Bank Handlowy w Warszawie S.A. (WSE:BHW)

Bank Handlowy w Warszawie Statistics

Total Valuation

WSE:BHW has a market cap or net worth of PLN 13.49 billion.

Market Cap	13.49B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Oct 20, 2025

Share Statistics

WSE:BHW has 130.51 million shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	130.51M
Shares Outstanding	130.51M
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	14.87%
Float	32.51M

Valuation Ratios

The trailing PE ratio is 7.48 and the forward PE ratio is 8.87.

PE Ratio	7.48
Forward PE	8.87
PS Ratio	3.02
PB Ratio	1.44
P/TBV Ratio	1.59
P/FCF Ratio	1.94
P/OCF Ratio	1.92
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.84
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.85%.

Return on Equity (ROE)	18.85%
Return on Assets (ROA)	2.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.46M
Profits Per Employee	470,645
Employee Count	3,050
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WSE:BHW has paid 484.23 million in taxes.

Income Tax	484.23M
Effective Tax Rate	21.17%

Stock Price Statistics

The stock price has increased by +16.74% in the last 52 weeks. The beta is 0.62, so WSE:BHW's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+16.74%
50-Day Moving Average	104.72
200-Day Moving Average	110.32
Relative Strength Index (RSI)	41.54
Average Volume (20 Days)	18,377

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, WSE:BHW had revenue of PLN 4.47 billion and earned 1.44 billion in profits. Earnings per share was 11.02.

Revenue	4.47B
Gross Profit	4.47B
Operating Income	2.74B
Pretax Income	2.29B
Net Income	1.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.02

Balance Sheet

The company has 13.56 billion in cash and 5.88 billion in debt, giving a net cash position of 7.68 billion or 58.84 per share.

Cash & Cash Equivalents	13.56B
Total Debt	5.88B
Net Cash	7.68B
Net Cash Per Share	58.84
Equity (Book Value)	9.35B
Book Value Per Share	71.61
Working Capital	-37.96B

Cash Flow

In the last 12 months, operating cash flow was 7.04 billion and capital expenditures -76.26 million, giving a free cash flow of 6.96 billion.

Operating Cash Flow	7.04B
Capital Expenditures	-76.26M
Free Cash Flow	6.96B
FCF Per Share	53.35

Margins

Gross Margin	n/a
Operating Margin	61.32%
Pretax Margin	51.17%
Profit Margin	32.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	155.75%

Dividends & Yields

This stock pays an annual dividend of 6.88, which amounts to a dividend yield of 6.65%.

Dividend Per Share	6.88
Dividend Yield	6.65%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	0.12%
Shareholder Yield	6.72%
Earnings Yield	10.65%
FCF Yield	51.60%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4