Bank Handlowy w Warszawie Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	13,745	6,863	3,696	1,242	671.19	5,491
Investment Securities	28,169	21,308	24,594	34,303	32,913	19,811
Trading Asset Securities	3,826	4,564	3,534	3,626	6,326	10,076
Total Investments	31,995	25,871	28,128	37,929	39,240	29,887
Gross Loans	21,033	18,227	22,160	20,807	22,491	22,228
Allowance for Loan Losses	-	-	-545.71	-737.19	-856.18	-888.68
Net Loans	21,033	18,227	21,615	20,070	21,635	21,339
Property, Plant & Equipment	441	446.98	521.13	508.4	455.42	451.67
Goodwill	-	851.21	851.21	1,031	1,031	1,031
Other Intangible Assets	882.02	12.35	12.12	199.45	126.34	185.96
Accrued Interest Receivable	-	47.68	60.72	58.33	52.43	62.45
Other Receivables	11,596	8,291	84.29	60.92	76.97	211.28
Restricted Cash	-	2,343	2,098	-	-	1,035
Other Current Assets	6,015	6,344	956.64	451.37	713.08	13.9
Long-Term Deferred Tax Assets	255.49	221.7	82.28	115.41	287.37	264.31
Other Long-Term Assets	2,269	9,331	14,373	10,908	5,513	1,889
Total Assets	88,231	78,849	72,478	72,573	69,801	61,863
Accrued Expenses	-	191.67	214.05	241.76	387.67	352.09
Interest Bearing Deposits	44,715	38,429	18,546	17,913	17,351	6,878
Non-Interest Bearing Deposits	-	-	37,970	38,709	37,895	39,509
Total Deposits	44,715	38,429	56,517	56,622	55,246	46,387
Short-Term Borrowings	2,102	3,040	2,672	3,482	4,730	6,576
Current Income Taxes Payable	-	11.81	99.6	457.87	245.94	5.97
Other Current Liabilities	23,179	22,303	156.71	133.51	697.87	577.66
Long-Term Debt	5,168	3,904	1,075	1.93	0.46	0.07
Long-Term Leases	-	84.17	121.17	113.1	121.82	125.68
Long-Term Unearned Revenue	-	34.62	38.32	16.81	13.11	15.25
Pension & Post-Retirement Benefits	-	86.69	113.12	95.55	-	-
Long-Term Deferred Tax Liabilities	-	-	0.01	0.09	0.17	-
Other Long-Term Liabilities	2,982	720.76	1,603	1,680	398.24	439.32
Total Liabilities	78,147	68,807	62,610	62,844	61,841	54,479
Common Stock	522.64	522.64	522.64	522.64	522.64	522.64
Additional Paid-In Capital	3,001	3,001	3,001	3,001	3,001	3,002
Retained Earnings	2,041	2,195	2,931	3,427	2,717	1,897
Treasury Stock	-14.53	-27.31	-20.58	-	-	-
Comprehensive Income & Other	4,534	4,351	3,434	2,779	1,720	1,962
Shareholders' Equity	10,084	10,042	9,869	9,729	7,960	7,383
Total Liabilities & Equity	88,231	78,849	72,478	72,573	69,801	61,863
Total Debt	7,271	7,028	3,868	3,597	4,852	6,702
Net Cash (Debt)	10,300	4,398	11,584	16,167	2,447	9,652
Net Cash Growth	87.14%	-62.04%	-28.35%	560.78%	-74.65%	116.60%
Net Cash Per Share	79.11	33.76	88.71	123.74	18.73	73.87
Filing Date Shares Outstanding	130.52	130.39	130.44	130.66	130.66	130.66
Total Common Shares Outstanding	130.52	130.39	130.44	130.66	130.66	130.66
Book Value Per Share	77.26	77.02	75.66	74.46	60.92	56.51
Tangible Book Value	9,202	9,179	9,005	8,499	6,803	6,166
Tangible Book Value Per Share	70.51	70.39	69.04	65.05	52.06	47.19