Erste Group Bank AG (VIE:EBS)
Austria · Delayed Price · Currency is EUR 115.10
+1.80 (1.59%)
Jul 24, 2026, 5:35 PM CET
Erste Group Bank AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,530 | 3,045 | 206.54 | 9,815 | 7,796 | 7,240 |
Revenue Growth | -85.06% | 1374.28% | -97.90% | 25.90% | 7.68% | 29.55% |
Net Income Net Income Growth | 2,701 | 1,559 | 205.17 | 2,998 | 2,165 | 1,923 |
Earnings Per Share EPS Growth | 6.60 | 8.24 | 7.19 | 6.80 | 4.83 | 4.17 |
EPS Growth | -11.51% | 14.60% | 5.73% | 40.79% | 15.83% | 165.60% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Retail Growth | 5,067 | 5,011 | 4,903 | 4,894 | 3,886 | 3,311 |
Corporates Corporates Growth | 2,406 | 2,398 | 2,421 | 2,693 | 2,073 | 1,673 |
Group Markets Group Markets Growth | 855 | 853 | 794 | 826 | 842 | 600.7 |
Asset/Liability Management and Local Corporate Center Asset/Liability Management and Local Corporate Center Growth | 68 | -4 | -111 | -717 | -392 | 157.1 |
Savings Banks Savings Banks Growth | 2,446 | 2,402 | 2,399 | 2,477 | 1,780 | 1,777 |
Group Corporate Center Group Corporate Center Growth | 589 | 557 | 413 | 250 | 109 | 83.5 |
Intragroup Elimination Intragroup Elimination Growth | -37 | -38 | -40 | -14 | -7 | -11.5 |
Total Total Growth | 11,961 | 11,179 | 10,779 | 10,409 | 8,291 | 7,591 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 26,850 | 27,573 | 25,129 | 18.06 | 35,685 | 45,495 |
Total Debt Total Debt Growth | 69,394 | 64,729 | 62,170 | 64.93 | 46,717 | 42,594 |
Net Cash (Debt) Net Cash Growth | -69,394 | -64,729 | -62,170 | -64.93 | -46,717 | -42,594 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -169.58 | -158.17 | -149.38 | -0.15 | -109.28 | -99.93 |
| Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Operating Cash Flow Operating Cash Flow Growth | 2,892 | -9,029 | 2,586 | -8,815 | 11,404 | 24,493 |
Capital Expenditures CapEx Growth | -716 | -746 | -528 | -479 | -548 | -549.5 |
Free Cash Flow Free Cash Flow Growth | 2,176 | -9,775 | 2,058 | -9,294 | 10,856 | 23,944 |
Free Cash Flow Growth | - | - | - | - | -54.66% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 282.92% | 50.82% | 99.34% | 48.85% | 41.33% | 40.52% |
Profit Margin | 220.88% | 51.22% | 99.34% | 39.95% | 34.20% | 33.26% |
FCF Margin | 0.00% | 0.00% | -4732.83% | 20.97% | -119.22% | 149.94% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.750 | 0.750 | 3.000 | 2.700 | 1.900 | 1.600 |
Dividend Per Share Growth | -75.00% | -75.00% | 11.11% | 42.10% | 18.75% | 6.67% |
Dividend Yield | 0.65% | 0.00% | 4.91% | 5.55% | 5.91% | 4.29% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.43 | 12.49 | 8.30 | 5.40 | 6.19 | 9.92 |
Forward PE | 11.35 | 11.58 | 8.38 | 5.86 | 6.26 | 10.28 |
P/FCF Ratio | - | - | - | 7.13 | - | 1.54 |
PS Ratio | 3.72 | 13.13 | 112.11 | 1.49 | 1.56 | 2.32 |