Erste Group Bank AG (VIE:EBS)
Austria · Delayed Price · Currency is EUR 110.90
+3.70 (3.45%)
Nov 4, 2026, 5:35 PM CET
Erste Group Bank AG Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,039 | 3,510 | 3,125 | 2,998 | 2,165 | 1,923 |
Depreciation & Amortization | 599 | 373 | 382 | 415 | 383 | 383.6 |
Other Amortization | 241 | 163 | 166 | 167 | 170 | 169 |
Gain (Loss) on Sale of Investments | -94 | 1,420 | -882 | 747 | 532 | 231 |
Total Asset Writedown | 19 | 14 | 6 | 50 | 41 | 54 |
Provision for Credit Losses | 937 | 490 | 427 | 207 | 324 | 219.7 |
Change in Trading Asset Securities | -431 | 2,463 | -3,196 | 88 | -2,523 | -711.3 |
Change in Other Net Operating Assets | -24,976 | -12,332 | -17,504 | -6,567 | -19,394 | -17,698 |
Other Operating Activities | 1,182 | 975 | 783 | 800 | 607 | 547.8 |
Operating Cash Flow | -18,484 | -2,924 | -16,693 | -1,095 | -17,695 | -14,881 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -891 | -753 | -746 | -528 | -479 | -548 |
Sale of Property, Plant and Equipment | 47 | 62 | 51 | 44 | 152 | 97.2 |
Cash Acquisitions | -3,452 | -21 | -88 | - | 102 | -7.2 |
Investment in Securities | 137 | -25 | -21 | 3 | 36 | -18.9 |
Divestitures | 113 | 67 | 28 | - | - | - |
Other Investing Activities | -1 | -1 | -2 | - | 1 | - |
Investing Cash Flow | -4,266 | -1,000 | -850 | -599 | -233 | -483.4 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Issuance of Common Stock | 765 | 1,013 | 283 | - | - | - |
Repurchase of Common Stock | -950 | -205 | -545 | -107 | - | -496.8 |
Common Dividends Paid | -498 | -1,344 | -1,217 | -869 | -754 | -756 |
Net Increase (Decrease) in Deposit Accounts | 21,195 | 6,963 | 7,664 | 3,681 | 8,880 | 26,284 |
Other Financing Activities | -734 | -94 | -74 | -44 | -2 | -54.1 |
Financing Cash Flow | 19,778 | 6,333 | 6,111 | 2,661 | 8,124 | 24,977 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -76 | 34 | -123 | 33 | -6 | 43.4 |
Net Cash Flow | -3,046 | 2,444 | -11,556 | 1,000 | -9,810 | 9,657 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -19,375 | -3,677 | -17,439 | -1,623 | -18,174 | -15,429 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -136.34% | -32.79% | -161.64% | -15.86% | -220.83% | -203.59% |
Free Cash Flow Per Share | -47.35 | -8.98 | -41.90 | -3.81 | -42.51 | -36.20 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 14,297 | 13,265 | 15,812 | 13,905 | 5,549 | 2,487 |
Cash Income Tax Paid | 1,634 | 856 | 807 | 315 | 549 | 391.1 |