Bank Handlowy w Warszawie S.A. (WSE:BHW)

Bank Handlowy w Warszawie Statistics

Total Valuation

WSE:BHW has a market cap or net worth of PLN 13.83 billion.

Market Cap	13.83B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Oct 20, 2025

Share Statistics

WSE:BHW has 130.49 million shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class	130.49M
Shares Outstanding	130.49M
Shares Change (YoY)	-0.10%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	17.05%
Float	32.50M

Valuation Ratios

The trailing PE ratio is 7.64 and the forward PE ratio is 8.26.

PE Ratio	7.64
Forward PE	8.26
PS Ratio	3.06
PB Ratio	1.50
P/TBV Ratio	1.65
P/FCF Ratio	19.81
P/OCF Ratio	18.28
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.62%.

Return on Equity (ROE)	19.62%
Return on Assets (ROA)	2.30%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.48M
Profits Per Employee	495,687
Employee Count	3,050
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WSE:BHW has paid 534.43 million in taxes.

Income Tax	534.43M
Effective Tax Rate	22.79%

Stock Price Statistics

The stock price has increased by +14.73% in the last 52 weeks. The beta is 0.62, so WSE:BHW's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+14.73%
50-Day Moving Average	105.40
200-Day Moving Average	110.13
Relative Strength Index (RSI)	45.84
Average Volume (20 Days)	28,669

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, WSE:BHW had revenue of PLN 4.52 billion and earned 1.51 billion in profits. Earnings per share was 11.59.

Revenue	4.52B
Gross Profit	4.52B
Operating Income	2.79B
Pretax Income	2.34B
Net Income	1.51B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.59

Balance Sheet

The company has 16.88 billion in cash and 7.54 billion in debt, giving a net cash position of 9.34 billion or 71.56 per share.

Cash & Cash Equivalents	16.88B
Total Debt	7.54B
Net Cash	9.34B
Net Cash Per Share	71.56
Equity (Book Value)	9.24B
Book Value Per Share	70.78
Working Capital	-38.01B

Cash Flow

In the last 12 months, operating cash flow was 756.61 million and capital expenditures -58.44 million, giving a free cash flow of 698.17 million.

Operating Cash Flow	756.61M
Capital Expenditures	-58.44M
Free Cash Flow	698.17M
FCF Per Share	5.35

Margins

Gross Margin	n/a
Operating Margin	61.80%
Pretax Margin	51.87%
Profit Margin	33.47%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	15.45%

Dividends & Yields

This stock pays an annual dividend of 6.88, which amounts to a dividend yield of 6.59%.

Dividend Per Share	6.88
Dividend Yield	6.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	96.17%
Buyback Yield	0.10%
Shareholder Yield	6.69%
Earnings Yield	10.94%
FCF Yield	5.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3