Bank Ochrony Srodowiska S.A. (WSE:BOS)

Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,359	3,714	3,413	5,257	3,315	2,444
Investment Securities	7,698	7,352	6,188	4,543	4,210	5,385
Trading Asset Securities	197.4	156.6	189.61	306.37	201.76	178.92
Total Investments	7,896	7,508	6,378	4,849	4,412	5,564
Gross Loans	10,053	11,035	11,695	12,235	12,622	13,088
Allowance for Loan Losses	-	-930.59	-928.01	-1,109	-1,123	-1,196
Net Loans	10,053	10,105	10,767	11,126	11,499	11,892
Property, Plant & Equipment	131.36	140.12	146.29	157.51	162.62	101.74
Goodwill	-	0.97	0.97	0.97	-	-
Other Intangible Assets	99.36	105.87	130.86	132.01	112.86	99.48
Accrued Interest Receivable	-	10.54	8.92	15.32	14.13	15.2
Other Receivables	185.93	139.14	159.24	256.51	242.33	26.69
Restricted Cash	-	588.01	611.25	-	295.2	31.41
Other Current Assets	-	1.58	1.01	4.64	1.05	-
Long-Term Deferred Tax Assets	139.64	148.23	158.33	173.46	151.07	115.69
Other Long-Term Assets	501.69	256.79	257.4	33.97	24.45	8.72
Total Assets	23,365	22,718	22,032	22,006	20,230	20,299
Accounts Payable	-	90.05	91.59	95.04	71.78	65.02
Accrued Expenses	-	82.97	62.7	97.59	66.61	26.58
Interest Bearing Deposits	19,633	9,823	8,858	8,312	5,476	5,673
Non-Interest Bearing Deposits	-	8,988	9,252	9,915	11,198	10,321
Total Deposits	19,633	18,811	18,110	18,227	16,675	15,995
Short-Term Borrowings	-	57.14	125.75	248.67	244.22	612.15
Current Portion of Leases	-	5.72	2.5	2.94	2.69	0.93
Current Income Taxes Payable	1.18	14.74	2.31	0.45	8.34	-
Other Current Liabilities	48.03	91.46	91.68	22.54	17.05	26.29
Long-Term Debt	543.93	808.29	886.47	934.71	880.06	1,085
Long-Term Leases	40.89	39.63	50.75	64.98	78.48	65.8
Long-Term Unearned Revenue	-	8.07	8.56	7.57	7.75	5.9
Pension & Post-Retirement Benefits	-	7.54	5.7	4.31	3.79	2.98
Long-Term Deferred Tax Liabilities	-	-	0.95	-	0.48	-
Other Long-Term Liabilities	837.81	471.96	444.65	335.75	307.86	503.41
Total Liabilities	21,104	20,489	19,884	20,042	18,364	18,388
Common Stock	929.48	929.48	929.48	929.48	929.48	929.48
Additional Paid-In Capital	532.85	532.85	532.85	532.85	532.85	532.18
Retained Earnings	729.84	718	638.34	559.97	431.72	382.17
Treasury Stock	-1.29	-1.29	-1.29	-1.29	-1.29	-1.29
Comprehensive Income & Other	69.86	50.56	49.25	-56.86	-26.96	67.87
Shareholders' Equity	2,261	2,230	2,149	1,964	1,866	1,910
Total Liabilities & Equity	23,365	22,718	22,032	22,006	20,230	20,299
Total Debt	584.82	910.79	1,065	1,251	1,205	1,764
Net Cash (Debt)	3,971	2,960	2,537	4,312	2,311	859.22
Net Cash Growth	-	16.69%	-41.16%	86.57%	168.97%	-
Net Cash Per Share	43.04	31.86	27.31	46.41	24.87	9.25
Filing Date Shares Outstanding	92.91	92.91	92.91	92.91	92.91	90.95
Total Common Shares Outstanding	92.91	92.91	92.91	92.91	92.91	90.95
Book Value Per Share	24.33	24.00	23.13	21.14	20.08	21.00
Tangible Book Value	2,161	2,123	2,017	1,831	1,753	1,811
Tangible Book Value Per Share	23.26	22.85	21.71	19.71	18.87	19.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.