Centrum Finansowe Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7.38	7.04	8.85	8.59	8.27	6.04
Depreciation & Amortization	0	0	0.01	0.01	0.04	0.06
Provision for Credit Losses	-0.98	-0.49	0.73	1.88	1.2	0.87
Other Adjustments	9.65	8.83	0.71	-1.48	7.15	5.18
Changes in Accrued Interest and Accounts Receivable	-0.24	-2.43	0.38	-0.22	-0.58	-0.06
Changes in Accounts Payable	0.05	1.11	0.5	0.04	0.04	0.25
Changes in Accrued Expenses	0.23	0.18	-0.01	-0.2	-0.34	-0.07
Operating Cash Flow	16.09	14.24	11.17	8.63	15.79	12.27
Operating Cash Flow Growth	78.92%	27.50%	29.50%	-45.36%	28.72%	4.87%
Net Change in Securities and Investments	-9.64	-8.14	-4.2	-9.76	-7.15	-2.76
Capital Expenditures	-0.02	-0.02	-0.88	-0.01	-0.02	-0.04
Sale of Property, Plant & Equipment	-	0	0	0	-	0
Proceeds from Sale of Intangible Assets	-	0.13	0	-	-	-
Other Investing Activities	-	0	0	0	-	0
Investing Cash Flow	-9.54	-8.04	-5.08	-9.77	-7.18	-2.8
Net Change in Deposits	8.5	8.5	14	8	7	3.7
Long-Term Debt Issued	-	0	0	0	-	5.7
Long-Term Debt Repaid	7.89	5.78	16.66	4.46	5.71	13.18
Net Long-Term Debt Issued (Repaid)	7.89	5.78	16.66	4.46	5.71	18.88
Issuance of Common Stock	-	0.92	0	0	0.84	-
Net Common Stock Issued (Repurchased)	-	0.92	0	0	0.84	-
Common Dividends Paid	4.35	4.35	4.23	5.98	4.05	5.02
Other Financing Activities	1.06	1.09	1.29	1.22	1.04	1.02
Financing Cash Flow	-4.81	-1.81	-8.18	-3.66	-2.96	-9.82
Net Cash Flow	1.75	4.4	-2.08	-4.8	5.65	-0.35
Free Cash Flow	16.07	14.22	10.3	8.62	15.77	12.22
Free Cash Flow Growth	79.05%	38.14%	19.48%	-45.34%	28.98%	4.79%
FCF Margin	67.94%	56.69%	42.09%	37.06%	72.22%	68.53%
Free Cash Flow Per Share	1.59	1.44	1.12	0.94	1.71	1.46