Bank Ochrony Srodowiska S.A. (WSE:BOS)

Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,302	4,024	5,255	3,304	2,444
Investment Securities	7,352	6,465	4,769	4,409	5,385
Trading Asset Securities	154.43	133.46	266.05	165.37	178.92
Total Investments	7,506	6,598	5,035	4,575	5,564
Gross Loans	-	11,737	12,263	12,625	13,088
Allowance for Loan Losses	-	-918.13	-1,090	-1,109	-1,196
Net Loans	-	10,819	11,174	11,516	11,892
Property, Plant & Equipment	140.12	95.69	107.19	111.99	101.74
Other Intangible Assets	106.84	115.82	118.25	99.79	99.48
Loans Held for Sale	10,105	-	-	-	-
Accrued Interest Receivable	-	8.01	14.71	13.28	15.2
Other Receivables	14.49	46.78	34.1	20.74	26.69
Restricted Cash	-	-	-	295.2	31.41
Long-Term Deferred Tax Assets	148.23	143.46	159.09	144.95	115.69
Other Long-Term Assets	395.77	18.52	18.45	12.74	8.72
Total Assets	22,718	21,869	21,915	20,094	20,299
Accounts Payable	-	74.25	80.3	70.29	65.02
Accrued Expenses	-	49.47	49.78	32.56	26.58
Interest Bearing Deposits	19,101	8,867	8,320	5,482	5,673
Non-Interest Bearing Deposits	-	9,319	9,967	11,197	10,321
Total Deposits	19,101	18,186	18,287	16,679	15,995
Short-Term Borrowings	-	123.44	244.52	238.44	612.15
Current Portion of Leases	-	0.5	0.87	0.57	0.93
Current Income Taxes Payable	74.74	2.31	-	7.43	-
Other Current Liabilities	58.18	34.7	22.56	17.75	26.29
Long-Term Debt	547.12	886.32	934.71	880.06	1,085
Long-Term Leases	45.35	45.88	62.61	74.75	65.8
Long-Term Unearned Revenue	-	8.56	7.57	7.38	5.9
Pension & Post-Retirement Benefits	-	4.55	3.48	3.09	2.98
Other Long-Term Liabilities	662.71	323.34	260.25	218.25	503.41
Total Liabilities	20,489	19,740	19,953	18,229	18,388
Common Stock	929.48	929.48	929.48	929.48	929.48
Additional Paid-In Capital	532.85	532.18	532.18	532.18	532.18
Retained Earnings	718	620.2	558.5	430.89	382.17
Treasury Stock	-7.29	-1.29	-1.29	-1.29	-1.29
Comprehensive Income & Other	56.56	49.25	-56.86	-26.96	67.87
Shareholders' Equity	2,230	2,130	1,962	1,864	1,910
Total Liabilities & Equity	22,718	21,869	21,915	20,094	20,299
Total Debt	592.47	1,056	1,243	1,194	1,764
Net Cash (Debt)	3,864	3,101	4,278	2,276	859.22
Net Cash Growth	24.61%	-27.51%	87.97%	164.88%	-
Net Cash Per Share	41.72	33.38	46.04	24.50	9.25
Filing Date Shares Outstanding	90.57	92.91	92.91	92.91	90.95
Total Common Shares Outstanding	90.57	92.91	92.91	92.91	90.95
Book Value Per Share	24.62	22.92	21.12	20.07	21.00
Tangible Book Value	2,123	2,014	1,844	1,764	1,811
Tangible Book Value Per Share	23.44	21.68	19.84	18.99	19.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.