shares Change (QoQ)	-2.46%
Owned by Insiders (%)	0.45%
Owned by Institutions (%)	23.81%
Float	24.27M

Valuation Ratios

The trailing PE ratio is 6.87.

PE Ratio	6.87
Forward PE	n/a
PS Ratio	1.09
PB Ratio	0.46
P/TBV Ratio	0.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-6.94
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.74%.

Return on Equity (ROE)	6.74%
Return on Assets (ROA)	0.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.44%
Revenue Per Employee	30.76M
Profits Per Employee	5.08M
Employee Count	1,232
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, The Towa Bank has paid 2.17 billion in taxes.

Income Tax	2.17B
Effective Tax Rate	25.15%

Stock Price Statistics

The stock price has increased by +89.33% in the last 52 weeks. The beta is 0.26, so The Towa Bank's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+89.33%
50-Day Moving Average	1,040.72
200-Day Moving Average	847.95
Relative Strength Index (RSI)	69.79
Average Volume (20 Days)	136,560

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, The Towa Bank had revenue of JPY 39.07 billion and earned 6.45 billion in profits. Earnings per share was 175.35.

Revenue	39.07B
Gross Profit	39.07B
Operating Income	9.02B
Pretax Income	8.62B
Net Income	6.45B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	175.35

Balance Sheet

The company has 175.41 billion in cash and 124.79 billion in debt, with a net cash position of 50.62 billion or 1,428.47 per share.

Cash & Cash Equivalents	175.41B
Total Debt	124.79B
Net Cash	50.62B
Net Cash Per Share	1,428.47
Equity (Book Value)	92.56B
Book Value Per Share	2,597.19
Working Capital	-1,992.11B

Cash Flow

In the last 12 months, operating cash flow was -16.00 billion and capital expenditures -1.99 billion, giving a free cash flow of -17.98 billion.

Operating Cash Flow	-16.00B
Capital Expenditures	-1.99B
Free Cash Flow	-17.98B
FCF Per Share	-507.48

Margins

Gross Margin	n/a
Operating Margin	23.09%
Pretax Margin	22.06%
Profit Margin	16.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 35.00, which amounts to a dividend yield of 2.94%.

Dividend Per Share	35.00
Dividend Yield	2.94%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	19.93%
Buyback Yield	29.52%
Shareholder Yield	32.45%
Earnings Yield	15.11%
FCF Yield	-42.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2017. It was a reverse split with a ratio of 0.1.

Last Split Date	Sep 27, 2017
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2