Erste Group Bank AG Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	47,584	39,962	24,491	14,816	12,175	16,765
Market Cap Growth	42.14%	63.17%	65.30%	21.69%	-27.38%	65.75%
Last Close Price	122.60	102.15	56.71	32.91	25.16	32.90
PE Ratio	13.70	11.85	8.18	5.11	5.90	9.44
PS Ratio	3.63	3.56	2.27	1.45	1.48	2.21
PB Ratio	1.14	1.15	0.80	0.52	0.48	0.71
Debt / Equity Ratio	1.99	1.90	2.12	1.88	1.69	1.54
Net Debt / Equity Ratio	1.56	1.03	1.09	0.47	0.13	-0.39
Net Debt / FCF Ratio	-3.14	-9.70	-1.93	-8.31	-0.18	0.59
Return on Equity (ROE)	13.21%	13.14%	13.31%	14.57%	10.93%	10.49%
Return on Assets (ROA)	1.19%	1.19%	1.14%	1.19%	0.84%	0.82%
Earnings Yield	7.69%	8.78%	12.76%	20.23%	17.78%	11.47%
FCF Yield	-43.53%	-9.20%	-71.20%	-10.95%	-149.27%	-92.03%
Dividend Yield	0.61%	0.73%	5.29%	8.20%	7.55%	4.86%
Payout Ratio	13.04%	38.29%	38.94%	28.99%	34.83%	39.30%
Buyback Yield / Dilution	0.41%	1.67%	2.38%	0.27%	-0.29%	0.02%
Total Shareholder Return	1.02%	2.40%	7.67%	8.48%	7.26%	4.88%