Bank Handlowy w Warszawie S.A. (WSE:BHW)
Poland · Delayed Price · Currency is PLN | Market Cap | 15.10B +1.7% |
| Revenue (ttm) | 3.08B -5.7% |
| Net Income | 1.67B -5.3% |
| EPS | 12.79 -5.1% |
| Shares Out | 130.39M |
| PE Ratio | 8.58 |
| Forward PE | 11.00 |
| Dividend | 6.88 (5.94%) |
| Ex-Dividend Date | Oct 20, 2025 |
| Volume | 19,624 |
| Average Volume | 24,712 |
| Open | 118.60 |
| Previous Close | 117.40 |
| Day's Range | 115.20 - 118.60 |
| 52-Week Range | 99.10 - 123.00 |
| Beta | 0.56 |
| RSI | 48.93 |
| Earnings Date | May 7, 2026 |
About Bank Handlowy w Warszawie
Bank Handlowy w Warszawie S.A., together with its subsidiaries, provides a range of banking services for individual and corporate clients in Poland and internationally. The company operates in two segments, the Institutional Bank and Consumer Bank. The Institutional Bank segment offers traditional banking services, including credit and deposit services; cash management, trade financing, leasing, brokerage, and custody services in securities; treasury products on financial and commodity markets; investment banking services on the local and inter... [Read more]
Financial Performance
In 2025, Bank Handlowy w Warszawie's revenue was 3.08 billion, a decrease of -5.68% compared to the previous year's 3.26 billion. Earnings were 1.67 billion, a decrease of -5.35%.
Financial StatementsNews
Bank Handlowy w Warszawie Earnings Call Transcript: Q1 2026
Q1 2026 saw net profit of PLN 386 million, 17% above consensus, with strong institutional loan and deposit growth, robust revenue, and ROE at 19.2%. Consumer Banking demerger is on track, and margin pressure is noted in competitive sectors.
Bank Handlowy w Warszawie Earnings Call Transcript: Q4 2025
Institutional banking drove record loan growth and strong net income, with a 19.7% ROE and a record dividend payout. Digitalization and AI adoption supported operational efficiency, while the capital position remains robust and well above sector averages.
Bank Handlowy w Warszawie Earnings Call Transcript: Q3 2025
Q3 2025 saw revenue above PLN 1 billion, net profit of PLN 469 million, and 17.1% ROE. Institutional lending and deposits grew strongly year-over-year, while cost of risk remained low and portfolio quality high. Dividend payouts totaled PLN 1.75 billion.
Bank Handlowy w Warszawie Earnings Call Transcript: Q2 2025
Q2 2025 saw strong institutional banking growth, with revenue up 7% quarter-on-quarter and net profit (excluding transaction loss) up 26%. The consumer banking exit is progressing, and capital ratios remain robust, with a high dividend payout approved.
Bank Handlowy w Warszawie Transcript: Investor Update
Announced sale of consumer banking business, with proceeds to fund extraordinary dividends and a strategic shift to Institutional Banking. Targets include 19% ROE by 2027, enhanced cost efficiency, and investments in technology and high-growth sectors.
Bank Handlowy w Warszawie Earnings Call Transcript: Q1 2025
Record balance sheet and strong lending drove revenue above PLN 1 billion, with net profit at PLN 435 million and ROE of 20%. Institutional lending and deposit growth outpaced the sector, while cost discipline and credit quality remained strong.
Bank Handlowy w Warszawie Earnings Call Transcript: Q4 2024
2024 saw robust growth in institutional lending and wealth management, with net profit reaching PLN 1.8 billion and ROE at 21.1%. Q4 delivered strong revenue and treasury results, while cost discipline kept expense growth below sector average.
Bank Handlowy w Warszawie Earnings Call Transcript: Q3 2024
Q3 saw revenue above PLN 1 billion and net profit of PLN 545 million, with strong lending growth and robust capital ratios. Institutional and consumer segments both contributed, while cost discipline and risk metrics remained solid.
Bank Handlowy w Warszawie Earnings Call Transcript: Q2 2024
Q2 2024 saw revenue above PLN 1 billion and net income of PLN 394 million, with strong institutional banking growth and a one-off goodwill impairment in consumer banking. ROE was 22.8%, capital ratio 23.6%, and cost-to-income 32%.