Bank Ochrony Srodowiska S.A. (WSE:BOS)

Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,604	3,714	3,413	5,257	3,315	2,444
Investment Securities	7,128	7,352	6,188	4,543	4,210	5,385
Trading Asset Securities	121.39	156.6	189.61	306.37	201.76	178.92
Total Investments	7,249	7,508	6,378	4,849	4,412	5,564
Gross Loans	11,087	11,035	11,695	12,235	12,622	13,088
Allowance for Loan Losses	-992.16	-930.59	-928.01	-1,109	-1,123	-1,196
Net Loans	10,095	10,105	10,767	11,126	11,499	11,892
Property, Plant & Equipment	133.27	140.12	146.29	157.51	162.62	101.74
Goodwill	-	0.97	0.97	0.97	-	-
Other Intangible Assets	95.09	105.87	130.86	132.01	112.86	99.48
Accrued Interest Receivable	-	10.54	8.92	15.32	14.13	15.2
Other Receivables	23.34	139.14	159.24	256.51	242.33	26.69
Restricted Cash	659.54	588.01	611.25	-	295.2	31.41
Other Current Assets	-	1.58	1.01	4.64	1.05	-
Long-Term Deferred Tax Assets	132.82	148.23	158.33	173.46	151.07	115.69
Other Long-Term Assets	488.13	256.79	257.4	33.97	24.45	8.72
Total Assets	23,481	22,718	22,032	22,006	20,230	20,299
Accounts Payable	87.61	90.05	91.59	95.04	71.78	65.02
Accrued Expenses	96.44	82.97	62.7	97.59	66.61	26.58
Interest Bearing Deposits	10,966	9,823	8,858	8,312	5,476	5,673
Non-Interest Bearing Deposits	8,306	8,988	9,252	9,915	11,198	10,321
Total Deposits	19,272	18,811	18,110	18,227	16,675	15,995
Short-Term Borrowings	37.48	57.14	125.75	248.67	244.22	612.15
Current Portion of Leases	-	5.72	2.5	2.94	2.69	0.93
Current Income Taxes Payable	10.69	14.74	2.31	0.45	8.34	-
Other Current Liabilities	98.42	91.46	91.68	22.54	17.05	26.29
Long-Term Debt	944.46	808.29	886.47	934.71	880.06	1,085
Long-Term Leases	47.15	39.63	50.75	64.98	78.48	65.8
Long-Term Unearned Revenue	7.78	8.07	8.56	7.57	7.75	5.9
Pension & Post-Retirement Benefits	7.49	7.54	5.7	4.31	3.79	2.98
Long-Term Deferred Tax Liabilities	0.4	-	0.95	-	0.48	-
Other Long-Term Liabilities	531.61	471.96	444.65	335.75	307.86	503.41
Total Liabilities	21,142	20,489	19,884	20,042	18,364	18,388
Common Stock	929.48	929.48	929.48	929.48	929.48	929.48
Additional Paid-In Capital	532.85	532.85	532.85	532.85	532.85	532.18
Retained Earnings	797.72	718	638.34	559.97	431.72	382.17
Treasury Stock	-1.29	-1.29	-1.29	-1.29	-1.29	-1.29
Comprehensive Income & Other	79.89	50.56	49.25	-56.86	-26.96	67.87
Shareholders' Equity	2,339	2,230	2,149	1,964	1,866	1,910
Total Liabilities & Equity	23,481	22,718	22,032	22,006	20,230	20,299
Total Debt	1,029	910.79	1,065	1,251	1,205	1,764
Net Cash (Debt)	3,696	2,960	2,537	4,312	2,311	859.22
Net Cash Growth	122.69%	16.69%	-41.16%	86.57%	168.97%	-
Net Cash Per Share	39.79	31.86	27.31	46.41	24.87	9.25
Filing Date Shares Outstanding	92.91	92.91	92.91	92.91	92.91	90.95
Total Common Shares Outstanding	92.91	92.91	92.91	92.91	92.91	90.95
Book Value Per Share	25.17	24.00	23.13	21.14	20.08	21.00
Tangible Book Value	2,244	2,123	2,017	1,831	1,753	1,811
Tangible Book Value Per Share	24.15	22.85	21.71	19.71	18.87	19.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.