Bank Ochrony Srodowiska S.A. (WSE: BOS)

Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	605.61	4,024	5,255	3,304	2,444	1,498
Investment Securities	8,307	6,465	4,769	4,409	5,385	3,982
Trading Asset Securities	176.08	133.46	266.05	165.37	178.92	215.86
Total Investments	8,483	6,598	5,035	4,575	5,564	4,198
Gross Loans	-	11,737	12,263	12,625	13,088	13,175
Allowance for Loan Losses	-	-918.13	-1,090	-1,109	-1,196	-1,171
Net Loans	-	10,819	11,174	11,516	11,892	12,004
Property, Plant & Equipment	141.46	95.69	107.19	111.99	101.74	157.48
Goodwill	-	-	-	-	-	0.97
Other Intangible Assets	105.08	115.82	118.25	99.79	99.48	116.09
Accrued Interest Receivable	-	8.01	14.71	13.28	15.2	13.15
Other Receivables	150.28	46.78	34.1	20.74	26.69	23.05
Restricted Cash	-	-	-	295.2	31.41	195.5
Other Current Assets	-	-	-	-	-	8.94
Long-Term Deferred Tax Assets	134.91	143.46	159.09	144.95	115.69	109.03
Other Long-Term Assets	373.81	18.52	18.45	12.74	8.72	162.51
Total Assets	20,550	21,869	21,915	20,094	20,299	18,487
Accounts Payable	-	74.25	80.3	70.29	65.02	62.17
Accrued Expenses	-	49.47	49.78	32.56	26.58	25.32
Interest Bearing Deposits	17,085	8,867	8,320	5,482	5,673	7,119
Non-Interest Bearing Deposits	-	9,319	9,967	11,197	10,321	7,068
Total Deposits	17,085	18,186	18,287	16,679	15,995	14,186
Short-Term Borrowings	58.1	123.44	244.52	238.44	612.15	549.28
Current Portion of Leases	-	0.5	0.87	0.57	0.93	4.54
Current Income Taxes Payable	0.08	2.31	-	7.43	-	8.41
Other Current Liabilities	1.17	34.7	22.56	17.75	26.29	10.99
Long-Term Debt	450.96	886.32	934.71	880.06	1,085	1,148
Long-Term Leases	49.17	45.88	62.61	74.75	65.8	78.81
Long-Term Unearned Revenue	-	8.56	7.57	7.38	5.9	5.24
Pension & Post-Retirement Benefits	-	4.55	3.48	3.09	2.98	3.32
Long-Term Deferred Tax Liabilities	1.26	-	-	-	-	1.39
Other Long-Term Liabilities	687.39	323.34	260.25	218.25	503.41	202.93
Total Liabilities	18,333	19,740	19,953	18,229	18,388	16,287
Common Stock	929.48	929.48	929.48	929.48	929.48	929.48
Additional Paid-In Capital	532.85	532.18	532.18	532.18	532.18	532.85
Retained Earnings	679.4	620.2	558.5	430.89	382.17	691.2
Treasury Stock	-1.29	-1.29	-1.29	-1.29	-1.29	-1.29
Comprehensive Income & Other	76.02	49.25	-56.86	-26.96	67.87	47.7
Shareholders' Equity	2,216	2,130	1,962	1,864	1,910	2,200
Total Liabilities & Equity	20,550	21,869	21,915	20,094	20,299	18,487
Total Debt	558.23	1,056	1,243	1,194	1,764	1,781
Net Cash (Debt)	223.46	3,101	4,278	2,276	859.22	-66.87
Net Cash Growth	-	-27.51%	87.97%	164.88%	-	-
Net Cash Per Share	-	33.38	46.04	24.50	9.25	-0.72
Filing Date Shares Outstanding	-	92.91	92.91	92.91	90.95	92.91
Total Common Shares Outstanding	-	92.91	92.91	92.91	90.95	92.91
Book Value Per Share	-	22.92	21.12	20.07	21.00	23.68
Tangible Book Value	2,111	2,014	1,844	1,764	1,811	2,083
Tangible Book Value Per Share	-	21.68	19.84	18.99	19.91	22.42

Source: S&P Capital IQ. Banks template. Financial Sources.