Bank Ochrony Srodowiska Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	124.34	79.66	78.37	128.24	47.46	-310.3
Depreciation & Amortization	80.12	79.29	73.88	62.73	55.84	42.77
Gain (Loss) on Sale of Assets	-0.25	-0.12	-0.13	-0.05	0	-0.01
Change in Trading Asset Securities	11.85	-6.32	8.19	-18.62	-3.79	43.09
Change in Other Net Operating Assets	-2,529	-733.97	-689.26	119.12	684.87	-379.24
Other Operating Activities	-141.33	-127.18	-160.31	-105.31	-33.62	-72.4
Operating Cash Flow	-2,454	-708.64	-689.26	186.12	750.76	-705.57
Operating Cash Flow Growth	-	-	-	-75.21%	-	-
Capital Expenditures	-13.98	-20.18	-20.35	-23.22	-13.22	-16.44
Sale of Property, Plant and Equipment	0.25	0.12	0.14	0.07	0.02	0.01
Investment in Securities	242.25	521.37	-430.28	-271.71	-42.31	-160.59
Income (Loss) Equity Investments	-	-	-	-	-	-29.47
Purchase / Sale of Intangibles	-28.81	-32.42	-36.19	-50.56	-29.43	-15.34
Other Investing Activities	144.37	179.24	157.79	63.83	45.17	60.55
Investing Cash Flow	344.08	648.14	-328.9	-281.6	-39.78	-131.81
Long-Term Debt Issued	-	200	100	-	-	-
Long-Term Debt Repaid	-	-354.23	-17.95	-51.9	-18.51	-17
Net Debt Issued (Repaid)	461.48	-154.23	82.05	-51.9	-18.51	-17
Net Increase (Decrease) in Deposit Accounts	3,979	535.61	-255.61	1,813	447.15	1,667
Other Financing Activities	-18.18	-42.49	-39.02	-16.7	-13.52	-14.44
Financing Cash Flow	4,422	338.89	-212.58	1,744	415.12	1,636
Net Cash Flow	2,312	278.38	-1,231	1,649	1,126	798.24
Free Cash Flow	-2,468	-728.83	-709.61	162.9	737.53	-722.01
Free Cash Flow Growth	-	-	-	-77.91%	-	-
Free Cash Flow Margin	-225.25%	-67.75%	-68.48%	18.30%	136.69%	-221.59%
Free Cash Flow Per Share	-26.59	-7.84	-7.64	1.75	7.94	-7.77
Cash Interest Paid	18.18	42.49	39.02	16.7	13.52	14.44
Cash Income Tax Paid	61.69	48.81	84.86	88.56	31.72	45.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.