Bank Handlowy w Warszawie S.A. (WSE:BHW)

Bank Handlowy w Warszawie Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,813	6,863	3,696	1,242	671.19	5,491
Investment Securities	42,864	21,308	24,594	34,303	32,913	19,811
Trading Asset Securities	4,571	4,564	3,534	3,626	6,326	10,076
Total Investments	47,435	25,871	28,128	37,929	39,240	29,887
Gross Loans	19,858	18,227	22,160	20,807	22,491	22,228
Allowance for Loan Losses	-297.83	-	-545.71	-737.19	-856.18	-888.68
Net Loans	19,560	18,227	21,615	20,070	21,635	21,339
Property, Plant & Equipment	330.19	446.98	521.13	508.4	455.42	451.67
Goodwill	851.21	851.21	851.21	1,031	1,031	1,031
Other Intangible Assets	30.17	12.35	12.12	199.45	126.34	185.96
Accrued Interest Receivable	41.24	47.68	60.72	58.33	52.43	62.45
Other Receivables	268.85	8,291	84.29	60.92	76.97	211.28
Restricted Cash	-	2,343	2,098	-	-	1,035
Other Current Assets	16.49	6,344	956.64	451.37	713.08	13.9
Long-Term Deferred Tax Assets	67.11	221.7	82.28	115.41	287.37	264.31
Other Long-Term Assets	1,159	9,331	14,373	10,908	5,513	1,889
Total Assets	72,572	78,849	72,478	72,573	69,801	61,863

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	367.43	191.67	214.05	241.76	387.67	352.09
Interest Bearing Deposits	23,737	38,429	18,546	17,913	17,351	6,878
Non-Interest Bearing Deposits	27,782	-	37,970	38,709	37,895	39,509
Total Deposits	51,519	38,429	56,517	56,622	55,246	46,387
Short-Term Borrowings	5,947	3,040	2,672	3,482	4,730	6,576
Current Income Taxes Payable	0.01	11.81	99.6	457.87	245.94	5.97
Other Current Liabilities	525.51	22,303	156.71	133.51	697.87	577.66
Long-Term Debt	2,377	3,904	1,075	1.93	0.46	0.07
Long-Term Leases	56.43	84.17	121.17	113.1	121.82	125.68
Long-Term Unearned Revenue	28.01	34.62	38.32	16.81	13.11	15.25
Pension & Post-Retirement Benefits	92.51	86.69	113.12	95.55	-	-
Long-Term Deferred Tax Liabilities	0	-	0.01	0.09	0.17	-
Other Long-Term Liabilities	2,335	720.76	1,603	1,680	398.24	439.32
Total Liabilities	63,247	68,807	62,610	62,844	61,841	54,479

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	522.64	522.64	522.64	522.64	522.64	522.64
Additional Paid-In Capital	3,001	3,001	3,001	3,001	3,001	3,002
Retained Earnings	1,113	2,195	2,931	3,427	2,717	1,897
Treasury Stock	-14.53	-27.31	-20.58	-	-	-
Comprehensive Income & Other	4,701	4,351	3,434	2,779	1,720	1,962
Shareholders' Equity	9,324	10,042	9,869	9,729	7,960	7,383
Total Liabilities & Equity	72,572	78,849	72,478	72,573	69,801	61,863

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8,380	7,028	3,868	3,597	4,852	6,702
Net Cash (Debt)	10,489	4,398	11,584	16,167	2,447	9,652
Net Cash Growth	16.80%	-62.04%	-28.35%	560.78%	-74.65%	116.60%
Net Cash Per Share	80.66	33.76	88.71	123.74	18.73	73.87
Filing Date Shares Outstanding	130.52	130.39	130.44	130.66	130.66	130.66
Total Common Shares Outstanding	130.52	130.39	130.44	130.66	130.66	130.66
Book Value Per Share	71.44	77.02	75.66	74.46	60.92	56.51
Tangible Book Value	8,443	9,179	9,005	8,499	6,803	6,166
Tangible Book Value Per Share	64.69	70.39	69.04	65.05	52.06	47.19

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 2, 2026

Data Sources Report a data error