Erste Group Bank AG (VIE:EBS)
Austria · Delayed Price · Currency is EUR 110.90
+3.70 (3.45%)
Nov 4, 2026, 5:35 PM CET
Erste Group Bank AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 14,211 | 11,214 | 10,789 | 10,231 | 8,230 | 7,578 |
Revenue Growth | 29.62% | 3.94% | 5.45% | 24.31% | 8.60% | 29.29% |
Net Income Net Income Growth | 3,880 | 3,371 | 2,992 | 2,899 | 2,065 | 1,776 |
Earnings Per Share EPS Growth | 9.49 | 8.24 | 7.19 | 6.80 | 4.83 | 4.17 |
EPS Growth | 27.52% | 14.60% | 5.73% | 40.79% | 15.95% | 165.65% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Retail Growth | 5,388 | 5,011 | 4,903 | 4,894 | 3,886 | 3,311 |
Corporates Corporates Growth | 2,367 | 2,398 | 2,421 | 2,693 | 2,073 | 1,673 |
Group Markets Group Markets Growth | 957 | 853 | 794 | 826 | 842 | 600.7 |
Asset/Liability Management and Local Corporate Center Asset/Liability Management and Local Corporate Center Growth | -28 | -4 | -111 | -717 | -392 | 157.1 |
Savings Banks Savings Banks Growth | 2,607 | 2,402 | 2,399 | 2,477 | 1,780 | 1,777 |
Group Corporate Center Group Corporate Center Growth | 606 | 557 | 413 | 250 | 109 | 83.5 |
Intragroup Elimination Intragroup Elimination Growth | -41 | -38 | -40 | -14 | -7 | -11.5 |
Total Total Growth | 14,175 | 11,179 | 10,779 | 10,409 | 8,291 | 7,591 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 17,389 | 30,303 | 31,597 | 40,195 | 39,488 | 45,315 |
Total Debt Total Debt Growth | 86,683 | 65,965 | 65,272 | 53,681 | 42,764 | 36,237 |
Net Cash (Debt) Net Cash Growth | -69,294 | -35,662 | -33,675 | -13,486 | -3,276 | 9,078 |
Net Cash Growth | - | - | - | - | - | 331.53% |
Net Cash Per Share Net Cash Per Share Growth | -169.34 | -87.14 | -80.92 | -31.63 | -7.66 | 21.30 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -18,484 | -2,924 | -16,693 | -1,095 | -17,695 | -14,881 |
Capital Expenditures CapEx Growth | -891 | -753 | -746 | -528 | -479 | -548 |
Free Cash Flow Free Cash Flow Growth | -19,375 | -3,677 | -17,439 | -1,623 | -18,174 | -15,429 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 27.30% | 30.06% | 27.74% | 28.34% | 25.09% | 23.43% |
FCF Margin | -136.34% | -32.79% | -161.64% | -15.86% | -220.83% | -203.59% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.750 | 0.750 | 3.000 | 2.700 | 1.900 | 1.600 |
Dividend Per Share Growth | -87.50% | -75.00% | 11.11% | 42.10% | 18.75% | 6.67% |
Dividend Yield | 0.68% | 0.73% | 4.75% | 7.28% | 6.35% | 3.87% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.69 | 11.85 | 8.18 | 5.11 | 5.90 | 9.44 |
Forward PE | 10.05 | 11.58 | 8.38 | 5.86 | 6.26 | 10.28 |
PS Ratio | 3.03 | 3.56 | 2.27 | 1.45 | 1.48 | 2.21 |