Erste Group Bank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,740	21,007	20,456	31,509	31,695	39,140
Investment Securities	96,658	72,134	65,706	56,196	53,115	47,767
Trading Asset Securities	11,123	9,296	11,141	8,686	7,793	6,175
Total Investments	107,781	81,430	76,847	64,882	60,908	53,942
Gross Loans	299,388	252,963	245,957	230,352	221,588	202,401
Allowance for Loan Losses	-4,417	-3,954	-4,080	-4,017	-3,922	-3,857
Other Adjustments to Gross Loans	-	-667	-623	-692	-365	-245
Net Loans	294,971	248,342	241,254	225,643	217,301	198,299
Property, Plant & Equipment	3,220	3,057	2,875	2,696	2,709	2,738
Goodwill	-	621	608	544	556	550.3
Other Intangible Assets	5,915	792	774	769	791	812
Investments in Real Estate	1,970	1,797	1,557	1,433	1,281	1,251
Other Receivables	5,423	3,030	2,722	2,651	2,513	2,288
Restricted Cash	21,110	6,566	4,673	5,176	3,990	6,355
Other Current Assets	2,056	775	907	641	490	706.7
Long-Term Deferred Tax Assets	215	171	266	468	629	562.1
Other Long-Term Assets	1,626	986	797	743	1,002	783.4
Total Assets	450,027	368,574	353,736	337,155	323,865	307,428
Interest Bearing Deposits	166,195	135,570	134,532	136,674	122,624	114,989
Non-Interest Bearing Deposits	150,354	125,230	117,030	111,701	126,969	125,834
Total Deposits	316,549	260,800	251,562	248,375	249,593	240,823
Short-Term Borrowings	21,185	10,372	12,692	9,252	6,199	3,519
Current Portion of Long-Term Debt	-	10,104	9,883	5,380	6,795	6,296
Current Portion of Leases	-	90	46	50	58	61
Current Income Taxes Payable	512	323	241	265	127	143.6
Other Current Liabilities	2,271	3,038	2,055	2,696	2,217	2,732
Long-Term Debt	59,891	44,768	42,006	38,379	29,108	25,834
Long-Term Leases	844	631	645	620	604	527.1
Long-Term Unearned Revenue	159	128	124	114	116	106
Pension & Post-Retirement Benefits	667	454	521	570	582	686
Long-Term Deferred Tax Liabilities	450	52	31	14	16	18.7
Other Long-Term Liabilities	7,191	3,150	3,162	2,939	3,145	3,168
Total Liabilities	409,719	333,910	322,968	308,654	298,560	283,915
Common Stock	821	821	821	843	860	859.6
Additional Paid-In Capital	1,516	1,516	1,516	1,494	1,478	1,478
Retained Earnings	22,552	21,675	19,518	18,144	16,324	14,933
Comprehensive Income & Other	1,962	2,285	1,280	1,167	686	727.5
Total Common Equity	26,851	26,297	23,135	21,648	19,348	17,997
Minority Interest	13,457	8,367	7,633	6,853	5,957	5,516
Shareholders' Equity	40,308	34,664	30,768	28,501	25,305	23,513
Total Liabilities & Equity	450,027	368,574	353,736	337,155	323,865	307,428
Total Debt	81,920	65,965	65,272	53,681	42,764	36,237
Net Cash (Debt)	-65,057	-35,662	-33,675	-13,486	-3,276	9,078
Net Cash Growth	-	-	-	-	-	331.53%
Net Cash Per Share	-158.96	-87.14	-80.92	-31.63	-7.66	21.30
Filing Date Shares Outstanding	388.13	388.41	388.13	399.29	407.18	405.47
Total Common Shares Outstanding	388.13	388.41	388.13	399.29	407.18	405.47
Book Value Per Share	60.22	58.75	52.68	48.19	42.03	38.87
Tangible Book Value	20,936	24,884	21,753	20,335	18,001	16,635
Tangible Book Value Per Share	44.98	55.11	49.12	44.90	38.72	35.51

Source: S&P Global Market Intelligence. Banks template. Financial Sources.