Bank Handlowy w Warszawie Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	15,897	13,787	11,583	13,249	9,878	7,709
Market Cap Growth	8.58%	19.03%	-12.58%	34.13%	28.14%	67.85%
Last Close Price	121.80	105.60	88.70	101.40	75.60	59.00
PE Ratio	8.86	-	6.58	5.87	6.39	10.75
Forward PE	10.69	9.52	6.30	7.35	5.89	17.18
PEG Ratio	-	2.31	2.31	2.31	2.31	2.31
PS Ratio	4.88	-	2.87	2.95	2.79	3.33
PB Ratio	1.58	1.37	1.17	1.36	1.24	1.04
P/TBV Ratio	1.73	1.51	1.29	1.57	1.48	1.25
P/FCF Ratio	6.32	-	2.29	10.16	-	3.47
P/OCF Ratio	6.21	-	2.26	9.30	-	3.43
Net Debt / Equity Ratio	-1.36	-0.92	-0.59	-0.13	-0.08	-0.88
Net Debt / FCF Ratio	-	-	-1.15	-0.95	0.13	-2.94
Asset Turnover	-	0	0.06	0.06	0.05	0.04
Return on Equity (ROE)	-	0.00%	17.97%	25.51%	20.15%	9.59%
Earnings Yield	10.17%	-	15.20%	17.03%	15.65%	9.31%
FCF Yield	15.82%	0.00%	43.62%	9.84%	-	28.83%
Dividend Yield	5.61%	0.00%	12.56%	8.88%	7.24%	2.03%
Payout Ratio	110.78%	-	82.64%	52.12%	46.24%	21.85%
Buyback Yield / Dilution	0.27%	0.01%	0.06%	0.00%	0.00%	0.00%
Total Shareholder Return	5.88%	0.01%	12.62%	8.88%	7.24%	2.03%